rebirth of cataclysm

Huang Wei's family is in a miserable state, while Long Guobin's situation is a little better. At least he has not yet reached the point of bankruptcy.

However, money was already tight now, and he was begging his grandfather and grandma everywhere. At this juncture, his son Long Kangyong was beaten seriously again, and Long Guobin still felt that it was adding insult to injury.

Like the Huang Wei family, Long Kangyong was in the hospital, and Liu Mei was mainly taking care of him. Long Guobin had to take care of several things, and only came to the hospital to see his son after he was finished with outside matters.

"How is your son?" Long Kangyong walked into the ward with a big belly and gently patted Liu Mei on the shoulder.

Liu Mei, who had worked hard for more than ten hours, was leaning on a chair to rest. She cheered up immediately after being patted by Long Guobin. She thought her son was in trouble, but when she saw it was Long Guobin, his face was already wrinkled.

His face suddenly fell.

"Why don't you know how to look? Your son is lying there. Long Guobin, are you so indifferent to your son? You don't even care whether your son is alive or dead here.

I can't see anyone all day long." After Liu Mei glared at Long Guobin, she complained to him.

"What are you yelling about? Do you think I'm just going to play? I'm not going to be busy, so what are you going to eat?" After a tiring day and several games with him, Long Guobin was scolded by Liu Mei, and he suddenly felt aggrieved and angry.

After saying that, Long Guobing sat down on the chair next to him in frustration.

"But the question is when is it now? Now is the time when your son is like this." Liu Mei pointed at Long Kangyong who was wrapped like a mummy on the hospital bed, "You are usually busy outside every day with business, and now you are also busy outside.

, you keep saying that it’s for us, don’t you think if you make just a little less, we will starve to death?”

Liu Mei didn't understand the dangerous situation Long Guobin was facing now. She just felt that Long Guobin was trying to frustrate her.

"Starve to death? Haha, if I don't solve the problem now, do you think I won't starve to death? I will go bankrupt, bankrupt, understand?" Long Guobing snorted coldly, then raised his voice and said excitedly.

Although Long Guobin was glamorous and looked like a real estate tycoon outside, only he knew the pressure he was under. Moreover, he couldn't find anyone to talk to about this kind of pressure.

It is impossible for Long Guobin to talk to his subordinates, as that would reduce his prestige and affect the stability of the company.

She cannot tell her friends clearly, otherwise they will be wary of and alienated from her, and may even look down upon her.

This is even less true for banks that ask for help. How can they provide loan support in that case?

Even when he returned home, Long Guobin would not tell Liu Mei and Long Kangyong, because telling them was useless and would not help them at all.

Now Long Guobin was anxious to be squeezed out by Liu Mei, so he spoke out excitedly and instinctively.

Long Guobin is not an alarmist. They work in real estate. They look very rich and arrogant, but in fact, they rely entirely on the support of banks. Moreover, there is almost no real estate boss who does not owe money. Not only does he owe

Money, and once you owe it, it will be a huge sum.

If you are engaged in real estate development, you are afraid that your funds will be broken. Once the funds are broken, it may trigger a domino effect, causing the entire company to have problems one after another and collapse.

Now Long Guobin doesn't have any cash on hand at all. If he hadn't offended Zhou Qimei, gs bank would have loaned him a loan, the funds would have been active, and the company would not have had any problems.

But now he is in trouble. Not only can he not get a loan, but two bank loans are about to expire. When the money cannot be exchanged, the bank calls for debts, so Long Guobin has no choice but to sell his assets. But the problem is that selling the assets may not be able to pay back the debt.

If you cannot repay your bank loan, you will go bankrupt.

The bank's huge profits are not guaranteed. The interest on the loan is very scary. Just like the leading real estate development company, the interest paid to the bank every year is over 100 million.

In fact, all companies and individuals who need financial support work for banks to some extent. A considerable part of the profits they earn will become the profits and assets of the bank.

Long Guobin's hospital project was locked up and he couldn't move at all. As for the Sanqiao project, if there were no funds to invest in it, it would be unfinished. Now the foreman below is asking him for money all day long.

Even if the Duobaoshan Hotel and Clothing Market are sold, they will still fill the hole in the bank. Long Guobin can't help but make two big ones.

The bigger trouble now is that the bank bosses in the province treat him like the plague and cannot dodge him.

I don’t know who leaked the news that he was extremely difficult to finance. Coupled with Zhou Qimei’s role, now he can’t get any money at all.

I met with two directors of the credit department today. Those guys are not merciful when it comes to food and drink, but when it comes to loans, as far as the special code is concerned, they will not give an exact promise of accuracy, which makes him a grandson and still gets nothing.

.

