Rebirth began in 2004

Hengtong Group has attracted a lot of attention, and naturally some people want to make it a big news.

Especially in the area of ​​financial news, Hengtong Group has been extensively sorted out.

Of course, these things were not the reasons for Yang Hongmei to stand in front of the window and meditate.

Sometimes, there really is a cause and an effect!

Xiaoju Technology and Penguin merged, and those who had previously invested in Xiaoju Technology naturally received extremely high returns.

The ringtone of the cell phone rang on the desk. Yang Hongmei walked to the office elegantly, looked at the caller, and a smile appeared on her lips: "How is it, the exam is over?"

The exam is over and it’s time to go home!

"Well, the exam is over. I will go back after attending the annual economic figure award ceremony here in the capital."

Economic Person of the Year has been held since 2000, and the winners every year will become hot spots, which also reflects the hot spots in China's economy in the past year.

In 2010, Chen Wei's name was truly recognized by people.

Everyone in the world knows that there was a powerful man named Chen Wei.

Yang Hongmei: "Don't talk nonsense at the award ceremony!"

"Aunt Yang, I haven't thought of what to say yet, but you actually said that, so I have to say something."

Yang Hongmei couldn't help but roll her eyes playfully. This guy usually seemed indifferent to fame and wealth, but sometimes he took the initiative to step into the spotlight.

"I don't care anyway, you just have to figure it out. By the way, I have something to tell you. I'm quite hesitant right now."

Chen Wei couldn't help but asked curiously: "What's the matter?"

"About the bank."

Chen Wei was surprised for a moment: "Bank?"

"Yes, it is Yanghe Commercial Bank. The city hopes that we can take over Yanghe Bank."

Chen Wei couldn't help but be stunned when he heard this. He knew about this Yanghe Commercial Bank.

But I have never come into contact with it. It seems that there is a business hall in the orchestra pit.

Chen Wei didn't pay much attention, after all, he didn't save money in such a small bank.

The management of most of these banks is not very good.

Everyone is often amazed by the number of banks in the United States, with thousands of them.

In fact, there are many banks in China, numbering in the thousands.

It's just that no one pays much attention to this matter, because the banks most people come into contact with are big banks such as the four major banks.

Chen Wei: "The bank is a good business. If the city wants us to take over, there must be difficulties."

The bank is a money bag, and everyone wants to have it in their hands.

Yang Hongmei: "There is a problem with shareholder-related loans. The amount is quite huge, and now they have all become bad debts of the bank. The hole is too big, and the city has no way to make up for it, so I hope Hengtong Group can take over."

Yanghe is a prefecture-level city that was founded only a few years ago. In terms of economic development, the past few years have not been very good.

The economy of the entire Shuchuan, except for Rongcheng, other prefecture-level cities is like this.

Therefore, facing the hole in Yanghe City Commercial Bank, Yanghe has no way to solve it.

Moreover, we cannot let the outside world know that we must quickly find a powerful major shareholder to calm this matter down.

Otherwise, if depositors know that there are problems with the bank's operations and cause a run, the bank will go bankrupt.

Bankruptcy?

That was something earth-shattering.

The entire Yanghe River is going to be shaken.

Chen Wei took off his shoes, sat on the windowsill, stretched out his hand to open the curtains, and let in the sunlight from outside.

The warm sunshine in winter is really comfortable on the body.

My eyes fell outside the window. Two toddlers were squatting on the ground, playing with small sticks in their hands, and a few old people were sitting on the edge talking. Everything seemed so beautiful and leisurely.

Chen Wei: "Aunt Yang, I think it's actually quite good to be able to control a bank."

Yang Hongmei struggled and said: "What I am hesitating about now is that the problem of Yanghe Commercial Bank is quite serious. It can be said to be a hot potato. If we take it over, it doesn't seem to be of much use."

Many private enterprises are keen to invest in city commercial banks. One of the important reasons is that after becoming the major shareholder of the bank, they can easily obtain loans from the bank.

The issue of related-party loans has always been something that the banking industry cannot avoid.

In fact, when it comes to related-party loans, no bank in the world can avoid it.

Hengtong Group said it was short of money, but it wasn’t short either!

If it is really short of money, Hengtong Group can get a large amount of loans from any bank.

Therefore, there is not such a high demand for owning a bank.

Chen Wei: "Aunt Yang, it's wrong to think like this. It's very useful. The manufacturing industry is profitable now, right? But in the future, the financial industry will definitely be more profitable than the manufacturing industry. Just look at the United States and you will know that those who open factories,

Is it better than opening a bank?”

Why did the other side of the Pacific move a large number of factories outside? Even though they shouted for the return of manufacturing, they seemed to have done a lot, but why was the effect not apparent?

The very simple reason is that manufacturing is not profitable!

Compared with the financial industry, the annual profits earned by the manufacturing industry are too low.

A large amount of industrial capital has been transformed into financial capital.

Yang Hongmei: "Okay, I know what to do."

Although Yang Hongmei doesn’t know much about running a bank, running a bank in China is actually not that difficult.

And with Hengtong Group behind us, making money is certain.

Chen Wei: "Aunt Yang, if the acquisition is successfully completed, please change the bank's name. The current name is too regional and is not conducive to its nationwide development."

Yang Hongmei raised her eyebrows. Chen Wei was really thinking far ahead. Now he is considering developing nationwide?

"Change to Hengtong Bank?"

"Okay, let's call it Hengtong Bank."

Yang Hongmei hesitated. Nowadays, private capital controls many city commercial banks, but everyone is very low-key.

After all, the banking industry is still an industry in which state-owned assets account for the majority.

The entry of private capital is actually an act of grabbing food.

"Wouldn't it be too high-profile like this?"

Chen Wei: "Just be high-profile. What are you afraid of? You just have to be high-profile so that depositors can know and trust you."

A bank must have a large number of depositors, and as a small and medium-sized bank, the number of depositors is quite small.

After it was changed to Hengtong Bank, people who didn't know it thought it was a bank opened by Hengtong Technology.

Hengtong Bank and Hengtong Technology are brothers in relationship!

Being famous can make people trust you.

In addition, the borrowing service was not launched before. You can just borrow it directly from Hengtong Bank.

After many private enterprises took control of city commercial banks, they kept a low profile, fearing that others would find out.

As for the reason?

It's very simple. If you want to do something bad, you must be afraid of people knowing about it.

If you are upright, you are not afraid of slanted shadows!

Some people are born with no integrity, so of course they are afraid.