Rebirth in the 1980s and 1990s
Chapter Twelve Carrefour United Bank
At the end of October, Wannan City was filled with yellow sand and dust. It seemed like a huge and scary construction site.
Almost everything you can see is busy motorcades and pedestrians, and no one is wandering on the street.
Even primary school students who have just finished school will walk through a bumpy path and sell pure water in their hands.
This is an extremely busy city.
Of course, it is not a city yet, but just a city under construction.
The Wannan Municipal Government fully acted as a supervisor and maintainer during the construction process. You will not see a single government official gesticulating on the construction site.
In this city that is completely in ashes, from time to time you can see a few reporters taking pictures and recording something.
In fact, this is not a reporter from a certain TV station or newspaper, but a filming crew of more than fifty people that Zhang Zhenyi specially spent money to set up.
Their purpose and mission is to record the entire city's construction process since the construction of Wannan City in China at the end of 1998. This will be a very grand and long film, but these people are full of enthusiasm.
They will repeat the action of shooting and recording day after day. As witnesses of the rise of this city, they will watch these videos as soon as possible and make them into continuous videos.
At the end of October, Zhang Zhenyi left Wannan City again.
This time, his destination was the capital of the Republic.
At this time, Zhang Zhenyi had become a well-known entrepreneur in China and even the world, so his schedule was not as simple as before.
There were no other passengers on the passenger plane specially chartered by the Carrefour Group, and the media did not know Zhang Zhenyi's whereabouts. The only purpose of going to the capital this time was to meet Yi Dongping.
This was something that had been agreed before, but he did not expect that his life would change drastically during this trip to the capital.
Zhang Zhen, who is about to turn nineteen, makes people feel that he is surprisingly mature for the first time.
Although he was young and still immature, his face was no longer as fair as before, and the stubble on his face gave him a vaguely mature manly temperament.
This has always been Zhang Zhenyi's most proud and troubled place.
It seems that no matter which time and space he is in, he has not been able to get rid of this problem. It seems that all the men in the Zhang family have beards, and it happens that his uncle and grandfather also have beards.
Inheriting genes from two families, the beard on his face is a bit annoying, but the faintly visible beard roots on his clean-shaven face make him more mature.
Irina had left China for Los Angeles a few months ago. This American woman did not ask for anything because of her crazy night with Zhang Zhenyi.
It seems that Westerners don't care much about this. It's not that she doesn't love herself. It's that after knowing Zhang Zhenyi's identity, she realized that she was not the final choice of this Easterner.
Although the emotion between them exists, it is not that eternal. Irina has a strong sense of autonomy, and she did not take anything with her before she left.
She didn't even take away the business card Zhang Zhenyi gave her. She just returned to Los Angeles alone, and according to the news reported there.
Zhang Zhenyi already knew that Irina seemed to have left that sad place not long ago, and she didn't know where she had gone.
He had asked the branch staff over there to spend time searching, but there was no news. Zhang Zhenyi knew that Irina might be deliberately getting rid of all these contacts and forgetting this time.
But he always had some bad premonitions. It seemed that Irina left in a hurry, but he couldn't guess what happened that made her leave quietly alone after returning to Los Angeles.
to the United States.
Since that incident, the U.S. government has no longer blocked Carrefour Group's expansion in the United States, but Zhang Zhenyi knows that this is not because of China's power or any other reason.
The only reason was that the Rockefeller family was attracted by his 5% shareholding.
Zhang Zhenyi did not transfer the equity directly to the Rockefeller family, but made a request, that is, the Carrefour Group must wait until the Carrefour Group defeats Wal-Mart in the United States before the other party can obtain these things.
In this process, what China Carrefour Group needs is help from the Rockefeller family. They can get this without paying any wealth or anything.
The Rockefeller family is naturally willing. For them, it is nothing more than changing a retailer, but their family can gain one of the strongest voices in this field.
This is also a good choice.
It is much better than gaining nothing, but the Rockefeller family did not expect what kind of terrifying business empire they would help create in the end.
In the face of this huge giant, even the Rockefeller family would be disappointed.
The new Carrefour United Bank of China has received all the approval procedures, and Zhang Zhenyi came up with an amazing business idea.
In fact, the concept of UnionPay is nothing in another time and space, because everyone has become accustomed to it, but in this time and space.
UnionPay is still a brand new concept.
