Yang Ling looked at the constipated faces of these people who wanted to commit suicide. They probably thought the emperor would have to pay forcibly, so they decided to tease them and said with a smile: "Why do you have this kind of face when it comes to interest? Come on

Well, laugh!"

"Haha!" Everyone squeezed out a smile that looked like a wilted chrysanthemum.

Yang Ling sighed and said, "Why do you have to? Forget it. Since you don't want to laugh, I'll give you one and let you see what a sunny smile is." After that, he showed an extremely bright smile.

"Oh, Boss Yang, who is still in the mood to laugh at this time? You, I'd better tell the truth!"

"You guys, you're a little pessimistic. I'm asking you to preview in advance." Yang Ling continued: "Okay, I won't tease you anymore. I'm most concerned about a win-win situation in business. You'll benefit me.

It also makes money. Finally, let me ask, are you all members of my exchange?"

"Of course, although Boss Yang's exchange charges a little more expensive, the conveniences are really rare."

"Can't you give me some good things? You don't have to cut the price, and don't look at how much labor I put into it." Yang Ling said angrily: "Any member of my exchange, loans below 1,000 taels of silver do not require any

Mortgage, monthly profit of three points."

The profit of three cents still falls into the category of usury, but the amount is small after all, and the interest rate per month is only 30 taels, so I am naturally happy to accept it, because now, businessmen’s loans are not like those in later generations. They take several years, and they are all short-term turnover.

.The monthly profit is three points, and it is simply a drizzle.

Everyone suddenly became interested and asked, "What if there is a mortgage, how much can they get?"

"In fact, one thousand two thousand three cents of profit is just a manifestation. The real interest should be considered two thousand five cents, of course this requires mortgage." Yang Ling smiled slightly and said, "Anyone who borrows from my bank, ten thousand two thousand two cents of profit is two thousand five cents of profit if you borrow from my bank.

The profit is 20,000 taels, 40,000 taels, and so on, until 100,000 taels, 50,000 taels, and I dare say that the world is. This should definitely be the lowest interest?"

Everyone's heartbeat suddenly accelerated. Sometimes they begged grandpa to borrow money and started a big business. In the end, they found that they couldn't make much money. A large part of it had to be earned by the lender. After listening to Yang Ling's

How can people not be moved after bank measures? Chinese people don’t like overdrafts, like to save money and spend it again, but this is definitely not applicable to businessmen. Lending is really a very common thing for them, and they are used to it.

For other loan shark merchants, the interest rate in Yangling's bank is no different from free loan.

Everyone cheered, and someone suddenly thought of a very serious problem. He asked: "Boss Yang, do you have to borrow this money when you apply for the exchange ticket?"

Everyone looked at Yang Ling nervously. Yang Ling smiled slightly and asked incrediblely: "Do you all come to my Xinghua Building to have a cup of tea? Do you still have to force you to buy another bowl of braised pork? Please rest assured, do business

.One code is the same as one code. My bank depends entirely on your own wishes, and there will never be any force."

Everyone was really happy this time. Although they knew that Yangling, the bank, made money while lying down, did provide them with this convenience and solved their big troubles in one fell swoop. They both said that they had a wealthy fortune, but their wealth was not the same.

It doesn’t mean you can definitely take out so much money, and there are many places that require capital turnover. Someone asked: “Boss Yang, can we borrow money now?”

"Of course, if the bank opens, it will naturally open to the public. You are welcome to borrow money. You can also open an account in the bank to earn interest." Yang Ling added.

"No need for this. We need money turnover now, and cash."

"Okay, I don't have much else. Some of the procedures are required. Please wait slowly on the second floor. One person and one room. Don't rob it. We are the one who runs a bank. We are short of everything, but we don't need money.

Please stay with me!" Yang Ling bowed and went up to the third floor.

On the third floor, Juhuaguan and Little Pineapple were standing solemnly. The emperor sat in his seat and slowly drank tea. When he saw Yang Ling coming up, Juhuaguan immediately asked, "Third brother, why are there people who borrow money in this bank?

Without a person who saves money, is the method you mentioned useful?"

Yang Ling knew that this must be the question the emperor had to ask. After Yang Ling met the emperor, he said: "In fact, this phenomenon is easy to think of. Any new thing needs a process of acceptance, let alone bringing oneself to one's own.

They were a little worried about giving the money to others for custody, so there must be some. As for borrowing money, it would be even better. Business in this dynasty is extremely prosperous and there are many places that need to be turned on. Naturally, we need to borrow money, and our interest is also

It would be strange if they didn’t borrow so much, which proves that the decision to open this bank was correct.”

"But they just borrowed it and didn't save it, and the money from the treasury at the time might not be enough."

Yang Ling said seriously: "Any new business will have problems at the beginning. After the bank takes the right path, you will find that the bank is just a digital game."

Juhuaguan said worriedly: "But the life-saving money for those affected by the disaster will be reduced a lot."

"The more we are, the less we cannot shrink. We must make them believe that our funds are sufficient so that they will be willing to deposit money in. In this way, if we buy food, we can even pay money directly, and

It’s to give the other party a ticket, but they will think that the money has been obtained, which is what I call a digital game.”

"But those grain merchants insist on cashing out the money?" Juhuaguan was still worried.

