rebirth from small pockets

Chapter 253 Credit Line

"Millennium Bug" is also called "Computer Millennium Bug Problem" or "Millennium Crisis".

This thing refers to the fact that in some intelligent systems that use computer programs, because the year is represented by only two decimal digits, when the system performs date processing operations across centuries, erroneous results will occur.

In turn, it will cause various system dysfunctions or even collapse.

So basically ~ Y2K was a computer program glitch in how it handled dates!

Many people think that the millennium bug is a computer network virus, but it is not.

Similarly, many people have fabricated many rumors about the so-called Y2K bug.

And this rumor has become more and more intense as the new century approaches.

Even people like Liu Qingqing who don't understand computers have heard relevant rumors, which shows how evil this thing is.

Of course, what Liu Qingqing heard was actually a mutated rumor.

According to the rumors Liu Qingqing heard, the millennium bug has almost become a reality.

Some rumors say that the millennium bug is a virus, and some rumors say that the millennium bug is an infectious disease similar to the plague. Anyway, there are many rumors.

Along with the millennium bug rumors, there are also remarks like the end of the world. Anyway, this kind of remarks will be spread by some idle people every once in a while.

But unlike other doomsday rumors that are unreliable, this Y2K bug does have some dangers.

No, to be precise, the Y2K bug did cause harm to many places in 2000.

Fortunately, the millennium bug is just a rumor to ordinary people, but to people who know computers and the Internet, it is a real threat.

In the end, the Y2K bug did not cause much harm, but that was only because many countries and companies were prepared in advance.

These countries and companies paid a high price to deal with the Y2K crisis.

At this moment, Chen Li was lying in bed thinking about how to make a big fortune from this Y2K crisis!

"If there was a Y2K crisis, we could make a fortune."

"Can I also make a fortune from the Internet crisis that followed?"

After thinking about this, Chen Li closed his eyes and entered the system space. He directly entered the learning space of the deputy professional programmer.

Speaking of which, although he activated this sub-profession, he actually never learned it.

Although Chen Li knows that programming is very profitable these days, he has extremely poor math scores and his head hurts when he sees that kind of code. Therefore, although the sub-professional career of programmer has been activated by him, it seems that it has not been activated.

For Chen Li, if he doesn't want to learn programmer-related technologies, then the only use of this sub-career for him is the things in the mall.

Chen Li opened the system mall, looked at the Great Wall Defense System at the top, and looked at the price of one billion. He was speechless.

He will definitely be able to afford this system in the future, but to him, if he doesn't start an Internet company, this system will have no meaning at all.

Spending one billion mall currency to buy a meaningless Internet defense system is purely a waste.

Chen Li moved his eyes away and focused his attention on a piece of software at the bottom.

The ranking of this software is even behind 350 Security Guards, but the price is still 1 million mall currency.

"Y2K Bug Patch Ultimate Edition"!

The name is fancy, but if this wasn't 2000 years ago, then this thing would be of almost zero use.

But isn’t that a coincidence? It’s 1999!

Chen Li clearly realized that this thing might bring him a lot of income.

But the problem is, he doesn't have that much mall currency!

You must know that the system's calculation method for the mall currency is determined based on the profit generated from the transaction and the system's transactions.

Only when the system earns one dollar from him can Chen Li obtain one unit of mall currency.

Most of the money the system currently earns from Chen Li is through transactions between Ideal Fried Chicken and Shennong Company.

Every time Chen Li orders ingredients from Shennong Company, the system will charge a certain handling fee.

This also caused Chen Li to order ingredients from the system. Not only did he not get a discount, but the price for the ingredients he ordered was even higher than the market price.

But the only advantage is that he doesn't need to worry about ordering ingredients, and the quality of the ingredients is guaranteed.

In addition, the fried chicken industry is indeed a huge profit, so Chen Li is not unacceptable.

After all, although part of the money was earned by the system, this part of the money would be returned to Chen Li in the form of mall currency.

It seemed that Chen Li had made a loss, but in fact he had not.

After all, there are a lot of good things in the system mall! For example, if this set of "Millennium Bug Vulnerability Patch Ultimate Edition" is truly and effectively redeemed, Chen Li will probably make a lot of money.

So~actually Chen Li is not at a loss at all!

