Rebirth: Becoming a Tycoon from Hong Kong in 1977

HSBC, Business Department.

“Mr. Song, the maximum loan amount that can be given to you is 10 million, I don’t know what you think?”

Song Tianyao glanced at the business manager sitting opposite and said with a smile: “It’s too low!” ”

The glasses man in a suit and leather shoes said, “Mr. Song, my highest authority is 10 million…”

“Since you can’t decide, find someone who can call the shots.” Song Tianyao interrupted the man to continue talking and said directly.

After sending He Siyao to school, he came to HSBC.

The main thing is to borrow a sum of money for the next career development.

The news of the diversion of the Hong Kong government subway construction has been confirmed.

Now the land in Qidezun Village is in his hands.

The value of the land bought by five million has doubled in a few days.

Rejected the detailed discussions of several real estate companies, so where to get money?

Naturally, it’s a bank.

However, the bank will certainly not give you the full amount of the value of the collateral.

If the usual collateral is worth 10 million, it is not possible to borrow 8 million, this is to fight the risk of bad debts, there is nothing to say.

However, now the price of land in Qidezun Village is the same day by day, rising every day, and it is not infinite.

But this is a high-quality asset, no risk, and it is a stable business for banks.

Naturally, it will not be so discounted, and I am not afraid that the bank will not lend.

Song Tianyao would naturally not be satisfied with a loan of only 10 million Hong Kong dollars

If it is only 10 million Hong Kong dollars, it is a drop in the bucket, so directly ask the business manager to find someone who can make the decision.

“Mr. Song, wait a moment!”

The business manager understood this truth and was not angry, but 10 million is his maximum authority, and he has no ability to do it, so he can only find someone who can make the decision.

There are hard and fast rules internally, and the process of handling this business exceeds the authority, and the submission of higher leaders will not be robbed of performance, but there is only a lack of opportunities to network.

It didn’t take long.

A white old man dressed in a sophisticated suit, with silver hair meticulously cut, walked in with full aura.

He stretched out his hand and said, “This is Mr. Song, right?” ”

“Shen Daban, long admire the name.” Song Tianyao stood up and shook my old man’s hand with a smile, a little frizzy, but very clean, without the old man’s wet and sticky feeling, I felt that the old man paid attention to maintenance.

The white man in front of him is naturally Shen Wei (弼), the chairman of HSBC, who is later known as the king of Taipan.

At the same time, it is also the provider of funds for the development of Changjiang Industrial.

Just in July this year, Li Ka-shing bypassed public auction and acquired a 22% stake in Hutchison Whampoa for HK$639 million through an agreed transfer.

The cost is less than one-third of the market price.

Moreover, the funds for Li Jiashing’s acquisitions were all borrowed from HSBC.

It can be called a model of “white wolf with empty gloves”.

Then it was New Year’s Day of ’81.

Appointed Chairman of the Board of Directors of Hutchison Whampoa.

Became the first Chinese person to take charge of a foreign-funded foreign bank.

This made Li Jiacheng famous in the first battle and quickly became a celebrity in the rich circle of Hong Kong Island.

It has also won great prestige in the Chinese world, adding a lot of help to the development of later careers.

Therefore, Li Jiacheng can achieve such a career, and it is inseparable from a financial owner like Shen Hao.

For Shen Hao to appear, Song Tianyao will naturally not be surprised, such a large loan amount, only as a big class of HSBC can be made. 、

With a strong fund in hand, Song Tianyao naturally will not forget to take advantage of the situation to develop.

“Mr. Song is young and promising, with unique vision and courage.” Shen Hao sat down and spoke. ，

I thought that applying for a loan in Qi Dezun Village was a middle-aged businessman with deep calculations, or which real estate company laid out in advance.

I didn’t expect it to be a young man.

It is not simple to dare to spend five million at such a young age to buy a piece of land that seemed to be a wasteland before.

“A move of luck is not worth mentioning.” Song Tianyao smiled and said, “Let’s talk about loans.” ”

For a capable person like Shen Hao, unnecessary praise is useless, only let him see his ability, and the early development can be borrowed.

So, just get straight to the point.

Shen Hao began: “Mr. Song, the asset appraisal department has already given the results, and the land value of Qi Dezun Village is estimated to be 10 million. ”

“But we all understand that the value of this land is more than that.”

“Therefore, the loan amount I can approve for you is 70 million Hong Kong dollars.”

Song Tianyao listened silently, this price is already very sincere.

The land in Qidezun Village is now skyrocketing, but its value is limited, and its role is also limited, and it is impossible to develop any other real estate projects, only to sell to the Hong Kong government.

Therefore, when it comes to value, it is not low, it is not high, and it is impossible to make long-term investment.

As for wanting to rely on such a piece of land to participate in the operation of subway lines, it is fanciful.

However, Song Tianyao needs more than 70 million Hong Kong dollars.

Before being bought by the Hong Kong government, he had to try to find out the potential value of the land.

“Shen Daban, I want a loan of 100 million Hong Kong dollars.”

“Mr. Song, are you sure?” Shen Hao looked at Song Tianyao with some doubts.

This 70 million is already an excess quota, and only he can make a decision as a large class.

Unexpectedly, Song Tianyao dared to open his mouth without even seeing this.

He had to take back his opinion just now, this young man was just a little lucky.

“Yes, I’m sure!” Song Tianyao nodded confidently.

“Mr. Song, 70 million Hong Kong dollars is an overestimate, so…”

Song Tianyao understood what Shen Hao meant, but he had his own way, and smiled: “Shen Daban, what if I have other collateral?” ”

“Is Mr. Song still involved in other industries?” Shen Hao asked in surprise.

If that makes sense, it doesn’t seem to be an arrogant guy.

“Shen Daban, please take a look.”

Song Tianyao took out a document from his briefcase and handed it over, and continued with a smile

“Shield Fox Security and Defense Company, controlled 100% by myself, the above documents of employees and business income are all true, the company’s complete share pledge plus the land in Qi Dezun Village, I don’t know if I can lend 100 million Hong Kong dollars?”

“Mr. Song, I need time to verify.” Shen Hao smiled and apologized.

………

(The 12,000-word update is complete today!) ）

Collect!!!

Ask for flowers!!!

Ask for evaluation!!!