Long Guobin also heard some rumors later. People still had to do it because they couldn't save face when meeting him. Otherwise, he would only be able to meet the little people below. Those directors of the credit department did not have the authority to approve loans to Long Guobin at all. This had to be done through

Only with the approval of the bank’s senior management.

Now the road for gs bank is completely cut off. Other banks will not dare to act rashly when they know that there are huge risks in loans. If they know that the loan risks are high and the final loan cannot be recovered on time, then

The person who signs for approval will bear a lot of responsibility and pressure.

Those people are all paid. If you ask them to come out and get benefits, they will not refuse. But if you ask them to use their position to bet, they will not do it anyway. It is so realistic. No matter whether they are calling themselves brothers or not.

Brother Dao, as long as someone's vital interests are threatened, a fool will not hide.

"Bankruptcy? No way, husband, don't scare me, don't we make a lot of money every year? How could we go bankrupt? It's impossible, impossible." When Long Guobin mentioned the word bankruptcy, Liu

The eyebrows between his eyebrows became solemn.

Let’s not talk about his feelings for Long Guobin. At least, she, a rich wife, is supported by Long Guobin. If the company really goes bankrupt, then not only will Long Guobin collapse, she will also want to live a carefree and luxurious life.

life is unattainable.

After all, they are a family, just like grasshoppers on a rope. They all prosper and suffer. If Long Guobin is unlucky, no one will have a good time.

"Impossible, what is impossible? I make a lot of money every year, but all that money is invested, why don't I deposit it in the bank? My money is an asset, and I have to rely on money to make money. Only fools will put money away.

In the bank." Long Guobin said.

Long Guobin is right. The vast majority of wealthy people actually own assets. Some rich people worth billions are asked to take 200 million in cash, but most of them cannot come up with it. Forbes Rich List

This is why the rankings of the richest people often change. If the prices of the stocks, funds or other assets they own rise, then their net worth will naturally rise and their ranking will be higher. On the contrary, if the stock prices plummet and the asset prices plummet,

Wealth will shrink significantly, and it is not uncommon to even go bankrupt.

Hu Mingchen belongs to the minority, with both strong assets and strong cash strength. It can even be said that his cash strength exceeds that of many domestic banks.

In business, sometimes cash is king. If you have cash, don’t ask for help or banks. That way you won’t be ripped off and you can control your own destiny.

Just like Long Guobin now, if he didn't owe the bank that money, then no matter how his business failed, he would still be a rich man, but he would just change from a billionaire to a multimillionaire.

But the money owed is different. You may not know one day you will become a defendant or the person subject to execution.

"Then since you have invested assets, you can just sell some assets. How can you go bankrupt?" Liu Mei asked a question like a layman's fool.

"You...you know nothing. Why am I telling you this? You only know how to play mahjong and go to the beauty salon. If it were as simple as you think, would I still have a big head?" Long Guobin pointed out.

He pointed at Liu Mei and said.

"I have nothing to do at home. What am I doing if I don't play mahjong or go to the beauty salon? You blame me now. Why didn't you blame me before? Could it be that you are in trouble outside? Did I cause it for you? I just don't understand, but you don't either.

Let me understand, have you taught me? Have you allowed me to go to the company?" Liu Mei was also full of grievances.

Liu Mei had said before that she wanted to take care of the company's accounts, but Long Guobin wouldn't allow it. He was afraid that if Liu Mei took care of the accounts, he would be in charge of him, and he would not be able to live happily outside.

So now that Long Guobin is talking about this to her, of course Liu Mei can't swallow it.

Liu Mei would even think that if I had been in charge of the company's accounts, I might not be where I am now.

"Okay, okay, I'm too annoyed to argue with you about this, can't you just leave me alone? The help from outside can't help, and it can't help at this point?" Long Guobin waved at Liu Mei in disgust.

He waved his hands and said in a very uncomfortable tone.

"Long Guobing, it's not that I don't want you to be quiet now, it's that people don't let us be quiet. I don't understand your business outside, so I won't talk about it. Your son has been made like this and is basically disabled. You are

Don't you have to do something? You are his father and he is your son, so you can accept it?" Liu Mei smoothed her messy hair, pointed at the door, and then pointed at Long Kangyong on the hospital bed.

Questioned Long Guobin.

"Hasn't the murderer who beat my son been arrested? How should this be determined and sentenced? Is there a procedure? What can I do? Besides, if you hadn't been so spoiled, would he have done such a bastard thing? Now I think about it

It's not about how you treat others, you should think about how they will sue them. Do I owe him money? Can't I settle it with money? Do I have to use drugs and that kind of method?" Mentioning the reason why Qilong Kangyong was beaten,

Long Guobin was a little angry.