rebirth of cataclysm

After Ma Jiahao explained, Hu Mingchen finally understood what the problem was.

After working on it for a long time, I was trying to seize the initiative.

Ma Jiahao is worried that after Li Hongjie takes the lead, he will use his financial advantage to check and balance Penguin Technology, or even backlash, weaken Penguin Technology, or even merge it.

So will Li Hongjie hand over the leadership to Ma Jiahao? Of course it is impossible.

Isn't Li Hongjie worried about what Ma Jiahao is worried about? It's probably impossible to say he's not worried.

Putting this aside, even if Ma Jiahao is selfless, and even if Li Hongjie trusts him openly, then just because A Niu Fu has more funds and more transactions than Penguin Pay, it is impossible to be underestimated.

Let's integrate them.

Maybe even Li Hongjie, his staff and other shareholders would not agree.

In fact, Hu Mingchen is not particularly worried about this. If it is really integrated, then Hu Mingchen will definitely intervene in it and will not let any party harm the other party.

What Hu Mingchen is really worried about is precisely the monopoly mentioned by Ma Jiahao.

If these two mobile payments are really integrated together, holy shit, it will be incredible. Their strength will suddenly be greater than that of any other bank, and they will become a well-deserved mobile financial giant.

Who can allow such a private giant to exist? Without competitors, the rules can be set however they want.

For example, it is completely free for ordinary users now, but once it is integrated and unified, who can say anything about the charges?

All along, this kind of private giant monopoly, especially if it involves tens of trillions of capital flows, will not be allowed to exist at all.

Nowadays, even state-owned enterprises must try their best to avoid exclusive monopolies. In oil, telecommunications, electricity, etc., there are several companies competing with each other. Can a large private capital enterprise be allowed to exist exclusively? What are you thinking?

If you really do that, you're not far from death.

"Okay, it's right not to integrate them together. Regardless of whether they integrate you or you integrate them, it's best not to do it. Not only can't you integrate, you have to compete with each other as much as possible and create value for users through competition."

After communicating with Guan Jian, Hu Mingchen said.

"Competition is inevitable. Now, in fact, we are not the only two companies involved in mobile payment. In addition, there are three companies applying for licenses, one of which is related to you." Ma Jiahao said.

"Huh? Is it related to me? Which company."

"Pengbo Electronics Group, they have also applied for mobile payment business. From now on, your company's mobile phones will be automatically installed with your Pengpay. In that case, you will generate tens of millions of customers every year." Ma Jiahao said.

.

"Is there such a thing?" Hu Mingchen was a little confused.

"You don't know? Chen Xuesheng said that he reported it to you, and you didn't have any objections."

When Ma Jiahao said this, Hu Mingchen quickly opened his laptop and rummaged through his mailbox.

Normally, in order not to disturb Hu Mingchen's life and allow him to have a quiet space in school, most of his subordinates' work reports are sent to him in the form of email files, and Hu Mingchen will report to him within a week.

Give a reply within.

If there is no reply within a week, it will be deemed as default.

The reason why he set a week was that Hu Mingchen was afraid that he would not have time to deal with it immediately, so he left a space for it.

Hu Mingchen scrolled down a few pages of his mailbox and finally saw an unread email, which was sent to him by Chen Xuesheng.

Clicking on the email, it turns out that the content of the email is the evaluation report and request for instructions from Pengbo Electronics Group in applying for mobile payment business.

Perhaps because of his misunderstanding, Hu Mingchen actually left out such a document without reading it or approving it.

"Now that I have seen it, there is indeed such a thing. Since you know it, why don't you tell me?"

"I thought you knew. How could I tell you? If I told you, it would sound like a child complaining."

"What a shame, I missed it and didn't see it."

"Actually, I don't object to Pengbo Electronics' involvement in this business, nor am I surprised. The company itself is mainly engaged in electronics business, and its annual mobile phone shipments are huge. With such resources, how can we not use them. We only need to build

A processing backend is enough. It’s not like you don’t have such talents. It can be said that you have the market, technology, talents, and even channels from all over the world. If you get involved, maybe we can join forces." Ma Jiahao

explained.

What Ma Jiahao said is similar to the content of the email Chen Xuesheng sent him, and it is also based on these reasons.

Because the mobile payment market is really big, it will become a big piece of cake in the near future.

Once it is started, the amount of funds at hand will be astronomical. At that time, you can also use those funds to get involved in other financial businesses.

In this way, a high-tech company with its own hardware will evolve into an Internet company.

What's more, Pengbo Electronics Group is already building its own big data platform.

