Pioneer of the Rebirth Era

The living room fell into silence for a moment.

Ma Fengyun looked at Yang Dongxu and said with a slightly heavy expression, "My Huabei is not just a competition with Alipay. Huabei is an important supplement to online shopping."

"Understood, not only do you get flowers, Jingdong also needs to get a white slip or something, and Suning probably also gets an overdraft balance or something." Yang Dongxu nodded.

Huabei, which is similar to credit card overdraft expenses, is indeed a great supplement to online shopping. No matter how many people become slaves to Huabei like card slaves due to its appearance, the first thing they do when their monthly salary arrives is to pay back the money.

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From the perspective of online shopping alone, solely from the perspective of promoting consumers to shop online, and solely from the perspective of capital. Although the advent of this software is not as epoch-making as Alipay, it is at least a milestone event.

And after being stolen by Alipay once, although UnionPay is very strict about online payment methods, it is the development trend of the times after all.

Even if Ma Fengyun doesn't get some money, given the current activeness of transactions in the online market, it's impossible for everyone to be stuck with Alipay.

Jingdong Pay, NetEase Pay, Suning Pay, etc., either direct or curved network payment methods like Huabei, are all on the way.

It's just that the treasure hunting is the most popular now, Ali is developing the fastest, and Ma Fengyun is the first to jump out. If he can endure it for a little longer, maybe the strong man in Jingdong will rely on Yang Dongxu even more than Ma Fengyun.

I couldn't help but start by disobeying the Lord.

The general trend of the development of the times is here. In addition, Alipay has made UnionPay realize that online payment cannot be opened casually.

However, Alipay does not offer Huabei, nor does it offer Yu'e Bao. It is just the transfer fees and convenience that make UnionPay feel threatened by itself, and this gap cannot be easily let go.

But just because these threats are obviously limited, the cards are not that serious. Whether it is Alibaba or Da Qiangzi, even if they are concerned about Yang Dongxu, the major shareholder, they can still obtain online payment licenses from other channels.

For example, Ma Fengyun’s Huabei, isn’t the financial loan license for online payment credit loans just like this?

Therefore, although Ma Fengyun was obviously provocative to him from the outside, Yang Dongxu was actually not that angry in his heart, and there was no conspiracy against Ma Fengyun.

Of course, although I don't care about this in my heart, I can't show it on the surface. Everyone thinks it's a provocative behavior, and you are just as happy as the rest of the people.

If you don't care when other people look at it and provoke you, can I take advantage of it?

Especially on Ma Fengyun's side, he dares to provoke the other party even if he has a cold face. If he gives the other party a smile, this daring guy will not turn the world upside down in the future.

"As long as you understand, it's not just Huabei. In my imagination, you can actually open an online bank. To put it bluntly, a bank is actually a credit structure.

As long as our credit standards are met and people trust us, then online banking deposits and withdrawals are completely trustworthy. And online banking is more convenient and faster than offline banks.

There is no handling fee for transfers and it is convenient for transactions. It does not have the superior service attitude of offline banks. Both the service and the efficiency are much higher than those of offline banks." Ma Fengyun said.

He felt scared, so he wanted to use Yu'e Bao to repay Yang Dongxu and let him calm down?

Obviously not. He only proposed the idea of ​​an online bank similar to Yu'e Bao at this time. That's because this guy is smarter than anyone else and knows what it means to build an online bank. He feels a little unsure and wants to win over Yang Dongxu.

The absolute boss is at the front.

If it weren't for the fact that he didn't know what he was doing, and that this matter involved too many things and it would be a big mistake if he didn't get it right, he wouldn't be so kind as to drag Yang Dongxu into the car.

This guy is not tall and not fat, but he is extremely possessive. He will eat everything he can eat, even if it is a risk. Only this kind of unpredictable danger makes him feel that his small body cannot bear it.

Only when you think about finding a partner can you think of something.

"The current banking efficiency and procedures are indeed too rigid, and there are too many areas that need improvement and promotion." Yang Dongxu nodded and agreed again with Ma Fengyun's words.

That faint smile at the corner of his mouth is full of profound meaning.

Ma Fengyun did not catch this subtle expression on his face. After hearing that he directly agreed with her opinion, Ma Fengyun was stunned at first, and then looked ecstatic, "Director Yang also feels that online banking can be done."

"It can be done. Not only can it be done, but it must be done with great fanfare. There are indeed many problems in the current banking industry, both in terms of services and systems. Some external pressure is needed to remind them that they cannot always act in the same old way and should wake up.

We may not say we are leading the times, but at least we cannot become a stumbling block to the times.”

"What Director Yang said is absolutely right. The current banking industry is always following the same routine and is lifeless. There must be some external pressure to wake them up.

I will hold a board meeting when I get back, and Director Yang will take the lead on this matter." Ma Fengyun slapped his thigh and looked very excited, as if Yang Dongxu's words tickled his itch and made him feel like he had met a confidant.

At this time, Ma Fengyun was not the richest man, and the name of Hangzhou Ma was not loud enough. Therefore, he was not as courageous as in his previous life, and directly shouted out his iconic speech of "If the bank does not change, we will change the bank."

"I'll forget it. I already have Alipay and I don't want to get involved in other things. If you want to do it, form your own team. If you let Alibaba do this, I, the shareholder, will vote in favor.

If you set up your own company to make Huabei, and then cooperate with Alibaba, I will raise my hand and agree." Looking at the excited Ma Fengyun, Yang Dongxu said calmly.

"This..." The expression on the excited Ma Fengyun's face suddenly became a little stuck.

"Do you know Huaxia Telecom?" Seeing Ma Fengyun's appearance, Yang Xu asked a question that had nothing to do with the topic at this time.

"I know, it's a model in the communications field. If it weren't for the preference given to those state-owned enterprises above, it would definitely be the largest communications company in China." Ma Fengyun nodded.

"Huaxia Telecom is mine. I have been a catfish in the communications field. In fact, it is not just the communications field, including Hurricane Architecture, Honor Mobile, China BMW, etc.

I have been a catfish in many fields, so I will not get involved in affecting the banking industry. You know my character well after knowing me for so long. I am too lazy to touch finance if it is not necessary."

"I want to touch it!" Ma Fengyun couldn't help shouting in his heart. At the same time, he couldn't help but feel that it was a pity that Yang Dongxu was squandering everything. It was a shameful waste to have such good resources and not touch finance.

If he had Yang Dongxu's status and resources, he would want to drastically reform not only the bank, but also the development of the country's economic environment!

It's a pity that he is not Yang Dongxu, and he doesn't dare to shout out his inner thoughts like this.

So I could only look shocked and surprised, and looked at Yang Dongxu with admiration, "China Telecom and China BMW, two star-level private enterprises, are actually the companies of Director Yang. It is Director Yang who is really a role model for our generation."

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