"Then give it to them! As for the lack of disaster relief funds, I have prepared this." Yang Ling said as he took out an account book from his body, "This is what I asked Old Man Shen about to come, the list of all the officials and their salary,

At that time, the court can apply for their accounts and their salaries will be paid through the bank, but the court requires them to withdraw them after a while, otherwise they will be dismissed from office and go home. I think they will definitely be willing."

"This is probably not very good. I'm afraid those officials won't want to."

"We must exchange their time for our time, and let them go if we don't want to. There are many people in the world who can be officials, but they are not unwilling to give them. At most, some people come out to say a few gossips, I don't believe that anyone will be willing

Jump out and object!”

After thinking about it, this is the only way to use it now.

Yang Ling comforted: "Everything is difficult at the beginning. As long as you survive this period and accumulate the bank's credit, things will come naturally. What we need to do is not just for this drought, but our country's natural disasters are serious every year.

All kinds of disasters will occur, and only banks can truly gain a foothold. Then the court will be able to rescue disasters faster and more efficiently in the future.”

As he spoke, a friend came up to report: "Your Majesty, someone below wants to save money."

"Oh!" Yang Ling was energetic and said, "Since it was the first deposit we absorbed, let me go and handle this procedure for him personally."

Juhuaguan also wanted to take a look, and said to the emperor: "Father, my son and I want to take a look."

"Go!" the emperor waved.

On the counter on the first floor, a short and fat man was sitting and going through the deposit procedures. There was a box next to him, full of silver.

Yang Ling stepped forward and bowed and said, "This guest official, since you are the first person to handle deposits, how about handing over the procedures to me this time?"

"It is naturally a great honor for Boss Yang to handle it personally." The man smiled.

"Hey, the guest officer seems to look familiar. Have we seen it somewhere?" Yang Ling said with a smile.

"Boss Yang is so worried about it. My surname is Wang, who just sold a batch of grain to Boss Yang. The money here is the payment for the goods I just received today."

"I'm really sorry. I've been a little busy recently. I'm a little forgetful. I don't know if Boss Wang wants to deposit a fixed term or a current term. It is based on a regular basis in years, with an annual profit of three points, and a current term is based on a monthly basis, with a monthly profit of two points.

If you have less than one month, there will be no interest."

"Actually, I don't need to transport the money back. I'm afraid of the trouble on the way. Thinking about what Boss Yang said just now, I'll deposit the money in. When I get home, I'll take it out. It probably takes less than a month, so what's the interest?

Yes, there is no need to consider it at all. Boss Yang, there is no problem with the one you just mentioned at any time?" the man asked unconfidently.

Juhuaguan behind Yang Ling's face suddenly turned dark. It turned out that this person was just here to use this free bodyguard. Yang Ling smiled and said, "Of course there is no problem. But I want to reiterate it. We only plan to go in various provinces.

The provincial government sets up a point, so we will only send this money to the provincial government, and you will transport it back yourself."

"That's enough!" the man said happily, thinking about it, and then felt a little unkind, and added: "Boss Yang, this labor army is escorting him personally, otherwise we should charge according to the price of the escort agency outside."

"Boss Wang is looking down on our bank?" Yang Ling lowered his face and said, "The so-called "no trust" means that people will not stand. Boss Wang is both a businessman and should understand the value of credit to us best. Since I said it just now

, if there is no charge, then there is certainly no charge. Otherwise, who will believe us in the future? What kind of face does our bank have to gain a foothold?"

"It's all my fault, I'm sorry, Boss Yang!" The man quickly apologized.

"It's okay!" Yang Ling smiled, "Please show your ID card and driver's license! Bah, it's your household registration and road guide."

The household registration and road sign are equivalent to the ancient version of the household registration book and ID card. The man hurriedly took it out of his arms and handed it to Yang Ling. Yang Ling took it casually and handed it to the counter. After a while, there was a picture with the specific number written on it.

The exquisite redemption ticket was handed out, and there was a red mark on the number. A brochure was handed out along with the redemption ticket. This was an ancient version of the passbook invented by Yang Ling, which reads what someone from a certain place said.

How much money is deposited and how many redemptions are.

Yang Ling said to Boss Wang: "Boss Wang, please take a closer look. There are errors inside. If not, please sign and set the password at the back."

Boss Wang took it and saw it. It was written in regular script. He looked carefully and confirmed that there was no error. Then he signed his name, then raised his head and asked, "Boss Yang, this password is

What?"

Yang Ling smiled and explained: "The password is divided into six digits, and each number can be selected from zero to ten. In this way, Boss Wang will need to use this password after withdrawing money by himself or transferring it to others.

If you withdraw money, otherwise we will not exchange it. This is also to prevent Boss Wang from being careless and losing the money, causing losses. If that happens, please come and report the loss, and we will make another one for Boss Wang.

Redeem the ticket. So please Boss Wang, please keep this password and don’t disclose it to others to know, so as to prevent unnecessary losses to yourself.”

Boss Wang nodded and exclaimed: "Boss Yang is indeed thoughtful, and this is indeed a very good idea." (To be continued...)

ps: Thank you for your monthly ticket for Zizhu Luoye. I know that this book is so unbearable that you can write it now, but you always encourage me to use a little reward and a little urge to update the ticket at my lowest point. Thank you very much

.I know that this book is not enough. In fact, in my imagination, this book is for practicing, but I will continue to write it and show all the plots I have conceived. I hope that in the next book, I can make it

You see my progress. Thank you again!

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