Rebirth 79: I opened a bank in the United States
Chapter 57 Loans for work
"It's me, Mr. Black, what's the problem?"
A tall, thin young boy with a haggard face raised his hand and asked slightly uneasily.
"You did a good job of recording it in detail. I will give you an extra $20 bonus, and thank you for your hard work these days. I noticed that you don't seem to have your own car yet? No, do you see this?
, they are all mortgaged cars that have been repossessed by the bank. If you need them, I can sell them to you at a low price, just as a benefit of your working for me."
After smiling and nodding at the boy to express his appreciation, Carter pointed to the cars parked in the backyard. There were not many cars, but it was more than enough to satisfy the five children.
"Really? Mr. Card... Black, can these cars be sold to us cheaply? How much cheaper can they be?"
No boy can resist the temptation of a car. Even girls seemed a little moved when they heard Carter's words. They blinked their big bright eyes and waited for Carter's next words.
"It's at least $50 cheaper, it depends on which car you choose."
The cars were all second-hand cars. Carter didn’t want to waste time on these bits and pieces, so he said simply and generously. The temptation of US$50 was already considered a relatively large discount on a car with an average price of less than US$1,000. After hearing this, several people
, I wish I could make a decision to buy it right away, but when I think about my wallet, several people can’t help but look bitter:
"Mr. Black, thank you for your kindness. But we don't have enough money now. Can we get a loan..."
"But you don't have a job now. What will you pay back if you take out a loan?"
Carter shook his head. He was about to reduce the size of his loan. He was selling the car cheaply just to get the money back. Even if lending to these students could make the car more expensive, it would completely deviate from his purpose!
But...it doesn’t seem like you can’t get a loan?!
Seeing several people preparing to leave with their heads downcast, Carter quickly spoke to persuade them to stay:
"Wait, maybe there is a way. How about you continue to work for me for a period of time, and then use your salary to deduct the loan? In the future, I should build a highway commercial area south of Douglas City. When laying water and electricity lines, I will need
Many workers, if you are willing to contribute, I can let you drive the car back first, and then you will come to work for me, and your salary will be directly deducted from the purchase price of the car. What do you think?"
"What about us? Are there jobs for us to do?"
Normally, the boys might not be happy to work as workers on construction sites. But now, they have no jobs, and secondly, they have the temptation of the car in front of them, and it is short-term. The boys nodded in agreement, and the two
Girls are not happy...
Why do all the good things belong to boys? Haven’t they also contributed in the past few days? Since it is a welfare, they should also participate!
"you..."
Carter looked at the two girls with some difficulties. To say that it is not difficult to arrange their work, the restaurant will also need employees after it opens, but recruiting them now... isn't it a bit early?
The distance between water and electricity from Douglas City to Route 23 is about 20 kilometers at least. The construction period in the United States is at least one month. If you recruit now, you will have to pay one month's salary in vain.
.
But look at these two girls... Maybe birds of a feather flock together. Anna, who inherited the good looks of the Black family, can be considered a little beauty, and her friend is also very good-looking. Young and beautiful girls can be more or less beautiful.
Hook... attract some customers...
"Are you willing to work in the restaurant? The monthly salary is 600. If you are willing, you can sign a contract with me first. Before the restaurant opens, you will help me run errands and your salary will still be paid."
"Restaurant, is it a waiter? Is it long-term?"
The eyes of the two girls became brighter. They originally wanted to find a part-time job, but it turned out to be a long-term job. Where can they find such a good thing?!
You know, Douglas is originally a small town, and the jobs are very limited. In addition, with the current economic downturn, many jobs are no longer hiring, even waiters, which is pretty good. And the monthly salary is not low, even among waiters.
Speaking of which, it's still relatively high.
"Blake..."
As the saying goes, you don't suffer from poverty but from inequality. After Carter nodded in affirmation, the boys had another opinion. Compared with girls, their jobs are more difficult to find. After all, Carter knows that beautiful girls can attract some customers, and other businessmen
How could you not know? Even if you are not attracted to her, you still feel happy when you look at beautiful girls every day.
But before the two boys could say anything, they were stopped by the boy with very beautiful data records. This scene was also quietly watched by Carter.
After all, a job-based loan is still a loan. After deducting the discounts he promised and adding interest, Carter calculated that the five cars were theoretically sold for more than 5,600 US dollars, which was a small profit.
It seems that there is no cash income, but it saves the salary that will be paid in the future, which is equivalent to a profit. For the remaining four cars, Carter plans to follow the same method and sell them to these students so that they can work for him to pay off the car payments.
"Okay, the contract is signed. Chris, please stay here for a moment. I have something to ask you."
After collecting the loan contracts signed by several people and calling a clerk to take them to get the car keys, Carter kept the boy who had performed well before.
"You just saw that I gave Glenda and Betty a long-term job. Do you feel dissatisfied? Or have doubts or dissatisfaction?"
"Well... a little bit, but I think restaurant waiters are indeed more suitable for girls."
Chris was a little embarrassed by the question. He frankly admitted that he was indeed a little dissatisfied, and then asked:
"Mr. Black, do you have anything else to do with me?"
"Well, I saw what you did to stop McKinsey and Raymond just now. I can see that you must have been quite prestigious in the school before, right? As soon as you opened your mouth, they shut up."
Carter chuckled and didn't mind Chris's little mood. On the contrary, he admired this guy's frankness. If you are unhappy, you are unhappy. Just say what you need to say. It is safe to use such a person.
"I want to use your prestige, or credibility. Have you seen the four remaining cars over there? They cost 1,000 US dollars each. If you get a loan, it will be 1,100. I'll give it to you. I don't care how much you sell it for.
.You don’t need to give me money first, you can sell it to your classmates. You can use your work as a loan just like you, but I only want boys, do you understand?”
"Oh, by the way, there is another requirement. Sell it within three days! Do you have the confidence to accept this task?"
"Yes! Mr. Black, you said no matter how much I sell, in the middle..."
Four cars were not many, and the price was not bad. Chris had almost no reason to refuse, and he seemed to realize that Carter was intentionally testing himself.
Even if you don’t know why, it will always be beneficial if you pass the test. Isn’t the price difference between the vehicles the most intuitive benefit?
"I won't tell them the difference in price. You tell me the amount in advance, and I will fill in the amount in the contract according to the amount you told me. I will replenish the difference to you privately!"
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