"Then I'll ask you again, if everyone has to take away the money and interest, what should I say at that time?" Old man Shen chased and must understand all the possible problems inside.

"In fact, this problem is just a possibility. Only when the imperial court's credit goes bankrupt and people feel that it is not safe to put money in the bank, then there may be a large-scale run. Otherwise, once the money is gathered like water

At that time, it is normal to have in and out, but the water will not dry up." Yang Ling explained patiently.

"Although it is a serious crime to cast coins privately, these are originally just copper, but your redeem is paper, which is simpler than casting copper coins privately. I am afraid that it will attract a lot of forgery. How to prevent a lot of forgery at that time

What about the redemption?”

"First of all, of course, we must prevent counterfeiting from the counterfeit. From the materials to the craftsmanship, we must use the best ones, and it is difficult for people to imitate them. We can tell which one is real and which one is fake at a glance. I believe that the court will be based on the

This should not be difficult to achieve; secondly, the most stringent laws must be used to intimidate those who dare to forge a ticket. Anyone who dares to challenge this authority will die!" At this point, Yang Ling suddenly changed

It's murderous intent.

"In fact, for the young people in Shengdou, this bank has little significance to them. The annual profit of deposits is only three points. If they can have one tael of silver a year, the interest rate for a year is only thirty cents, and they will be given to the bank.

The delayed effort may be more than thirty cents. But for those merchants, the significance of this bank will be huge. First of all, they no longer have to pull boxes of silver and run around. At that time, just put the money to the market.

Once we deposit it in the bank, we will take the redemption ticket to deliver the payment. It is simple and convenient; then our lending business not only has low interest rates, but also has regular procedures. With an official background, this alone will make people feel more at ease. Your Majesty

Why do the court send people everywhere to find copper ores every year? Isn’t it because the amount of copper coins and silver cannot meet the demand? But where do the newly minted coins go every year? They are stored by people

As a result, they lose the effect of money. With this bank, although it may not be obvious in the early stage, it will be gradually more willing to complete transactions through banks. At that time, someone is willing to take a ticket

After the seller took it, he put the ticket in the bank again. The goods were circulated and the transaction was completed. However, the money did not really appear, it was just two people in the bank.

The numbers in the account have changed a little. And those businessmen are also relieved. Because the money is kept by the government, there is no need to worry about theft of the money being kept at home. As long as they are willing, they can move all the money back with the redemption at any time.

I'm afraid they may move when they want to move, and they probably may not be willing to move."

The emperor and Old Man Shen both lowered their heads and thought seriously, and Yang Ling's words made them all excited. If Yang Ling's half-baked level was just from a business perspective, then these two people had deeper political considerations, which would be nicer.

This is normal business transactions. To put it bluntly, the lifeblood of these people will be captured at that time. You must consider everything you have to do in the future, because the court may turn against you at any time, so that these people may

I will never be able to turn over for the rest of my life.

Of course, Yang Ling didn't expect that the two people in front of him were so dark-hearted, and they actually thought of this level. In fact, Yang Ling didn't know, and what Old Man Shen and the Emperor didn't know was that they could have a full range of businesses through bank-related transactions.

to understand a large number of trade secrets.

The emperor made up his final decision and said to Yang Ling in a deep voice: "Since you said so detailed in Yang Qing, I will formally hand it over to you. I hope this bank can succeed as soon as possible and benefit the thousands of people who have succeeded me.

Bah, such nonsense is just a fool. This is clearly taking the money of the people to make your own money. However, those who play finance are all scammers. In this way, they will not be much better. Yang Ling quickly pays homage.

Go on: "I will receive the order!"

"Okay! It's hard for Yang Qing. Yang Qing can go to the Ministry of Revenue to discuss with the Ministry of Revenue. I will instruct them to cooperate with you with all your strength." The emperor said.

Yang Ling hesitated for a moment and said, "Your Majesty, I think it's better not to go through the hands of the Ministry of Revenue. First of all, once the bank becomes an official, I am worried that some people will fill their pockets, and not tell me what it is.

In the future, when the treasury has no money, the Ministry of Revenue will reach out to the bank and regard the bank as another treasury. In the end, if the bank does not have enough money to flow, it will not take long for the bank's credit to go bankrupt. At that time, all

People may no longer be willing to deposit money in the bank, and even the bank has to accompany a large amount of interest."

Old man Shen stroked his beard and pondered: "Your Majesty, this consideration is still very reasonable."

The emperor nodded and asked, "In Yang Qing's opinion, what should we do?"