Chen Li even wants to use the mall coins, after all, there are too many good things in the mall!

But unfortunately, the system will not let him exploit loopholes, so the best way to increase the currency of the mall is to continuously open branches.

As long as the number of branches increases, the rate of currency increase in the mall will also become faster.

But this will take time. At present, Chen Li's mall currency has just exceeded five digits. After all, he currently only has four fried chicken restaurants.

This is not even a little bit different from the price of purchasing the "Y2K Bug Patch Ultimate Edition"!

So Chen Li turned his attention to the credit limit in front of the mall currency.

Once, Chen Li swore in the system space that he would never take out another loan in his life.

Because in his previous life, Chen Li often dealt with these credit products, such as credit cards, notes, Huaba, etc. His credit limit is quite high!

The reason why the quota is high is naturally because he uses it a lot, but this also creates a problem, that is, unknowingly, Chen Li has almost become a moonlighter.

Later, Chen Li stopped his losses in time and closed various credit apps. Then he suddenly found that he could save money, and even saved a lot.

Therefore, Chen Li has a lot of resentment towards various credit products, which is why he didn't want to look at this credit limit before.

But now Chen Li admits that he is a little tempted!

Chen Li looked at the credit limit in a daze! His credit limit is quite high, a credit limit of 1 million mall currency!

But in fact, it is only enough to buy a set of lowest-end Internet products.

At first, Chen Li wanted to invest in Zhou Hongyi's Guofeng software, but was later politely rejected by Zhou Hongyi. Chen Li was actually somewhat annoyed.

For this reason, Chen Li once wanted to exchange the 350 security guards from the system mall for Zhou Hongyi in his previous life.

I don't know if this thing is good for other things, but it is very effective for rogue software like 3721.

But later Chen Li gave up on this plan. After all, it’s investment! If we can agree, let’s talk. If we can’t, we’ll say goodbye.

Coupled with the fact that Zhou Hongyi came over again later, Chen Li gave up the idea even more.

But now Chen Li wants to use the 1 million credit limit to apply for redemption of this "Y2K Vulnerability Patch Ultimate Edition".

If this thing is used well

"Hiss~!"

Chen Li looked at this system and his mouth almost watered.

As someone who has experienced it, he knows very well how dangerous the Y2K crisis is to many companies.

If Chen Li can help them solve the Y2K problem, then charge an appropriate fee. Is there anything wrong with that?

Chen Li has even thought about the clients, such as banks, computer companies, Internet companies, power companies, and communications companies.

"Hiss~!"

The more Chen Li thought about it, the more excited he became. The usefulness of this thing is indeed very great.

As long as it is really effective, this gadget can make Chen Li a rich man immediately. The only problem is

"System~ What should I do if I use this credit limit and still can't get it?"

As Chen Li spoke, the system did not answer his question.

However, the system was not unresponsive. A document appeared in front of Chen Li, and he took a closer look.

"Credit Loan Contract"!

"Fuck~"

The preparations made by Chen Li Wuyu System are really detailed!

In order to prevent being cheated, Chen Li read the loan contract carefully, and then his head became a little dizzy.

The system contract is like Mrs. Wang’s foot wrap. It’s smelly and long!

Most of the clauses remind Chen Li what he needs to abide by, what he is prohibited from doing, etc. This makes Chen Li dizzy!

But in the end, Chen Li still had the patience to finish reading this thing.

To sum up, this line of credit can be used, and the loan period ranges from 1 month to 3 years.

Since it is a loan, there is interest. And both the interest and the principal need to be repaid with mall currency.

The loan terms vary, and so do the interest rates. The shorter the term, the higher the interest rate.

To put it bluntly, the operation of this thing is basically the same as that of a real bank loan.

Then Chen Li looked at the interest rate and felt Spartan.

Chen Li is very familiar with the interest on the system's credit limit. The daily interest rate is 0.05%.

"I bought a watch last year!"

In his previous life, Chen Li used a flower bar from a certain company. He remembered that the daily interest rate of that thing seemed to be three ten thousandths.

Of course, this thing seems uncertain. Some people are 50%, and some people are even lower.

When Chen Li used it in his previous life, it was three ten thousandths.

Okay~ In fact, five ten thousandths of Chen Li is not unacceptable, but there is a problem.

