Rebirth 79: I opened a bank in the United States

If there hadn't been a problem with the acquirer in Douglas, Carter would have been unable to do anything. As the owner of the only savings bank in Douglas, Carter is now quite a figure in Douglas, and even the mayor can have a say.

If the buyer in the middle makes illegal money without conscience, Carter can still come to talk to him, help these farmers, and also collect his own loan. But if Douglas comes out, forget it...

The path of expecting to sell agricultural products for money and then repay the loan seems to be unworkable. Is there any other way?

While Carter was thinking, the two also found Exxon. At this time, Exxon was resting next to the tractor, holding a cheap cigarette in his mouth, and his clothes were soaked with sweat.

"Are you Black's son? You look exactly like him."

After greeting Carter with a forced smile, Exxon couldn't wait to say:

"We really have no money now. Find someone to drive away the mortgaged farm machinery!"

"There's no use taking the farm machinery back. Mr. Exon, the main reason I came here this time is to have a chat with you and see if I can think of a repayment method acceptable to both of us."

After meeting the real owner, it was time to talk about business. Mrs. Ackerson stood under the shade of a tree aside, leaving space for the old and the young...

"What you said is nice. The only ones that are valuable in our family now are those farm machines. If you don't want them, what can I do? Those are the collaterals that were signed when we signed the contract. If you don't accept them, please take them back, even if the lawsuit is filed.

Court, I said the same thing. The farm machinery is on the roadside. If you want it, just drive away. If you don’t want it, I won’t have any money!”

Hiss~

Listening to what Exxon said, Carter finally understood why Mrs. Exxon had to come with her. The words of these old red-necked cannons were really offensive, but Carter also knew that what Exxon said was actually reasonable, and

He didn't default on his debt, right?

Overall, he is a good old man who abides by the law and has a spirit of contract... not a sleazebag...

"Mr. Ackerson, please don't get excited. Goodman has already told me about your family's situation. I'm not here today without receiving the money and leaving. Let's sit down and talk."

As long as Exxon is not deliberately trying to be a deadbeat, Carter is willing to chat with it. If there is anything he can do to help, Carter is also willing to help. After all, there was a problem after the loan and the payment was not yet paid. In the previous life, Carter

I have met it myself, so I think I can relate to it. I can be more sympathetic...

"What you said is interesting. It's much nicer than what the previous collectors said. Okay, I'll listen to your opinion and see what you, little Black, are capable of."

Hearing Carter's words, Exxon curled up his lips, jumped off the tractor, pulled up Carter, and walked to the shade of the tree where Mrs. Exxon was. There was nothing he could do if he didn't go there. The sunshine in the southern United States looked beautiful, but it was really under the sun.

It will be very uncomfortable if you stay there for a long time.

Don't say it's still summer, even in spring and autumn when the weather is mild. It feels good to be outside with a cool breeze of more than 20 degrees, but once you stop, you will feel like needles pricking your body after a while.

...

After sitting down under the shade of a tree and looking at the searching eyes of the Exxons, Carter asked:

"In addition to growing peanuts, do you have other sources of income?"

"We also have a few peach trees, a few acres of wheat, and twenty chickens. After removing the eggs, peaches, and wheat for personal use, we can sell the excess for money. But the money is not enough!"

The acres that Exxon mentioned were in acres, which when converted to Chinese acres is about a ratio of 1:6. And the wheat in these dozen acres of land is not his main planting area. To be honest, hearing this number

Carter's first reaction was that he was a little surprised. Although from a distance, the surrounding area was green and covered a large area, there were no actual figures that were immediately apparent.

But this situation is considered normal. American farmers usually own more than 100 acres of land. Farms with less than 500 acres are not considered large farms. Among 100 acres of land, only a few acres are used to grow wheat.

, but it’s just enough for personal use.

Carter's attention is not on these crops at all. After all, he has no way to determine the market price of this stuff. If it cannot be sold at a high price, it will not be sold at a high price. In the future, agricultural products in the United States have never been sold at a high price... In the future, Texas will cost 900 per head.

A kilogram of farmed beef cattle, the price of a whole cow is not even as good as a domestic pig weighing 200 kilograms...

We can’t count on agricultural products, let alone agricultural machinery. It’s useless to take it back. Not only is it useless, now Vickers Company can’t sell it for a price no matter how hard it is. If we take back the agricultural machinery, let alone make money, it might even go bankrupt.

Loss. Since the product is not good and the agricultural machinery is not good either, what is left?

"Yes, I know. How much land does your family have? Is the piece of land near the road your family's?"

land!

Carter suddenly thought of a way, but this way was very risky.

"Yes, not only this side of the road, but also the land on the other side belongs to my family. Are you planning to take this land?"

"I have a rough idea, let me brew it up first. As for the current situation, my wife just told me that the purchase price from the factory has been unable to rise, and you are not the only one who has difficulty repaying the loan. If I want to collect the farm machinery and go back

, I’m afraid our bank’s backyard can’t accommodate so many agricultural machinery, and this is also an act of squandering the benefits.”

Taking out his own cigarettes, Carter gave one to Exxon and said while smoking and thinking:

"When next year's planting comes, there won't be enough farm machinery. What will you do? Can't you survive? So I don't plan to take back the farm machinery. Taking it back will be neither good for you nor for me."

"What you're saying is, if we don't collect farm machinery, we won't have any money. The land is worthless at all, and this is not a city. You can't do anything with it except grow something."

After taking Carter's cigarette, Exon rubbed it for a while, but finally refused to smoke it. After taking out his own cheap cigarette and lighting it, he said with a wry smile.

Everyone knows the truth. Doesn’t he know that if he returns the farm machinery to the bank this year, they will be in trouble next year? I know, but there is nothing I can do about it. Instead of going to court and being sentenced to the bank, I have to pay an additional legal fee.

, it’s better to just drag him back to Carter and pull him down.

The mortgage loan contract is clearly written. Unless you are determined to be a deadbeat, why bother with a debt that you can't afford?

"It's not necessarily that we can't do anything with these lands. The road in front of your house goes north to Macon, right? Where does it go to the south?"

"This is Route 23. Going south is Waycross, and going further south is Jacksonville, Florida."

"That's it. I see a lot of trucks on this road... Apart from this road, the only way for Florida cars to go out is via Route 75, right?"

"No. 75 is a highway. The toll period has not passed yet. Generally, trucks will not go there. They will take Highway 23 or Highways 19 and 27."

Exxon didn't understand the reason for Carter's question, but Carter's eyes lit up. If the toll period of the expressway had not passed, it would be good news for his still-infancy plan.

"This is really good news. I have an idea. I will investigate it later. I will tell you my idea first..."