Rebirth began in 2004

Is Hengtong Bank developing quickly in the hands of Hengtong Group?

Quite fast!

Hengtong Bank did not say that it had opened too many offline business outlets, but only opened branches in important economically developed cities.

As for the county seat?

There are a little more openings here in Sichuan.

In terms of branches, Hengtong Bank currently has 16 branches and 36 sub-branches.

There are not many offline branches, but Hengtong Bank has done quite well in its online business.

It is even described as an exaggeration.

With the help of the Internet, Hengtong Bank has vigorously carried out Internet financial services.

Customers can apply for electronic credit cards and personal credit services without going to bank branches.

Personal consumer credit is the fastest growing business of Hengtong Bank, and it is also a very profitable business.

Last year, Hengtong Bank’s net profit exceeded 10 billion.

Fortunately, Hengtong Bank does not need to announce its financial reports to the outside world, otherwise many people would be surprised.

Internet finance has great potential for banks.

It's just that, as everyone knows about Chinese banks, they have been in the comfort zone for a long time and will naturally resist any innovations they want to make.

Those with vested interests are the most afraid of change.

I just hope that it will not change and continue to operate as it is now, so that I can make money safely and securely.

Hengtong Bank became a catfish in the banking industry and began to stir up trouble.

In Yang Hongmei's office, there were three people sitting at this time, Yang Hongmei, Chen Wei and Gao Hanzhang.

Gao Hanzhang had just taken office as the president of Hengtong Bank, but he was able to manage the developing Hengtong Bank in an orderly manner in a short period of time, which proved his strength.

When Gao Hanzhang came this time, in addition to reporting how much money Hengtong Bank made this year, he also focused on Hengtong Bank's development plan.

In other words, it’s called layout!

"Now, our Hengtong Bank's online business accounts for more than 80%. It seems that there is no need for offline branches."

"However, after thinking about it carefully, offline outlets must exist, and we still have too few offline outlets."

Chen Wei: "Tell me carefully."

"Currently, our Hengtong Bank's funding sources mainly come from two aspects: deposits from Hengtong enterprises and inter-peer lending. In terms of personal deposits, we currently have too few."

“The reason why personal deposits are low is because we have few offline outlets.”

"Offline outlets are like the signboard of our Hengtong Bank. They may seem useless, but they are necessary. Only in this way can people believe that our bank is a powerful bank."

Chen Wei was able to understand Gao Hanzhang's meaning very well.

Now Hengtong Technology's mobile phone sales, the proportion of offline sales has dropped a lot.

But, let Hengtong Technology close its offline physical stores?

Of course that's not possible.

One of the offline physical stores can be used as a product experience store.

The two most important points are as publicity points.

Even if people don't go into the store to buy anything, they can still leave an impression when they see the store while passing by.

When you really want to buy something, you can think of buying it here.

There is another one that makes people recognize their strength.

For a pure Internet brand, no matter how loud the name is, it will give people a very hollow feeling.

"I don't think there will be any problem if we open more offline outlets."

As he said that, Chen Wei looked at Yang Hongmei.

Yang Hongmei didn't say much. She was not opposed to opening more offline outlets.

Whether an offline outlet makes money or not is not really that important.

You have to maintain your presence!

We need to let people see that Hengtong Bank’s branches are there, and let people believe in the strength of Hengtong Bank.

At noon, Chen Wei and Yang Hongmei had a meal with Gao Hanzhang.

Of course, the senior executives of Hengtong Group also came to accompany me.

There was no drinking or anything like that while eating.

In November, after finishing busy with school affairs, Yang Mengxiao also returned to Chengdu.

When Yang Hongmei returned home, she saw Yang Mengxiao nesting at home. No matter how she looked at it, she felt very dissatisfied.

"Mom, please don't look so disgusting, okay?"

Yang Hongmei: "You've been back for a week now, and you can't get out until you take two steps through the front door. Do you really think you are the eldest lady in a high-class courtyard?"

I heard that in ancient times, ladies did not leave the house.

There is no need to go out. The yard alone covers an area of ​​several hundred acres. Even if you stay at home, there is enough space for activities.

"Finally I don't have to go to class anymore. I have to make some self-adjustments now! Besides, if I run out every day, you will have to blame me again."

Yang Hongmei said angrily: "I'm just too lazy to talk to you. Someone will tell me anyway."

Yang Mengxiao looked at Chen Wei eagerly: "Chen Dawei, you won't talk about me?"

Chen Wei chuckled and said, "No, because Aunt Yang will tell you."

After lightly beating Chen Wei, I really don’t know what to say. Can’t I not add the following sentence?

Yang Hongmei: "Anyway, Xiaoxiao, let me tell you, no matter what you do, Dawei will tolerate you, but the limit of his tolerance is, you have to figure it out."

Chen Wei gently held his forehead: "Aunt Yang, don't say that. There is no limit to my patience with Meng Xiaoxiao!"

Yang Mengxiao's eyes widened: "So, you were always patient before?"

"No! When have I ever endured it? When I want to hit you, I just hit you!"

Saying that, Chen Wei also hit Yang Mengxiao hard with a crisp sound.

Obviously Chen Wei meant that he had no intention of holding back.

Yang Mengxiao grinned in pain. She was beaten for no reason. She was not someone to be trifled with!

Yang Hongmei shook her head, not wanting to see them fight.

I got up to see Si Nan and his four children doing their homework.

In the elementary section of Hengtong Middle School, school does not end at three or four o'clock.

The purpose of the existence of Hengtong Middle School is to meet the problem of schooling for the children of employees of Hengtong's enterprises.

Therefore, the time when students are off from school must be consistent with the time when employees are off work.

For example, if employees get off work at 5:30, then students cannot finish school before 5:30.

In the elementary department of Hengtong Middle School, there are two classes in the afternoon that are quality education classes.

It’s up to the students to choose what classes they want to take!

Courses include: art, music, dance, physical education, and various science interest groups.

What must be emphasized here are various scientific interest groups.

There are quite a few interest group classes, including various experimental classes, such as biological observation classes.

When it comes to education, there is a country whose education is worth learning from.

That is the country of Hans.

If the Kingdom of Hans had not been restricted by its territory and population, it’s hard to say how the world’s history would have been written.

Anyway, we have to see that there are really too many talents in Hansi.

Even after two major raids, many outstanding talents were still cultivated through education.

Facts have proved that its education model really has something worth learning from.

Any national character is nonsense.

Everything can be changed through education.