What Chen Li wants to borrow this time is not just hundreds or thousands of dollars, but a whole million!

This means that every time Chen Li opens his eyes, he has to pay back the system's interest of 500 yuan, and the most ridiculous thing to pay back is the mall currency.

Calculated, the monthly interest is 15,000. Now the rate at which Chen Li's four small shops are earning mall currency is not even enough to pay the interest.

How does this girl play?

Chen Li was speechless and continued to read.

When Chen Li saw the default column, he almost gave up the idea of ​​using the credit line.

Because once there is a breach of contract, the system will directly leave the host Chenli.

Uh~! This is not the ending that Chen Lili wants to see.

It’s hard to say anything else about the system, but it is indeed quite useful.

Moreover, Chen Li is now accustomed to the existence of the system. If this thing really leaves, Chen Li will probably feel uncomfortable.

So when he saw this, Chen Li directly closed the document provided by the system, and decided to put the matter aside for the time being.

It’s not that he gives up but that he needs to think about it!

Chen Li logged out of the system, took a notebook and pen from the desk, and began to calculate.

The daily interest rate is 500 yuan, which is 15,000 yuan in interest per month, but this is the loan interest for six months.

If Chen Li uses the system's credit limit, he will definitely not be able to use it for only six months, because after six months, he will definitely not have enough of the million.

But if this period is extended to three years, the daily interest rate will be reduced to 2.5%.

In other words, the interest that Chen Li needs to repay every day will be two hundred and fifty.

"Fuck~ What the hell is this number?"

Chen Li was speechless, but continued to calculate patiently.

Nowadays, each fried chicken restaurant he owns can help him earn about a thousand yuan in mall currency every month.

Calculated based on the interest of RMB 250 per day, Chen Li needs to pay back RMB 7,500 to RMB 7,750 in interest per month.

This means that Chen Li needs eight fried chicken restaurants to even out this interest.

And if you want to repay the principal within three years, you need to.

"Fuck~ Forget it!"

Chen Li made calculations in his notebook for a long time, but in the end he couldn't figure out the reason.

His math scores were really bad. If his math scores had been better during the college entrance examination, he wouldn't have gone to Yenching International Studies University.

Anyway, Chen Li doesn't need to come up with exact figures, he just needs to know a rough idea.

Eight fried chicken restaurants are enough to repay the interest, and those with more than eight can be used to repay the principal.

As long as more fried chicken restaurants open, the principal can definitely be paid off within three years.

To put it bluntly! In fact, Chen Li also knew very well that he could definitely afford it, as long as he could get through the first few months.

Then as he opened more and more fried chicken restaurants, he earned mall currency faster and faster.

It’s only one million, so who is afraid of who?

Finally, Chen Li made a decision, and then fell asleep with expectations for the future.

The next day is the last day of the Wuyin Year of the Tiger in the lunar calendar, which is also commonly known as the New Year's Eve.

The entire Erlong Town was almost enveloped in a strong festive atmosphere.

In the morning, the few merchants in Erlong Town started their super sales on the last day of the year.

Things that used to cost 100 yuan can be bought for only 105 yuan on this day.

Well, yes! Except for a very small number of merchants who are really having a big sale, most of the others are actually taking advantage of this opportunity to crazily make the last profit in the Year of the Tiger.

In particular, some unscrupulous merchants will even take advantage of the New Year season when everyone's pockets are relatively abundant to make a fortune.

Normally, everyone is reluctant to eat or wear clothes, but on this day, everyone is willing to do so!

Especially those who sell braised vegetables. Braised beef, which is not usually sold very well, has been sold like crazy in the past two days.

Even though the price has almost doubled, demand still exceeds supply.

After all, this is the Chinese New Year!

Different from the custom of having New Year’s Eve dinner in the north, most New Year celebrations in Erlong Town are held at noon on New Year’s Eve.

The meal in the evening was basically just anything to eat. After all, the main thing in the evening was to watch the Spring Festival Gala.

As the time approached noon, as a certain family member was the first to light firecrackers, announcing the official start of the reunion dinner, the entire Erlong Town began to have the most lively scene of the year.

After Chen Li lit a firecracker with a lighter, the Chen family's reunion dinner in the Year of the Tiger officially began.

“Let’s have a family reunion dinner!”

(End of chapter)