"Only, it is His Majesty's property, and credit is stronger than the court's credit, and it is convincing. However, if it is not done by the Ministry of Revenue, all profits will be entered into the warehouse.

The world is His Majesty's world. If the treasury of the court really has no money, His Majesty will naturally not watch the court stop running. He can replenish the court from the inner treasury, so that it can prevent someone from staring at this piece of fat."

The emperor's eyes shone. Even if the whole world is his world in name, he is just a spokesperson for a class. In this way, he will have more bargaining chips in politics. The emperor smiled and nodded, saying

I agree with Yang Ling's statement. "Don't worry, Yang Qing, you have worked hard and made great contributions. If you can really achieve the effect you said, I will naturally not treat you badly."

"Thank you, Your Majesty!" Yang Ling bent down again to show his respects. He was a fool not to take advantage of it, and the bank himself spent a lot of effort.

Old Man Shen and Yang Ling said goodbye together. Halfway through, he saw that there was no one around, Old Man Shen stopped, looked at Yang Ling and said, "Boy, it's really good to open this bank in the name of the inner warehouse.

The inner treasury must be abundant, but have you ever thought that if you snatched this piece of fat from the court, what would you think about the officials of the court? After all, the emperor ruled the world with the scholars and officials."

Yang Ling smiled slightly and said, "I can't tell, old man, do you still have this idea? You actually want to limit the imperial power?"

Old man Shen said seriously: "Although the emperor is known as the emperor, he is still alone after all. A person's energy is limited after all, and the imperial power is too great. If he meets a monarch like His Majesty, it will be fine, but if he encounters that kind of person

A foolish and incompetent monarch naturally needs someone to check and balance this power. This dynasty can reach the present without chaos, so there is a role in checking and balancing the imperial power."

"Old man, I can only agree with half of what you said. Yes, any power needs to be checked and balanced, otherwise if it continues, it will eventually lose balance one day. Just like a human body, the emperor is the mind, if this head is this head

Too big, your body cannot bear the burden, and one day you will fall to the ground. But old man, you say that you use the power of ministers to balance the power of the emperor is wrong, because the emperor and the ministers are the same type of people themselves and do not have much essence.

The only difference is that the only thing that can check and balance the imperial power is civil rights. Although it is small, once it gathers together, it will be enough to cause a storm that will destroy the world."

After all, it was discussing taboo topics. Old Man Shen looked around and confirmed that there was no one, and then said: "I thought you were confused and at most you were talented in making money. I didn't expect you to see so thoroughly. It's a big trick.

If you are so clumsy, it will be very suitable for you."

In fact, it’s not that I can see so thoroughly, but that the era I’ve been in is an era of information explosion. As long as I understand it a little, I will naturally know everything. Yang Ling hurriedly changed the topic and said, “Actually, the thoughts of those people in the court,

I don't care at all. First of all, they didn't expect this idea, but they were unwilling to do so. Behind the people's immortality money, they were not fueling the fire? However, their goals were too low and they were all placed on plundering the land.

.I am different. I think land is indeed very important. I will use the body as an analogy. Land provides food that people must eat, but what is the use of just being able to eat? If a country wants to strengthen its body, it still depends on industry and commerce.

So although I look the same as them, my goal positioning is different, which can reduce a lot of pressure. Besides, I am not a real job, so I can impeach me anyway, but I won't lose a piece of meat anyway

Yes, it really doesn’t work. Isn’t it that your big tree can shelter me from the wind and rain?"

"I am old, how many days of wind and rain can I hide for you?" Old Man Shen sighed: "You are a capable person. Although you are always deliberately hiding, one day you will face it. And,

I can barely guess the emperor’s thoughts. I believe that in the end, it will be difficult for you to continue to be your virtual position."

"No? I just want to live a stable life. There are too many intrigues in the court, and I really can't do it, so I can't hide from afar. Old man, there are some things you can't stand by and don't save.

.” Yang Ling begged with a bitter face.

"Try to do it! No matter what, you should call me grandpa." Old man Shen patted Yang Ling's shoulder and said, "I originally thought that after the prince's wedding, he would start to organize a marriage with Yingxue for you. Now it seems that

It will take a while to drag it out."

"Hold well, well!"

"Hmm?" Old man Shen stared at Yang Ling fiercely.

"This will allow your baby granddaughter to spend more time with you!" Yang Ling immediately threw away all his integrity in Old Man Shen's threatening eyes. (To be continued...)

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