Rebirth 1990: I have three golden fingers

It was almost 5:30 in the afternoon when Fang Bai's BP machine started ringing. He quickly turned it off and read the message.

Seeing the students around him looking at him, Fang Bai stood up and bowed slightly: "Sorry for disturbing everyone."

After that, he whispered to Qin Shuyu that it was time to go and have dinner together. The bodyguard would drive and wait for him at the northwest gate.

"Yeah." Qin Shuyu nodded happily.

After the two people left their seats, the students next to them who heard the two talking were slightly surprised. This boy is a rich second generation. No wonder he picked up such a beautiful girl.

Fang Bai held Qin Shuyu's hand and walked for about ten minutes to the northwest gate and saw his car parked on the roadside.

Li Xiaolong and Wang Dakai are both junior brothers. They have never seen such a beautiful girl. After one glance, they dare not look at her. This is Fang Bai's girlfriend.

Fang Bai opened the rear door and asked Qin Shuyu to get in the car first, and he followed.

"The driver is Li Xiaolong. He is a few years older than me. You can call him Brother Long. The big guy is Wang Dakai. He is in the same class as us. He went to Xiangyu Middle School in high school. You can call him Dakai. He will be a full-time driver from now on. "Fang Bai introduced Qin Shuyu, and then said to the two of them, "My girlfriend Qin Shuyu."

"Hello, sister-in-law, just call me Da Kai or Big Man."

"Hello, Miss Qin."

"Well, hello." Qin Shuyu responded politely with a smile.

At the same time, she curiously looked at the interior decoration of the car. She knew that Fang Bai was driving here from home, but she had never been in a Santana car.

Xinghai Company's business is very good, and she knows the situation.

Just now, Fang Bai told her about his family's business situation, and she knew more clearly. She didn't expect that Xinghai Company has developed so fast. Fang Bai is so amazing.

Fang Bai asked: "Let's find a place to eat first. We've been walking around a lot. Are there any restaurants with good environment nearby?"

Li Xiaolong said: "Mr. Fang, there is a good-quality Chinese restaurant over there, and the consumption may be high."

"Then go there."

After hearing this, Li Xiaolong started the car and arrived shortly after, parking the car in front of the restaurant.

There are not many people with cars now, so parking is easy.

After entering the restaurant, Fang Bai found a small private room and sat down. He took out the menu and ordered a few dishes at random and handed them to the waiter. He knew what Qin Shuyu liked to eat, so when he asked her, he replied "anything".

The business in the store is pretty good, and the occupancy rate is more than half.

The dishes are not cheap either. The seven dishes Fang Bai just ordered cost more than 30 yuan.

Fang Bai thinks the price is decent. Xinghai Mall makes money quickly and he doesn't care about the money. He can eat and order casually without extravagance or waste.

He waved to the waiter for a pot of hot water, soaked his and Qin Shuyu's teacups, bowls, chopsticks and spoons, poured out the boiling water and then poured tea.

Li Xiaolong and Wang Dakai had never eaten in this kind of restaurant, so they learned from each other.

Only people who often eat out are so particular about hygiene. Most people are more casual.

Fang Bai asked: "What do you two think of the surrounding houses?"

"Mr. Fang, there are two newly built communities east of Caida. They are in Lane 700 and Lane 601 of Fixed Road. They were built in 1987. They have 51 square meters of 2 bedrooms and 1 living room and 67 square meters of 3 bedrooms and 1 living room. The unit price is 1 About six thousand.

The price in the city center is two thousand to three thousand per square meter, which is more expensive. "Li Xiaolong took out the record book, read it, and reported.

"What's the nature?" Fang Bai asked.

Today's houses are all small in size, but there is no shared area. 67 square meters is not much different from the 90 square meters in later generations, so it is not too small.

"After asking around, it seemed like it was a public house, and they said it could be traded."

Fang Bai nodded, as long as it can be traded, he doesn't have a real estate certificate now, and he can only apply for it after the housing reform.

"Okay, let's go check it out tomorrow." Fang Bai ordered.

Qin Shuyu asked curiously: "Fang Bai, do you want to buy a house?"

Fang Bai replied: "Yes, buy a set here at your school and buy some home appliances. You can live out on the weekends, cook by yourself, and it is more convenient to use the washing machine to wash clothes.

In addition to here, I also bought a house at Jiaotong University, and there is also a house near the Bund. I can live there myself or use it as an investment.