"A strong alliance is nothing. What do you mean, you two are uniting to fight against Li Hongjie?" Hu Mingchen said angrily.

All three companies have a close relationship with him. The three companies are fighting each other. Isn't this a quarrel?

If it evolves into a three-powerful confrontation, that's fine. Otherwise, Hu Mingchen will lose, because the outcome of the competition will inevitably involve winners and losers.

"He is the only one in the family now. Of course we will join forces to compete with him. Is it possible that we can't start the fight ourselves? Why, from what you mean, you don't seem to agree or support Pengbo Electronics Group's involvement in this area?"

"Of course I don't support it."

"Why is this? Are you worried that internal competition will harm your interests? Are you afraid of destroying Li Hongjie's side?" Ma Jiahao asked in confusion.

"Do you think he is so easy to defeat? The so-called interests, for me, are secondary. I don't want Pengbo Electronics Group to go astray. My positioning of it is originally a company focusing on electronics and

If a high-tech company in the communications field wants to turn into an Internet company or a financial company, wouldn't it be putting the cart before the horse and going in the opposite direction? If money comes quickly in this area, how can it still have the energy to focus on technology research and development? Once people's minds are in chaos

, then it will be difficult to lead the team." Hu Mingchen explained.

"But...don't you think it's a pity? It's absolutely possible to diversify. Aren't many companies like this now? We also run film and television cultural companies and art companies." Ma Jiahao advised.

Nowadays, once a company becomes big, it seems that the industry cannot accommodate it.

Internet companies are involved in film and television and music, wine companies are involved in real estate, and real estate companies are involved in hotels and catering, while catering companies are in turn involved in the Internet. There are even steel companies that are involved in agriculture, and the electronics industry is involved in media.

Aniu Company and Penguin Technology are now involved in a wide range of fields, including literary creation, film and television production, mobile payment, music distribution, agency headhunting, etc. They will enter whatever they feel is profitable.

Anyway, it is powerful and has a wide range of customer resources. It seems that it would be foolish not to take advantage of it.

It's just that these are asset-light industries and industries that rely on customer base, so it doesn't matter if they get involved and give full play to their customer resource advantages.

However, Pengbo Electronics Group is different. This is a company that truly focuses on technology. Electronic technology, communication technology, storage technology, cloud technology, and even chip technology, etc., are the core of Pengbo Electronics Group.

and a place to live and settle down.

If Penguin Technology and Aniu Company live and thrive on their customer base, then Pengbo Electronics Group must live on technology and the patents applied for every day.

Even if there is diversification, it is diversification within the entire large industry, not across industries.

"Diversified development is neither a bad thing nor a good thing. I am not opposed to diversified development, but I do not encourage it. Every company has its own positioning and its own direction, so the path chosen by each company must be different. For

Pengbo Electronics Group, I don’t want it to spread too big. Our country does not lack business models now, but lacks technology in all aspects, and no one is willing to spend time and huge sums of money to do that, but it has to be

Someone will do it." Hu Mingchen said.

Hu Mingchen did not discuss this issue with Ma Jiahao and quickly hung up the phone.

After that, Hu Mingchen called Chen Xuesheng.

"I heard that the group wants to do mobile payment business and has applied to the relevant departments?"

"Yeah, I sent you the information, but I haven't seen your reply yet, so I just assumed you agreed. What, is there any problem?" Chen Xuesheng was a little confused.

I obviously reported it, but why did it turn into what you heard? It’s weird.

"It's my fault that I missed that opinion letter and didn't read it. However, I don't agree with you developing this business." Hu Mingchen didn't show any pretense and admitted his mistake, and then made his position clear-cut.

"No, this...is there any problem with this? Our group's strategic planning department has studied it and found that this has great potential. The cake is huge. If it is properly operated, it can create hundreds of billions of benefits.

, it’s already too late for us to enter, but it’s still not too late to exert our strength now...”

"Okay, okay, I can see the so-called benefits. Ask the president of the strategic planning department to write a self-report to me. If he can't convince me on his job responsibilities, then let him pack up and leave. Of course.

When the Department established this department, I remember saying that their tasks and responsibilities were to keep an eye on

World-class technology plans the path forward for our company's development, including technology integration, industrial integration, and market integration within the industry. But I didn't ask them to do such cross-industry planning." Hu Mingchen couldn't stand it.

So he interrupted Chen Xuesheng rudely.

In Hu Mingchen's view, this department is a bit unprofessional now, but he did not beat him to death with a stick, giving him a chance to explain himself and defend himself.