Zhang Zhenyi made this suggestion when he proposed to jointly build a bank supervised by multiple banks controlled by the central government and controlled by Carrefour Group.
After more than five months of discussion, the central government approved the plan and began to pilot it by taking advantage of the opportunity when Carrefour Group began to build Carrefour United Bank.
The Carrefour Group built a large bank headquarters in the center of Wannan. Since it was a privately held bank, Carrefour Union Bank built a huge vault and protective facilities.
However, in the plan submitted by the Carrefour Group received by the central government, Zhang Zhenyi, the group president, actually made another extremely strange request, that is, Carrefour United Bank would only have one physical building in the country.
That is the headquarters of Carrefour United Bank in Wannan City.
As a bank, it was unimaginable that such a ridiculous plan would be proposed, but Zhang Zhenyi did not explain much.
In the operation plan of the new Union Bank, the concept of UnionPay will be fully introduced. That is to say, those national banks that have received central authorization, including the central bank, will jointly develop and enjoy a new set of financial services with Carrefour Group.
technology.
That is the integrated technology of automatic deposits and withdrawals. These things were still very new at this time.
As the newly established Union Bank, Carrefour Bank and other national banks with supervision will share a UnionPay logo.
All passbooks, savings cards, credit cards, etc. opened in these banks can be used nationwide at the integrated machines and physical counters of these banks.
It's just that some Weibo handling fees may be charged, and Carrefour United Bank's operations and interest rates will be completely determined by Carrefour Group with reference to central standards.
In fact, this already has considerable power. Except that it is not allowed to disturb or crisis the country's financial market order, Carrefour Union Bank already has almost all the powers and freedoms of an independent bank.
This was simply an unimaginable problem before.
Zhang Zhenyi has announced it throughout the group. All employees in China will have their wages and benefits paid through the latest UnionPay account of Carrefour United Bank.
The first deposit came from the liquidity of major companies under the Carrefour Group. The scale was extremely large. Zhang Zhenyi injected all the funds in his name into this bank, and even some company shares obtained during the financial crisis.
Everyone is invested in it.
This bank is not under the name of the Carrefour Group and has no board of directors. Zhang Zhen alone holds 51% of the shares in the entire bank, while the remaining banks hold it through capital injections or exchange of shares.
Ten percent of it.
Zhang Zhenyi also holds the other 39%, but he has already planned the use of these shares. Perhaps this is the weight for Carrefour Group to become the real king of world business.
Regarding the bank's shares, Zhang Zhenyi once again adopted the method of dividing golden shares. The power of the board of directors he enjoys will be equivalent to three times of ordinary shares with one vote. This secondary equity will ensure that he will not lose control of the bank.
force.
Some national banks were even resistant to this almost harsh equity division, but the central government unexpectedly agreed to this plan, which made them extremely puzzled.
But they didn't know what kind of agreement Zhang Zhenyi had reached with the central government.
If you want to be the Rockefeller and Morgan families of China, you must withdraw from all political fields and ensure that the central government believes that it will not betray the country and endanger the country. Instead, it will benefit the overall interests of the country.
Zhang Zhenyi seems to have some clear ideas on this issue.
His first move was to station all his wealth in Wannan City, which is the upcoming Wannan Special Economic Zone. Although Carrefour Group will be trapped in a few years, it has great potential in the future.
The newly established Carrefour United Bank will firmly tie Carrefour Group to the country's financial chariot. Once the country's interests are harmed, Carrefour Group will also be harmed.
In addition, Zhang Zhenyi has signed a secret clause with the Central Bank. Carrefour United Bank is not allowed to issue any bonds or currencies without the authorization of the Central Bank. Moreover, all hard currency savings of Carrefour United Bank will be handed over to
central bank management.
He happily signed the agreement. In fact, for Zhang Zhenyi, gold is indeed very important to the bank, but as long as the Carrefour Group is always under the supervision of the state and does not harm the national interests, it will inevitably
Receive support from the central bank.
This is the role of UnionPay. There are also relevant provisions in the secret regulations. He himself does not want a financial giant to oppose the country after losing his control.
Nothing is as binding as the system and the law. Zhang Zhenyi does not believe that his descendants are all geniuses and people of high moral character, but he believes in the system and the law.
This is a genius initiative. The country also needs Carrefour Group at this special moment. This is a terrifying driving force that can directly promote economic growth. No country can refuse such a gift. (To be continued...
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