rebirth of cataclysm
Chapter 1842 Mortgage loan from home
"I've been talking for a long time, just let me start from the bottom, start from the details. Is that what you mean?" Wang Hui said.
"Hmm, Brother Hui is really capable of understanding. That's what it means. Let me tell you this. If you don't accumulate experience by yourself, even if the project you invest in is good, it will be deceived by others. When the time comes,
, you are just making wedding clothes for others." Hu Mingchen said.
"Then am I still considered a venture capital investor? Have I become a younger brother who actually does the work?" Wang Hui frowned.
"All eldest brothers started out as younger brothers. Are you thinking about setting up a company, becoming your own boss, giving orders to your subordinates, and becoming a domineering president?" Hu Mingchen joked.
"I have never thought about being a domineering president, but starting a business and becoming a boss is indeed my original intention." Wang Hui said with a bit of embarrassment.
"You think being a boss is great, but being a boss is also painful. Didn't you experience that when you started your own business?" Hu Mingchen asked.
"Pain? What pain is there? Don't you think so? Employees have to go to work on time, not the boss."
"Hey, employees don't have to think about losing money or making money. The boss needs it. Employees don't have to think about the future of the company. The boss does. The employees can get off work on time, but the boss can't." Hu Mingchen scoffed.
"Think about it, that's really what happened." Wang Hui said carelessly.
"Let me tell you, the reason why you don't feel the pain of your boss is because Uncle Wang gave you the money, and you don't feel bad if you lose.
If the money you invested this time was earned by yourself or borrowed by you, and you need to pay it back on time, can you still feel relaxed?
So I suggest that Uncle Wang and the others will not provide you with free funds this time, but a mortgage loan." Hu Mingchen said with a mischievous smile.
"What? Mortgage loan? No, you gave them such a bad idea. I want you to give me advice, not to punish me." Wang Hui said in surprise.
"Brother Hui, hehe, why do you ask me to punish you? I have no enmity with you, so what good does it do me to punish you..."
"Don't give me those useless things. I can tell you that I know that you have a crush on my sister and you two want to be together. But you have to understand that if I strongly oppose and interfere with it, I'm afraid you won't even be together.
It's hard to last long, do you understand? So, you have to really help me instead of trying to punish me." Wang Hui is quite clever and knows how to use Wang Huixue to threaten Hu Mingchen.
It's a pity that this method may work for other people, but it is of no use to Hu Mingchen.
"Haha, Brother Hui, why can't I understand what you said? Are you... threatening me?" Hu Mingchen smiled silently.
"You can understand it that way, so you understand it. To sum it up in one sentence, it's just that I'm not having a good time, and you shouldn't be too, so you just have to figure it out." Wang Hui is really a bachelor. Not only did he admit it, but he also insisted on it.
in the end.
"Then what should I do to help you? Haha, tell me, what should I do?" Hu Mingchen took a sip of the drink and spread his hands.
"That is, you have rich investment experience, you have keen market perception, you have a professional team, and you have to help me succeed in starting a business." Wang Hui said.
"Then what is the standard for your success in starting a business? Is your company listed on the GEM? Is it listed on the A-share market? When the valuation reaches one billion US dollars and you become a unicorn company, or when your employees reach 1,000 people and you are selected as an outstanding young entrepreneur? You give me
Tell me a standard." Hu Mingchen asked.
"This... I haven't thought about it much. Anyway, the company needs to be big and make strong profits. Of course, it would be best if it can be listed on the market, hehe." Wang Hui said stupidly.
"How about you just set up a company, and I'll pay you a high price to buy it out as a whole? Wouldn't it be faster and simpler? Maybe with a little hype, you would become an investment genius." Hu Mingchen joked.
.
"You...are you kidding me? I know you are rich, much richer than my family, but you don't need to tease me like this." Wang Hui heard from Hu Mingchen's joking tone.
It was his joke.
"Look, you misunderstood me. How could I play tricks on you? How could I make fun of you? Didn't you threaten me with Wang Huixue? Am I not going to mess around?" Hu Mingchen spread his hands and said, "I'm serious.
I don’t know what your so-called success criteria are, and you haven’t made it clear yourself. Besides, I’m just trying to highlight your success. If it doesn’t work, I’ll acquire a company if you start one.”
To be honest, in terms of eloquence, the three Wang Hui are no match for Hu Mingchen. If Hu Mingchen is willing, he may sell Wang Hui and help count the money.
"That's not necessary. Doing that is just cheating. How can I highlight my ability? No need, no need. Just let me succeed." Wang Hui said with a shy smile.
"Do you still want to gain success and respect through your own abilities?" Hu Mingchen asked.
"Of course, of course, who wouldn't want to conquer the world with his true skills?" Wang Hui nodded.
"Oh, if that's the case, then there's nothing wrong with what I said before. The idea I came up with is to move in that direction." Hu Mingchen took another sip of his drink and smiled.
