Rebirth 79: I opened a bank in the United States

"Okay, but I still advise you not to be too optimistic. Heroes are in movies, we still have to be realistic."

Just as Carter couldn't persuade Goodman, Goodman couldn't make Carter lose his trust in Volker. After a reminder, the topic jumped from long-term planning to family matters:

"By the way, I have a package here from New York. I'll give it to you later. Also, why did you buy so many folding chairs? They are all piled up in the backyard now and are of no use at all."

"Let it go for now, it will always be useful in the future. Speaking of which, I thought about it on the way. Loans to black people will be the general trend in the future, and the distrust between black people and us may require some lectures, propaganda meetings, etc.

Maybe you can use it by then."

When it comes to folding chairs, Carter thinks of the black father and son who bought a grill. There is no rush to open up loans to the black community, but it will have a subtle impact, so we have to start. In case it is implemented, Goodman's execution

Everyone has objections.

"You...you are really thinking all over the place...Carter, do you have a hero worship complex? Or do you want to be a hero? A white hero for black people?"

Can a 16-year-old get into the second grade? Goodman recalled it and found that it seems possible. What can Carter do when he has an attack of the second grade? He can only "sigh to cover his tears"~

"Forget it, let me go get your package. It's better to wait two years to discuss your thoughts. When you grow up, you will mature."

Goodman shook his head and walked out of the office, sighing at Carter's naivety as he walked. Carter did not continue to explain that brainwashing had to go through a process. How could he want an old white man like Goodman to accept his new views?

Easy. This generation gap already exists not only in age, but also in different understandings of race, group, and even family and country.

Carter doesn't like black people, but he also believes in Confucius' "education without discrimination". Carter can still accept the advanced black people in the black group who are qualified and educated. But "pure breed" Angsa like Goodman and others

Human beings are different, xenophobia is engraved in their bones, not to mention that in the years when Goodman was growing up, black people could be legally discriminated against. Discrimination against black people was, in their eyes, a matter of course.

"Now, your package was not in your office before. I was afraid that something might happen, so I left it there."

"Thanks."

Goodman's voice interrupted Carter's thoughts. After taking the package, Carter's attention also shifted to the package. If nothing else happened, this should be the subscription certificate forwarded by Julian for him.

After opening the package, as expected, the first thing that caught my eye was the Quantum Fund's $6 million subscription certificate. Attached was the subscription agreement originally signed. The main content was when and how many fund shares Carter subscribed, and the opening period of the fund, that is,

The timing of raising funds, the closing period, which is the time for the fund to operate, and the description of the duration and other information agreements.

According to the regulations of Quantum Fund, the closed period of the fund is 8 months. In other words, within 8 months after the fund-raising ends, no new capital investment will be accepted, and investors like Carter will not be allowed to withdraw or call for redemption.

You must wait until the duration of eight months before you can choose to continue subscribing or withdraw your funds.

This information is all about the basic operating procedures of private equity funds. There is nothing to say. Carter had already read it when he signed the agreement. After a quick glance at it, he turned his attention to another place, which was a whole set of identities.

document.

This is very interesting. Ordinary people rarely come into contact with dual identities. And this set of identity information is not Carter’s new identity. It is purely the identity information of a Panamanian businessman named Memphis, who also invested in the Quantum Fund.

Yes, it has nothing to do with Carter...

The signature on the fund subscription agreement was also that of Mr. Memphis. Looking at the brand new Panamanian passport with a stranger's face printed on it, the power of attorney, and the corresponding account information, Carter's spirit of complaining was ready to move again.

.

In the future China, if you want to invest in private equity funds, there will be a very high threshold. Of course, it is the same in the United States. To transfer funds out and in again, you need to create a new overseas identity or an agent to act as an agent, etc.

It's not something ordinary citizens can do.

But compared with the hidden thresholds in the United States, China's investment thresholds are much clearer. In the future, Chinese private equity fund managers can only raise funds from qualified investors recognized by law, and raising funds from ordinary people is not allowed.

The standards for so-called qualified investors are also very clear, with two common ones: units with net assets of no less than 10 million; individuals with financial assets of no less than 3 million or individuals with annual personal income of no less than 500,000 in the past three years.

In layman's terms, the country only allows people with certain risk identification capabilities and risk-taking abilities to invest in private equity funds. Don't think that this is the country preventing you from making money. On the contrary, this is a kind of protection of the country for ordinary citizens. Yes.

Just imagine what would happen if an ordinary person with an annual income of only 100,000 rashly invests in a high-risk and high-leverage private equity foundation...

During the closed period of the fund, you can't get your money back. If something goes wrong, it doesn't matter whether the fund will lose money or not. Even if you suddenly suffer from three illnesses and two pains, you won't be able to solve it.

Carter had to admit that the United States was protecting the interests of ordinary citizens in this regard. But compared with China's approach of clarifying responsibilities in the future, the United States' approach is very American. The investment by foreign investors is different from that of our own citizens.

It's irrelevant. If something happens, don't look for me...I won't recognize you if you look for me...

In addition to these two main documents, there was also a letter from Julian. He asked about Carter's journey and current situation, wished him well, and that was it. There was no important content, but Carter felt warm in his heart after reading the letter.

Just seeing the word journey, Carter suddenly thought of something. Then he picked up the phone on the table and called Julian. Georgia and New York are both in the eastern United States, and their work and rest are based on Eastern Time.

It would be working hours, and so would Julian.

"Hey, Julie, I'm home. I received your letter. Everything is fine. Thank you very much for your concern. I didn't expect you to still remember me."

"Hahaha, how could I forget you, Mr. Young Millionaire? Did you have a pleasant trip?"

"It's not bad. I found a company in Seattle that I think has great potential."

For Julian, who made his first pot of gold and introduced him to Soros and other big guys, Carter didn't mind revealing the news about Microsoft to him, so that this hard-working stock broker could also make a fortune with him.

Carter understands the truth very well. Even if he is a time traveler, he cannot eat alone. People who eat alone are destined not to live long. And it is not in vain. Julian's connections may be able to better help him obtain benefits from Microsoft. Or

That sentence, now I have nothing but money. Oh no, now I even have no money... The fund is closed...

"Oh? Really? Then I'm interested. What are their names?"

"Microsoft, the name is taken from the words microcomputer and software. I like to call it Microsoft."

"Okay, I will check this company later."

"Okay, by the way, Julie, I'm calling you. I have a question for you. Do you know Yum Company? It's the Kentucky Fried Chicken chain that does catering."