Rebirth 79: I opened a bank in the United States

"There is not much of a problem with withdrawals. Only less than 300,000 US dollars have been withdrawn so far. Before the end of business today, it is expected that about 400,000 US dollars will be withdrawn. Tomorrow, it should be a little less, but it shouldn't be too different.

.In another two days, this capital outflow should be alleviated..."

Compared with when Carter first came to the bank in the morning, Goodman was much calmer when facing depositors' withdrawal requests. Not to mention that a large amount of money would be deposited into the account soon, but to say that Black Bank is a "big dog" that lets you withdraw money.

The attitude almost puts a label on the door of the bank that people are stupid and have too much money.

If you say that such a bank is going bankrupt, who will believe it?

Rather than worrying about the credit crisis among savers, Goodman is more worried about another issue:

"Carter, the centralized withdrawal of deposits by depositors should not be a big problem now. A conservative estimate is that we can absorb about three million US dollars in loans this time. Have you thought about how to deal with this money? In five years, we will be

Nearly five million U.S. dollars are needed to repay this loan."

Again, half a million dollars is not a small sum of money in these days, let alone five million. Think about Black Bank. Old Black has been riding the boom of the American economy for so many years, and its total assets are only three million US dollars.

Around. This includes depositors' deposits. Excluding these, the assets that really belong to the Black family are only about 200,000. This is also the reason why the bank almost went bankrupt when faced with concentrated withdrawals from depositors. Now, suddenly, the debt has been converted into

Five million, almost twice the assets of the entire Black Bank.

Carter understands Goodman's worries. To be honest, Carter has not really thought about how to deal with the money at the moment. After all, Volcker has not yet come to power, and even if he comes to power, the federal funds rate will not rise as soon as it rises.

It always takes time for 10.52% to rise to more than 20%, and this time is usually measured in years.

Before this, was it really possible to hold this money in your hands without moving? Even if you have a cerebral thrombosis for ten years, you would not be able to do this kind of operation! But how to spend this money?

"Don't worry, I have my own plan. You can go and get the loan first!"

As the saying goes, I'm panicking in my heart, but I'm as calm as an old dog on the outside. The failed founders are also founders, and they can still do this basic operation. Carter smiled lightly, pretending to be confident and sent Gu away.

Deman.

As Goodman left the office and closed the wooden door, Carter's true colors were revealed in the next second!

He took out a pack of cigarettes from his pocket and slapped it on the table, then hurriedly went to the filing cabinets on both sides of the office to take out piles of periodicals, newspapers, materials and other documents, and started to read them while smoking...

As a savings bank based in Georgia, to be more precise, it is a savings bank in Douglas City. The information left by Old Black is absolutely complete about the industry situation in Georgia and industry information. But after flipping through it, Carter found that

I haven't found a very promising and reliable target.

Georgia is not without large companies. The famous Coca-Cola Company is headquartered in Atlanta, the state capital of Georgia. In addition to Coca-Cola, large companies such as Delta Airlines have also settled in Georgia, but without exception, these companies are

It is a mature large-scale group company, and they are all located in Atlanta. With their three melons and two dates...

In Douglas, which is said to be a city, but is actually more like a small city like a Chinese town in the future, Carter, who has millions of dollars in cash in his hand, can stand upright and walk sideways on the street twice. He can even declare himself Douglas in a high-profile manner.

Mr. Richest Man, but if you throw him to Atlanta, even if Atlanta's economic development is not very good these days, he can only have a little "little brother status". Maybe in an ordinary neighborhood, he can

It attracts the envy and envy of the neighbors, that's all.

The premise of making a thousand pounds is that you must first have four ounces! After Carter thought about the two ounces all over his body, he decisively looked away from Atlanta.

Except for Atlanta, most companies in other parts of Georgia are swinging back and forth between agricultural product production and the textile industry. If it were the beginning of the industrial revolution, the textile industry would undoubtedly be a good target for loans, but what?

We are almost entering the third industrial revolution, which is also the technological revolution.

The textile industry has long been finalized. The supply of raw materials and the number of production equipment have tended to be fixed. There is basically not much demand for expansion, so there is no need for loans. As for loans to agricultural producers...

To tell a joke, farmers or ranchers need a lot of loans...

After excluding some companies that either didn't really need loans, or were simply looking for loans or investments, and couldn't meet the threshold themselves, Carter only found one valuable loan target or investment target.

Gulfstream Aircraft Company!

Gulfstream and Bombardier's business jets and private jets will be famous in the future. Even if you have never seen them, let alone flown them, you can't read so many novels in vain, right? Who wouldn't be the protagonist of those novels?

A Gulfstream or Bombardier private jet seems to lack a bit of prestige.

Carter was really surprised to find information about this company in the industry information of an agricultural state like Georgia, where industrial development has only improved in recent decades. According to the data, this aircraft company located in Savannah,

It wasn't established long.

Six years ago, in 1973, a guy named Aaron Paulson bought Grumman's Gulfstream aircraft production line for $2 million and was established independently. And Grumman's first aircraft

The Gulfstream business jet was rolled off the production line as early as 1958. It can be said that not only is it lackluster in terms of technology, but it also feels a bit out of place.

Grumman needs no further introduction. Since World War II, it has been one of the most important fighter aircraft manufacturers for the U.S. military. In the 1970s, it even produced such a breakthrough product as the F-14 Tomcat. Of course.

, this breakthrough will have to wait until "Top Gun" starring Tom Cruise is broadcast in the future, but now even without "Top Gun", Grumman is still a well-known large enterprise in this era.

With orders from the Ministry of National Defense, people are very busy with production. They don't care about the three melons and two dates brought by business jets like the Gulfstream. If someone comes to buy them, they just sell them. Even Paulson can sell them for 200

Purchasing the Gulfstream aircraft production line for 10,000 US dollars may not mean that Grumman wants to reduce its burden. Because of this 2 million, in addition to selling the Gulfstream aircraft production line, various Gulfstream plans are also packaged to Paulson. Regardless of

Production, order or after-sales, in a word:

If you have anything to do in the future, go to this person. Anyway, just don’t bother me with Grumman!

Whether or not to invest is another matter, but this company is obviously a golden egg-type enterprise. At least it will not go bankrupt in the next few decades. The possibility of bad debts is very low, and it is still the kind that has not been discovered for the time being. Carter hurriedly went to Gulfstream

On the name of the aircraft company, draw a circle with red ink and highlight it.

But other than that, there seems to be no suitable target. Savannah, where Gulfstream Aircraft Company is located, is not within the business scope of Black Bank. If they really need a loan, they are more likely to contact the local bank in Savannah directly.

.After all, who would come to Douglas for a loan instead of borrowing from a bank that is closer and more familiar?

Would Paulson know that in Douglas City, there is a 16-year-old small bank owner who is particularly optimistic about the future prospects of his company?