Otaku Engineer in Great Tang Dynasty

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"Xiao Xuan, you can't do this!"

Yunshan Courtyard, Han Lizheng, after listening to Li Zexuan and Hu Hanyun's words, said quickly: "Xiaoxuan, you may not know the situation of the other Zhuangzi, take Liujiazhuang as an example, their Zhuangzi just joined your fief not long ago. At the time, they still paid the rent according to the requirements of the previous landlords, and this year's harvest was generally not good, which made things worse.

Their place is not rich in the first place, and it is not bad to have enough to eat. If you ask them to make so many oilcloths, even if they sell all the food at home, it will not be enough! Xiaoxuan, since you have thought of this method to help the farmers increase their income, you must also want all the farmers to benefit from this, right? So this question, my father-in-law still hopes that you can consider it carefully! "

After listening to Li Zexuan, he was silent for a while, secretly thinking that he still took it for granted.

In the early Tang Dynasty, the price of cloth was very cheap. The price of a piece of fine silk was no more than the price of a bucket of rice, that is, a piece of silk cloth could be bought for three or four cents. The cost of going down a greenhouse is actually only two or three hundred cents.

Li Zexuan has a ready-to-wear shop at home. Naturally, he knows the current price of cloth in Chang'an City. It is because of knowing that he subconsciously thinks that the common people should be able to afford the cost of a greenhouse, which is two or three hundred cents. It is equivalent to a few thousand dollars in modern times. If a family squeezes a squeeze, it should be possible to get it together.

But he overlooked a problem. The degree of exploitation of the peasants by the landlords in this era is far unparalleled in modern times. In this era, people who can't eat enough and can't wear clothes can be seen everywhere! Is two or three hundred pennies really a small amount? For some people, these two or three hundred pennies may be enough for their family to eat for a year! !

"Father-in-law said that the youngest son-in-law was indeed a little ill-considered!"

Li Zexuan pondered for a moment, then took the initiative to admit his mistake, and continued: "It's better than this, the youngest son-in-law puts out a thousand dollars and puts it with his father-in-law. If the farmers are willing to build a greenhouse and the family is really in trouble, they can come and ask my father-in-law to borrow it. For a sum of money, each household can borrow up to 500 yuan, and they do not need to pay interest, as long as they can pay off the principal within one year! Father-in-law, what do you think of this~?"

Regarding capital lending, it is not unique to modern times, and this is nothing new in ancient times. Lord Mengchang, one of the four sons of the Warring States Period, was able to support 3,000 disciples and recruit talents from all walks of life because of the business of lending and receiving interest. According to historical documents, one year, Xue Di failed to harvest, and many people did not pay interest because of this. Lord Mengchang sent people to collect the money, but he still "received 100,000 money in interest", which shows that the scale of money lending is very large.

In comparison, Li Zexuan is not a loan at all, he is purely doing good deeds, after all, he does not charge interest!

Han Lizheng said with a smile: "That's great! In this way, Xiaoxuan, you are truly serving the people's well-being~!"

"Hey! Young master, you are sincere and kind. The bank in Chang'an city lends money to people, and they also pay 10% of the interest every month~!"

Old Hu grinned.

To be honest, he was a little moved by this preferential condition.

Regarding private lending, the Qin and Han dynasties were the first peak period of usury in Chinese history. After the Tang Dynasty, private lending developed more rapidly, and there were many pawnshops in the West Market, so it became the earliest financial street in China. .

Of course, in order to curb usury, the imperial court also imposed many restrictions on private lending. It is clearly recorded that the legal interest rate at this time was 10% per month and the annual interest rate was 120%. , this interest rate is relatively friendly, but for the common people, this interest rate is still relatively high, so Lao Hu couldn't help but be moved when he heard that Li Zexuan wanted to lend money to the farmer without interest.

After all, if you borrow money from a bank, if you borrow 500 wen, you will have to pay back 600 wen after one year of interest. After all, if you borrow it, you will earn it!

Li Zexuan smiled and changed the subject: "Uncle Hu, father-in-law, you can take a closer look at this greenhouse. If there is anything you don't understand, you can ask me. In the past few days, this type of greenhouse will be promoted to all farmers. , then you will work hard~!"

Han Li nodded and said, "Okay! I'll take a good look at Lao Hu~!"

He and Hu Hanyun, although they both had a period of unruly years when they were young, but since then they have been farming honestly at home, and they can be regarded as down-to-earth farmers, imitating others to grow vegetables, isn't this a piece of cake?

……………………

On the second day, Lao Hu went out early in the morning. Today, he did not follow the young men in the village into the mountains to serve as a guard. He had more important things to do, which was to buy cloth.

If there is no ready-made oilcloth, then buy coarse cloth, then buy some tung oil, and go home and make it yourself.

When I went there, an ox cart was empty, but when I came back, it was full of coarse cloth, and there were two barrels of tung oil hanging on the edge of the cart.

"Yo~! Isn't this Lao Hu? Why do you buy so much cloth? Make clothes for your son? It's not right, why don't you buy silk cloth for clothes, but so much coarse cloth?"

On the way, it is inevitable to meet some acquaintances. Lao Hu usually laughs and says carelessly: "Haha! The family is short of firewood recently, so I bought some coarse cloth and went back to burn~!"

Not from Zhuangzi, Lao Hu is determined not to tell the secret of cultivating out-of-season vegetables in greenhouses.

It's just that his response was too shocking.

"Buy coarse cloth and use it as firewood to burn~?"

Those who heard Lao Hu's response were all suspicious of Lao Hu's head

Is it burnt out? Although the situation of Lao Hu’s family has improved a lot this year, it is not so extravagant to use coarse cloth as firewood, right?

"My son! I'm back! Come out and help me get some things~!"

The road from Chang'an Guandao to Hanjiazhuang is now flat and wide. After a while, Lao Hu returned home, and as soon as he entered the courtyard, he shouted in a loud voice.

"Hey, the boss is back so soon?"

When Liu Yue'e heard the sound, she hurriedly ran out of the house. When she saw the thick cloth piled up on the ox cart, she was stunned: "This... this, the boss, how much did you buy for this cloth~? "

Hu Hanyun wiped away the sweat and said with a grin, "Hey! It's only three coin cloths. The shopkeeper said, if I buy more, I'll give more, so I buy more, it's not a loss. Lose~!"

"It's not a loss? What did you say when you left? You only bought two dollars. Now that you have bought such a big car, what do you use the extra for?"

Liu Yue'e gasped when she heard the words.

"What are you doing? Burn it! Ahhh, it's growing vegetables!"

Lao Hu answered too many questions along the way, so he couldn't help but say those two words directly.

………………

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