Rebirth 09: A perfect life starting from college

"These two plans are very simple to say."

Ren Li smiled and explained: "Plan A, these foreign institutions will invest in Qinfeng Capital."

"They will obtain the corresponding equity of Qinfeng Capital according to the specific investment share."

"According to our preliminary research, if it is a tens of billions of investment, it may require you to sell about 70% of Qinfeng Capital's equity."

"Capital investment...? More than 70% of equity transfer...?"

Hearing Ren Li's words, Jiang Cheng subconsciously tapped the table with his finger, his expression calm.

"Yes, this is the plan I personally recommend."

Ren Li glanced at Jiang Cheng and said with great certainty: "Mr. Jiang, I can assure you that these shares will be dispersed among independent companies, and you will definitely be guaranteed to still control the largest share of Qinfeng Capital to ensure your control over Qinfeng Capital."

"The biggest advantage of investing in shares is that there is no loan relationship between the two parties. In addition to paying a certain proportion of guarantee agency fees to our bank, you no longer need to pay any interest or fees for this money."

"I understand."

Jiang Cheng did not make any statement, but still said calmly: "Then, what about the other plan?"

"Uh..."

Seeing Jiang Cheng's indifferent expression on this plan, Ren Li, who was originally full of confidence, was stunned.

In her opinion, the A plan she proposed had to be said to be very tempting.

Being able to obtain more than 10 billion yuan of investment and financing from foreign institutions at one time is almost a pie in the sky for any company.

No interest needs to be paid, and even if there is a loss in the future, there is no need to bear any responsibility.

More importantly, with so many financial institutions as shareholders of Qinfeng Capital, it is equivalent to opening up many domestic and foreign connections and resource channels.

Although it will be necessary to give up the equity in hand, in general, the risk is controllable and the prospects are promising.

It can be regarded as a great opportunity that cannot be obtained even if you burn incense.

However, looking at Mr. Jiang's expression, it seems that he is not very excited.

Thinking of this, Ren Li is completely confused about Jiang Cheng's thoughts.

—— In fact, Jiang Cheng's thoughts are very simple.

Ren Li certainly can't know that Jiang Cheng only wants to borrow money.

Invest in shares?

And also share 70% of my Qinfeng Capital's equity? !

What a joke.

Even if there is no deadbeat card, Jiang Cheng will never make a decision to give up Qinfeng Capital's equity for a mere 10 billion.

Jiang Cheng has absolute confidence. With his God's perspective, the future size of Qinfeng Capital will definitely not be limited to a mere tens of billions.

The lowest goal is also a trillion-level level comparable to the fruit or Stella level in the future.

Such a behemoth, giving up 70% of its shares for a small 10 billion?

Isn't this bullshit?

——Not only that, if Jiang Cheng really makes this decision, there will be endless troubles in the future.

After all, the 30% equity in his hands is not enough to guarantee his absolute control over Qinfeng Capital.

According to Jiang Cheng's understanding, giant companies like Fruit Group, except for the large equity held by several major shareholders on the management board, all other equity is split and scattered among thousands of companies and institutions around the world.

The biggest benefit of doing so, in addition to widely winning over shareholders and sharing the same glory, the biggest role is to deter those speculators with ulterior motives.

If someone attempts to complete the acquisition of controlling shares by merging and acquiring scattered equity, it will require at least negotiating to acquire hundreds of companies and institutions around the world.

It will be a very, very difficult, tedious and complicated process. Strictly speaking, there is almost only theoretical hope.

Therefore, no capital would be willing to pay such energy and cost.

However, the situation Jiang Cheng is facing at this moment is different - according to the document record in his hand, there are no more than ten overseas groups that intend to jointly invest in Qin Feng this time.

With such a small number of shareholders, if those overseas capitals play a mutual merger and acquisition operation in the future, it will be easy to exceed the 30% amount held by him in the overall equity, and finally complete the controlling stake and take over Qin Feng Capital.

In this case, wouldn't it be a waste of effort to make wedding clothes for others?

If that time really comes, it would be better to find a piece of tofu and kill myself.

Therefore, Jiang Cheng will never accept Plan A proposed by Ren Li.

"As for Plan B...”

Ren Li hesitated for a moment before speaking: “It is also these ten overseas institutions that completed the capital injection into Qinfeng Capital.”

“Although there will be no equity claim for Qinfeng Capital, this amount will be issued in the name of contractual loan.”

“Okay.” Jiang Cheng nodded and said: “Then, what specific interest rate does the other party require?”

“Well, I’m afraid it will be higher.”

As she spoke, Ren Li glanced at Jiang Cheng and spoke in a low tone: “According to the other party’s requirements, you can gradually repay this amount within 5 years, and the specific interest rate is...13.69%...and, as the guarantor, our bank needs to charge an additional 3% handling fee of the total loan amount each year.”

“Isn’t that a total interest rate of 16.69%? ! "

Hearing this number, Wen Jie couldn't help but exclaimed.

This is called higher?

This is so high!

--It is more than three times higher than the normal domestic loan interest rate!

In a year, the interest and handling fees alone will be 1.7 billion.

Such harsh conditions clearly show that they have no intention of letting us accept them!

It's simply outrageous!

After the initial shock, Wen Jie suddenly felt relieved.

Based on her understanding of Jiang Cheng, it is impossible for Mr. Jiang to accept such outrageous conditions.

Then, it is obviously a more reasonable choice to decide on the win-win plan A.

"Okay, let's proceed with this plan B. "

Wen Jie: (⊙ˍ⊙)

——I really can't figure you out!

Ignoring Miss Wen Jie, who looked like she was going crazy, Jiang Cheng calmly said to Ren Li, "President Ren, I am willing to accept this plan."

"Are you...are you sure?"

Ren Li, who was also deeply shocked, opened her eyes and asked again, "Mr. Jiang, this is a cumulative interest rate of 16.69%."

"Of course I am sure." Jiang Cheng nodded and said, "Not only that, I also hope that you can help me notify the other party that if you want to reach a loan agreement with me, the amount I need must be at least 15 billion. "

"1...15 billion? ! "

Hearing the price Jiang Cheng offered, Ren Li and Wen Jie were so shocked that their jaws almost dropped to the ground.

With such a high interest rate, he dared to borrow so much?!

This guy - is either a gambler or a lunatic!

Jiang Cheng didn't care about Ren Li and Wen Jie's surprise.

After all, he had the Lao Lai card in his hand, so he would rather not waste it than not. The more the better.

And Jiang Cheng believed that the other party would be able to accept the price of 15 billion.

Because Jiang Cheng knew clearly that these top foreign financial institutions must have analyzed the future economic potential of China long ago.

The real estate in his hands in Shanghai will appreciate 4-5 times in the next few years, easily.

There is absolutely no problem with the valuation reaching more than 20 billion.

On the premise that the total investment does not exceed this insurance amount, issuing this loan not only has no potential risks, but is also a big business that is sure to make a profit.

Therefore, Jiang Cheng has absolute confidence that the other party will do his best to facilitate this transaction.