"Uh... why did it go around and back again?" Wang Hui felt a little confused.
"It's not like I'm going back to you, because my original intention is for your own good. The purpose is to let you truly succeed and gain respect based on your ability, instead of wishfully wasting your family's money and thinking that the market is cruel, no.
You think you can defeat it." Hu Mingchen said solemnly.
"You said you wanted me to get a loan from my family, oh no, a mortgage loan. You asked me to make myself popular first. Is this all for me?" Wang Hui felt dizzy.
"Yes, hahaha, Brother Hui, you finally understand. Yes, I didn't take the blame." Hu Mingchen gave Wang Hui a thumbs up.
"No, this allows me to promote myself first. I can understand this. It is to gain practical experience and prevent me from metaphysical talk. But it allows me to borrow a mortgage from my family. This is a bit too much. My own family
How can I repay the loan with the money, and what kind of collateral should I take?" Wang Hui said half-confusedly.
"You are an adult now, not a child. Why do you still easily ask for money from your family, and ask for millions as soon as you ask? Don't you think this is a problem in itself?
To be honest, for someone like you, don't say you didn't succeed. Even if you succeeded, you can't straighten your chest and say that you just have the ability, but you were born in a good family. Others will only envy you for having a successful family.
Qian’s parents will really compliment you on your ability.
You lost the first two million without even seeing a splash. Is it possible for an ordinary family? Uncle Wang and his money did not come from the strong wind. You want to operate independently, and you want Uncle Wang and Aunt Xiao to see your money.
To achieve success, you have to show your independent spirit from the source instead of chewing on old age." Hu Mingchen stared at Wang Hui with a sullen face and said every word.
"You...what you said...sounds reasonable, so how do I mortgage it and what mortgage I use?" Wang Hui wanted to say that Hu Mingchen's idea was not good, but he really couldn't argue with it.
"Haha, as for mortgage, there are many ways. Anyway, you don't have any fixed assets, so you can use your reputation, your labor, your face, etc., it's all fine." Hu Mingchen laughed.
road.
"Reputation, labor, face, can these things be loaned?" Wang Hui scratched his head and asked.
"Yes, but you can only borrow money from home, and the bank will not recognize your loan." Hu Mingchen twitched his lips and said.
Don't let this guy go crazy and say he wants to use this to get a loan from the bank. That's a joke.
"Explain clearly." Wang Hui said.
"Simple, for example, you can make a note with Uncle Wang and ask him to borrow 300,000 yuan, and repay it in one year. If you still can't pay it back when it is due, then you can work as a porter in a supermarket for a year. Another example, you
You can make a written note with Aunt Xiao and borrow 300,000 yuan. If it matures in one year and cannot be repaid, you will never ask for a dime from your family again and go work to support yourself. Moreover, the written note was taken,
Post it to Moments and let everyone supervise and testify." Hu Mingchen explained with an example.
"Is this too much, Hu Mingchen, are you really doing it for my own good? After listening to your two examples, why do I think you are trying to trick me? After working as a porter for a year, taking photos and posting them on WeChat, then
I...how can I get along in the future?" Wang Hui frowned into a black line.
"Why, you are so unsure of yourself that you can make money in a year? As an immigrant entrepreneur, if you don't have any confidence at all, then why start a business? You already know that you are going to fail before you even start."
"Don't be afraid of 10,000, just be afraid of the worst. Don't you know that more than 90% of entrepreneurship end in failure?" Wang Hui asked rhetorically.
"Then according to your opinion, you have to fail eight more times? The first time two million was wasted, the second five million was wasted, and the third time I'm afraid you have to go for ten million.
If this continues, by the time you finish your ninth business venture, your family will probably go bankrupt. Where will you still have the funds?
I will support you in your last attempt to succeed. If this is the case, I still tell Uncle Wang and others that in order to live a carefree old age, it is better not to support you. Otherwise, in the end, you will not even be able to pay for living in a nursing home.
." Hu Mingchen teased him with his logic.
Aren’t more than 90% of your projects likely to fail? Then you might as well decide that all of your previous projects have failed.
"Uh...I..." Wang Hui was dumbfounded.
"Brother Hui, don't fuck me. If you do as I say, you have an 80% chance of success. If you don't do as I say, you have a 90% chance of failure.
Eighteen, whether you want to succeed or fail, it depends on how you choose. Anyway, you won’t cherish what you get easily. Only by burning the boat and making a desperate move will victory emerge." In the end, Hu Mingchen didn't bother to talk to him too much.
Much more.
Hu Mingchen finally figured it out. Wang Hui was not very capable and lacked experience. He also felt that his family was not short of money, so he did things very casually and stretched his hips.
If he doesn't push himself to a dead end, no matter how good the project is in his hands, it will be difficult to succeed.
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