Shanghai is developing very fast, and now citizens are in short supply of houses. I feel that house prices will also rise accordingly.

I suggest that you two save your salary and stop messing around with houses in your hometown. In the past few years, you can make a down payment on a house here and see if there are any new development communities with zero down payment. If so, you can buy it in advance. "

"Boss, based on the housing prices in the community we looked at today, buying a 51-square-meter apartment costs 80,000 yuan. It's too expensive." Wang Dakai smacked his tongue. Fang Bai gave him a reward of 5,000 yuan some time ago. He didn't want to live or die. I wanted to, and was finally persuaded to accept it.

He is working now, and his salary is tentatively set at 500 yuan, and he also has a year-end bonus. After expenses, it is good to be able to save 5,000 yuan a year.

If you really want to save 80,000 yuan, it will take more than ten years.

He had never thought about buying a house in the city. It would be nice if he could finish the house in his hometown. However, his boss advised him not to mess with the house in his hometown and just have a nest. He still suggested that he buy it in a big city.

Li Xiaolong said: "I have many brothers and sisters in my family, so I am slow to save money."

“The speed of saving money may not keep up with the speed of rising house prices, but you can still make money by treating it as an investment.

See if there are any with low down payment or zero down payment. 30% of the down payment is 18,000 yuan, which means you have to pay about 300 yuan a month. It is much easier to marry a wife if you have a house in Shanghai. It is much easier for the couple to pay for the house together. "Fang Bai suggested. He didn't guarantee the future housing prices with the two of them, but just treated it as a guess and analysis for them to listen to.

In short, if they listen and implement it, they will have an easy future.

If there is no investment, it can only be said that this is their fate.

It is not too late to buy before 2000, but the sooner you buy, the less pressure you will have.

"Boss has a good eye for business, I will listen to you."

Wang Dakai felt that what Fang Bai said made sense. After helping Fang Bai, he planned to look for a house with a low down payment and treat it as an investment.

Besides, there is a house in Shanghai, which is very impressive, regardless of whether it has a loan or not.

Li Xiaolong also listened, but he did not have as much savings as Wang Dakai. He also had three brothers and sisters at home, and he had to give 100 yuan to his family every month.

Fortunately, the salary package given by Mr. Fang is good. If he saves some money, he can still save money. He plans to save for another year or two and then look at it, unless he has a house with zero down payment.

After dinner, Fang Bai sent Qin Shuyu back to school.

The next day, Fang Bai took Qin Shuyu to see the house. There were not many houses left that were not traded. He chose a third-floor condominium with a price of 700 yuan. The condominium without an elevator has 67 square meters and the unit price is 1,650 yuan/ Square meters, the total price is 110,550 yuan, and there is a 20% discount on the full payment, so the actual payment is 108,300 yuan.

But the miscellaneous taxes and miscellaneous fees add up to nearly 30,000 yuan. This is one of the pitfalls of buying a house in Shanghai these days. Regardless of whether it is an old house or a new house, you have to pay taxes and miscellaneous fees when doing a transaction.

The household name is Qin Shuyu, and he owns a car, which is fully paid for.

After getting the house keys, transaction contract, lawyer's office and notary certificate, the house truly belongs to Qin Shuyu, and if some time-consuming procedures are completed slowly, it will no longer affect the ownership issue.

Fang Bai handled the formalities and taxes, sent Qin Shuyu back to school, and went to a decoration company to decorate the house the next day.

He didn't have time to take care of the decoration here. He negotiated with the decoration company to provide all-inclusive services, including electrical appliances and beds, and the decoration company was responsible for it.

The only bad thing is that it costs more, and there is no supervision, so the quality is not necessarily guaranteed.

Fang Bai talked to three decoration managers, and they all used golden fingers to detect their ideas. Two of them were unreliable. They just wanted to make money by doing whatever they wanted, and they could do whatever they wanted to save money on materials. If they didn’t know their ideas, , Fang Bai was really cheated.

Another one has a good reputation. Fang Bai also told the boss that he still has a few houses and will build the first one. If the quality is good, the rest will be done for him.

When the boss saw the person driving up, he knew that he was a big boss and was not short of money. However, after the details were discussed, the price he quoted was cut directly to his bottom line. The two parties bargained for a price that was higher than their own bottom line before settling on the deal.

Designated washing machines, refrigerators, air conditioners, stoves and other household appliances, as well as beds, sofas and seats, etc., are all priced at 30,000 yuan.

This house cost a total of 168,000 yuan.