Rebirth: I Want to Surf

May 17, night.

In a residential house in a community in Hangzhou, a man in his 20s sat in front of a computer, pinching a cigarette with one hand and scratching his head with the other. On the screen in front of him was a document, a few paragraphs of text showed his current state.

His name is Chen Xu, from Ningbo.

Graduated from Zhejiang University majoring in water conservancy engineering, he started writing on the Internet during his school days. Last year, he resigned and became a full-time writer. He has published several works with mediocre grades and little reputation.

His pen name is Zijin Chen, because the school is in the Zijingang campus, which means "Chen's classmate from Zijingang".

The work he is currently conceiving is called "Bad Boy".

Unlike Internet writers who are good at writing fantasy, fairy tales, and love affairs, Chen Xu loves crime themes. His wife just got pregnant, which made him pay attention to the world of children, so he wanted to write a novel about juvenile crime.

The protagonist of the novel is Zhang Dongsheng, the door-to-door son-in-law. The prenuptial agreement stipulates that once divorced, he will leave the house completely. But Zhang Dongsheng's wife happened to have an affair and filed for divorce.

In order not to get a divorce, he pretended to take his parents-in-law on a trip to climb a mountain, and suddenly pushed them down to their death on the top of the mountain, but was accidentally photographed by three children...

Later, this novel was adapted into a web drama called "The Hidden Corner".

There are a lot of reflections of Chen Xu's real experiences in the works.

His parents divorced since he was a child, and he lived in poverty with his mother. His father was rich, but he married another wife and gave birth to a daughter. Every time he saw him, he could only secretly give him thousands of dollars at his grandparents' house.

Once we met, the daughter happened to be there, and the father pulled him aside and said, "Don't call me dad in front of my sister. She is still young and doesn't know that I am divorced. It will not affect her well."

This experience was written into the novel by him.

"Boom boom boom!"

When he was in Calvin, his wife knocked on the door, walked in lightly with a bowl, and spoke in a soft voice: "Excuse me?"

"No no!"

Chen Xu quickly put out the cigarette, took a look at the bowl, it was health tea brewed by himself, and said, "I told you to rest well, why are you up again?"

"Oh, I'm bored even lying down."

The wife looked at the screen and said comfortingly: "Writing is a brain job, don't worry, just go out and walk around when you are bored, maybe you will have inspiration."

His wife has always supported his career, and it was she who took the title of the book "Bad Boy". But the more this happened, the more Chen Xu felt guilty, and sighed: "Thank you for your hard work, you are still pregnant..."

"Don't say that, you are talented, this book will definitely become popular!"

The wife didn't want to provoke him, so she changed the subject and said, "By the way, I deposited the 20,000 yuan you advanced with the publishing house into that checking card. Now the interest rate is really low, only 0.36%!"

"0.36%... 20,000 yuan a year, uh, 72 yuan interest?"

"Yes, how low it is. But it doesn't matter, anyway, it's a regular period, we just don't move on a regular basis."

From graduation to the present, the total income of the couple has about 300,000 deposits, most of which are regular deposits.

300,000 is quite a lot these days, but they have to repay the mortgage, live in Hangzhou, and save money for their children. It is difficult to rely on the wife's salary alone. Especially when he writes full-time, this thing is very risky, and it may hit the street.

The two talked for a while, and the wife went to bed.

Chen Xu locked himself in the room and continued to scratch his head, for the sake of poetry and the distance, and also for the sake of life.

…………

Blink of an eye to the next day, May 18th.

After breakfast, his wife went to work, and Chen Xu continued to stay at home, wrote about two thousand words, got up to move around, played with his mobile phone while lying down, and had the right to relax.

Check Weibo first, a big hot search: small treasury!

There is a word "explosion" behind it.

"what?"

He clicked on it, and it was full of messy financial management and funds. He didn't have the patience to read it, so he just turned it off. After swiping Weibo for a while, I opened the Maiwo community again.

The college students of his generation basically couldn't escape the clutches of the devil, and they all grew up in the community. It used to be really fun, there are magical posts every day, but now it’s not good, and I can’t find a few good articles even if I look through it.

"Maimai Pay has started to pay interest. I just saved 100 yuan. If I can't buy it, I will suffer a loss, and I won't be fooled if I buy it!"

"Should be alive! Commander Yao has already been sold to the fund!"

"It's over, your fame will be ruined!"

"Hey, as long as you have anything to do with finance, don't even think about having a good reputation—damn it, I lost 500,000 in the past few years!"

Um?

He didn't want to read the content of Weibo, but the community members were patient, and soon understood the truth: it turned out that Maimai Pay launched a product [Little Treasury].

"Well!"

"It's not usury, is it?"

Chen Xu is now very sensitive to the topic of funds and saving money, so he decided to take a look first. There is no Maimai payment on his mobile phone, and he specially downloaded one.

After tinkering for a long time, I understood a little.

I deposit money in the [Small Treasury], and I get interest every day, deposit and withdraw at any time, no handling fee is charged, and I can directly use the money in the [Small Treasury] to spend in the mall.

And this interest is 4%!

"Yesterday my daughter-in-law said what is the current interest rate? 0.36%?"

Chen Xu quickly calculated an account, if he saves 20,000 yuan, 800 yuan a year, 2 yuan a day. If you deposit all 300,000 yuan, 12,000 yuan a year, 32 yuan a day.

Here comes the question: Is [Small Treasury] reliable?

"..."

After thinking about it, he still called his wife first: "How much is the regular interest of our family?"

"I remember less than 3%!"

"Only when it's due?"

"Isn't this nonsense?"

"Oh, I found something..."

Chen Xu said it again, and his wife was worried: "Is it reliable? Don't get banned, or run away with money?"

"This, Commander Yao did it."

"Commander Yao can't decide on our hard-earned money. Who knows if he has turned into a dragon? Well, you can save 100 yuan to see."

"Well, that's fine too!"

Listening to his wife's words, Chen Xu immediately bound the bank card to operate and saved 100 yuan.

Finished and continue to code.

...

For 100 yuan, most people can afford it.

The couple was busy every day, so they forgot about it. After a few days, Chen Xu opened the small vault again, and suddenly found a line of data:

"Tianzhi Fund wins currency every day

Total amount: 100 yuan

Yesterday's income was 0.01 yuan, and the cumulative income was 0.03 yuan! "

He clicked on Tiantianying again, and a fund trend chart appeared, from its launch on the 18th until now, especially a reminder marked on it: [Low Risk]

Chen Xu thought about it, and tried to transfer the money to the bank card, and it really worked.

He immediately discussed with his wife: "If we deposit all 300,000 yuan, we can earn at least 900 yuan a month, and we can withdraw it at any time, which is better than regular."

"I'm still worried, what if it disappears?"

"Then wait and see, how about saving 1,000 yuan?"

"1000 is fine, try it!"

So this time I increased the price and transferred 1,000 yuan.

Chen Xu said again: "I decided to go into seclusion and reduce my standard of living to the lowest level. I don't spend money or buy clothes. Of course you should eat and use it."

"What are you talking about, you eat bran and swallow vegetables, and I eat spicy food? If there are more than 900 yuan a month, my salary can pay off the mortgage, and the rest is enough for the two of us to live."

"Wife!"

"husband!"

The two began to get bored.

(besides……)