Rebirth: From arcade game to business empire

How many people can sign up?

At this point, for HSBC, they are still very confident.

It is true that now Lin Mu seems to have a big family, and the manufacturing industry is almost the top of the entire Xiangjiang River, but so what?

The entire Xiangjiang has always been the final say of HSBC.

The most important thing is that in the hands of HSBC, what is in the hands of the minting right is the right to mint.

Because of this, HSBC is almost invincible.

However, Lin Mu doesn't care very much, even if it is this coinage right, in the hands of HSBC, Lin Mu also believes that HSBC Yingang will not dare to overissue currency casually.

The exchange rate system used by the government is a currency board system. According to the Currency Board system, the flow and stock of the monetary base must be fully supported by foreign exchange reserves.

Explain it in plain language. The circulation of the Hong Kong dollar is supported by 100% US dollar reserves. For every HK$10 issued, note-issuing banks are required to contribute US$1 to the Exchange Fund. This means that the exchange rate between the Hong Kong dollar and the US dollar is fixed at 10:1.

If the exchange rate changes to 7.8:1, then one dollar will be paid to the Exchange Fund for every HK$10 printed.

This linked exchange rate system makes it impossible for the note-issuing banks of Hong Kong dollars to over-issue Hong Kong dollars.

It is precisely because of this that Lin Mu is not very worried about HSBC's over-issuance of currency, although it has the right to mint money, but the power of this currency issuance is also restricted.

At this moment, Lin Mu naturally knew that he had become the target of public criticism.

HSBC is very strong, a century-old bank, how many bankers who have tried to challenge HSBC have all failed, so, Lin Mu, is it really possible to challenge HSBC?

Or, will Lin Mu force these Chinese capital to transfer HSBC's assets to Hongmeng Bank?

These are all things they need to consider.

For the vast majority of Chinese capital, although they are a little unhappy with HSBC, they do not dare to openly confront HSBC.

After all, the banks that challenged HSBC have largely failed.

Either disappeared into the dust of history, or was directly acquired by HSBC and became its own subsidiary, since the outbreak of the bank run in six or seven years, the concept of HSBC's number one in the world has almost shrouded the hearts of every Hong Kong person.

No one thought that seven years later, someone would challenge HSBC again.

Moreover, this person is still Lin Mu.

Out of trust in Hongmeng, on the first day of the bank's opening, many Xiangjiang citizens still came to the bank to register bank cards.

However, this number is not very large, on the first day, it is 80,000 people.

I just went through the card opening procedures, but I didn't save into it, and the entire savings amount was less than 150,000 yuan.

More people are applying for a bank card, and the picture is fresh.

HSBC is still using a passbook, not a bank card, although there are now bank cards all over the world, but bank cards are still far from popular, the most important thing is that the technology of electronic computers is not enough.

Now that Lin Mu's technology is enough, it is natural to use electronic computers.

It's great if you have a BB machine, and it can also set up SMS reminders for you.

If not, it doesn't matter, you can always come and investigate.

80,000 people a day!

Knowing this number, Shen Bi's face was not very good-looking, Xiangjiang has a total of five million people, and a newly opened bank can have 80,000 people registered.

It is close to one-fiftieth of the population of Hong Kong.

The actual number of registered people in HSBC will definitely not exceed 2 million.

The most important thing is that in this era, the vast majority of Xiangjiang citizens still do not have the habit of registering bank cards, and the vast majority of them still pay in cash.

And the salary is not very high, only a part of the middle class will choose to register HSBC.

Of course, there is a more important point, that is, the threshold of HSBC itself is also relatively high.

It can be seen that Lin Mu's influence on Xiangjiang is absolutely terrifying, this is only the first day, what about the follow-up?

At this moment, Shen Bi suddenly realized that the influence of Lin Mu was not much inferior to HSBC, and he didn't even need to do anything, he could attract a large number of registered users through the word Hongmeng.

Shen Bi suddenly realized that Lin Mu was indeed a very formidable opponent for him.

God knows, Lin Mu, this guy, has any other means.

Hongmeng Group, Lin Mu's office

At this moment, Lin Mu couldn't help frowning, and couldn't help but say, "Why are there only 80,000 people registered a day?"

The name of the general manager of the bank is Zhang Jinjun.

At this moment, Zhang Jinjun couldn't help but smile bitterly, and was about to speak, but Jiang Muyan on the side stopped Zhang Jinjun with his eyes, and then said slowly: "Boss, we haven't started to announce it yet, we just opened the bank, and no one knows that we have opened a bank!"

Lin Mu wiped his nose, but couldn't help laughing: "In fact, it couldn't be easier for people to register, and this matter is also simple!"

Simple?

Zhang Jinjun didn't know what to say for a while, he was still having a headache about this matter, and he heard Lin Mu look at Jiang Muyan and said lightly: "Muyan, you will let all the group companies make an announcement in a while, from now on, our Hongmeng Group will no longer find gold, but set up a salary slip and put all the cash into Hongmeng Bank!"

Speaking of this, Lin Mu paused slightly, and continued: "This month, you must register a bank card of Hongmeng Bank, and report your bank card number to the higher authorities, from now on, we will directly pay the salary into the bank card, and you can go directly to the bank to handle business in the future!"

Zhang Jinjun couldn't help but widen his eyes for a while, and he had to admit that Lin Mu, this guy, his ideas were sometimes ahead of his time.

Jiang Muyan nodded slightly, and then said, "I'm afraid that the employees will not be satisfied!"

"Then publicize our policy in place, as long as you take the bank card of Hongmeng Bank, go to our supermarket, and buy large household appliances, you will give him 200 yuan free!"

Jiang Muyan: "..."

I have to admit that Lin Mu's ideas are always so whimsical.

HSBC

Shen Bi's office, Shen Bi has not slept well in the past few days, and he is still thinking about Lin Mu, who has become his opponent.

He had a hunch that Lin Mu would definitely make a move next.

Knock knock!

There was a hurried knock on the door, and Shen Bi couldn't help frowning: "Come in!"

Then, I saw a man walking in quickly: "Mr. Shen, we just got the news, Lin Mu gave an order to let all Hongmeng employees register Hongmeng bank cards, and all salaries will be paid through bank cards in the future!"

What the?

Shen Bi was shocked, and an ominous premonition suddenly enveloped his heart.