rebirth of cataclysm

"President Min, I was originally going to take people down to Panyun County, but I have adjusted the event to tomorrow. Anyway, there is no rush there. We will go there tomorrow. Here, your water." Lin Mingzhen carefully handed Min Min over.

The water glass was placed on her desk within easy reach.

As soon as she heard Lin Mingzhen's words, Min Min frowned. She just couldn't stand the way these people procrastinated in doing things. Things that were agreed upon were changed as soon as they were announced. With such a work attitude, how could work results be achieved?

Okay. I don’t have the slightest awareness to serve customers, let alone pay attention to them.

When he raised his eyes and saw Min Min frowning, Lin Mingzhen secretly thought that it was bad, he was taking the initiative to lose points with President Min.

So Lin Mingchen hurriedly added: "President Min, the reason why I postponed my trip to Panyun County for one day is because I have important work to report to you and I couldn't grasp the time well, so I temporarily adjusted my itinerary. But I'm going to

I called over there and we have already made an agreement with them so that it will not affect their work."

After listening to Lin Mingzhen's words again, Min Min's face looked a little better.

"Oh, tell me, what do you want to talk to me about?" Min Min nodded, then he picked up the water glass and took a sip, then picked up the air conditioner remote control and turned on the air conditioner.

Heating is generally not installed in the south in winter, but many places in the south are not hot in winter, but rather humid and cold. Under such circumstances, heating in the south relies on either electric heaters or coal-burning stoves. High energy consumption such as air conditioners

Currently, most people don’t have these items, and they are only used by some units or people with good conditions.

The air conditioner in Min Min's office was bought by her predecessor, and the other offices use electric heaters.

The weather in Liangcheng is not very stable after the New Year. When the sun comes out, it feels like spring, but once it becomes overcast or there is a little rain, the temperature will drop and it will continue to return to winter.

"President Min, it's like this. I have a client here who wants to get a loan from our bank..."

"Comrade Lin Mingzhen, if there are customers who want loans, you should handle them according to your authority. If you can't handle it, report it to your director. If the amount of funds is large, he will report it to me for approval." Min Min asked Lin

Ming Zhen interrupted.

It's not that Min Min doesn't want the subordinates to come to him to report their work, but he doesn't like this kind of cross-level reporting of specific matters. There are relevant management regulations within the bank. If the subordinates come to her for everything, then she has three days a day.

Sixteen hours is not enough.

Min Min needs cadres who can take charge of their own affairs, not just submissive people. Just like when he encounters a problem, he won't just look for help from the provincial government.

"President Min, it stands to reason that I should do what you said, but... this customer is a bit special, and the amount of loan required is also a bit large. Even if I report it to the director, he will still have to find you.

That’s why I thought, I might as well report it directly to you, because I’m involved, so I need to know more about the situation.” Lin Mingzhen said carefully organizing his words.

"Okay, then keep talking."

"Okay, President Min, it's like this. There is a private enterprise in our city called Xingsheng Development Co., Ltd. They have not been established for a long time, but they are developing very rapidly..." Lin Mingzhen began to talk about Barabala's future.

His understanding of Xingsheng Development Co., Ltd. and his conversation with Hu Mingchen and the others yesterday, he made a slightly refined and combined statement to Min Min.

"You mean they want to use collateral worth 300 million to borrow 100 million from our bank? Well... why haven't I heard that we have such a large private enterprise in Liangcheng?" Min Min frowned.

"President Min, to be honest, although I have been in contact with them for a long time, before yesterday, I did not expect them to develop to this scale. Because their larger investment is in other places. According to them

The general manager told me that they now hold 25% of the shares of Penguin Technology in Pengcheng, and are the largest shareholder of that company, and their collateral is 15% of it." Lin Ming

Shock Road.

Lin Mingchen talked about Hu Jianqiang, but he did not dare to mention Hu Mingchen at all. It was originally a good thing, but if he mentioned Hu Mingchen and said that a middle school student was talking to him, it would turn a good thing into a bad thing. President Min would most likely regard him as a

A mentally ill lunatic.

"Penguin Technology? They are the largest shareholder of Penguin Technology? We have such a company in Liangcheng?" Min Min was surprised and dubious.

It is true that a small place like Liangcheng cannot compete with an Internet company that is currently gaining momentum like Penguin Technology. No matter how it sounds, it sounds like a lie. Especially since this company has only been established for a short time and has great strength.

It's not necessarily strong, and it's still established by locals.

Because we are inland, local people always feel that the rich ones are the big bosses on the coast, the ones who can engage in high technology are those from the big coastal cities, and the ones who can make forward-looking investments are people from outside. These local people,

Either set up a restaurant or a wholesale business, or even more impressive is the coal mine. Now some people are involved in real estate and municipal development, but the proportion of locals in this area is still not high.

Now a company has emerged claiming that they have such strong strength. How can Min Min believe it easily?

"President Min, I was skeptical at first, but then I chose to believe it. Because I have been in contact with them, my judgment is that they are not liars, and they cannot make lies about such things. Moreover, even if we want a loan, we must do it

After verification, it is impossible to allocate money to them easily." Lin Mingzhen said.

"What you said makes sense. If it's true, then we really need to catch such customers. Did they tell you what they would do with a loan of 100 million?" Min Min nodded solemnly.

"That's not true. According to my experience, even if they say it, they may not actually use it as they say. Once the funds are in their account, it's not up to them how to spend them. That's why we will pay attention now.

This is the mortgage." Lin Mingzhen saw that Min Min's attention had been attracted, so he spoke calmly.

"Well, one hundred million, one hundred million... This amount is really not small, at this juncture..." Min Min gently tapped the tabletop of his desk with his right hand and said to himself

started to ponder.

"When they first said it, I was shocked. I only agreed to a quota of three to five million. But after thinking about it later, I felt that this opportunity was not to be missed. Although we are currently undergoing reforms and adjustments to prepare for listing.

, but at this time, the more we should show something different. No bank in Liangcheng has given money to private enterprises.

Having borrowed hundreds of millions of dollars, I think our bank can become a scammer. If their mortgage is genuine, we can first evaluate the Penguin Technology company and then decide whether to lend or not." Lin Mingzhen thought that Min

Wen hesitated to refuse, feeling that the amount was too large, and the provincial and municipal banks were strictly controlling funds, so he lobbied further.

However, what Lin Mingzhen thought was exactly the opposite of what Min Wen hesitated.

Min Min wasn't thinking about pushing it outward at all, but thinking about how to pull it inward.

It's just that 100 million is indeed a lot of funds, especially for a private company. Not to mention that the funds in their industry are not abundant enough to use them casually. After all, everyone is adjusting at this juncture. More importantly,

Min Min himself has to evaluate the risks and benefits involved.

If the loan of 100 million cannot be recovered and causes losses, then Min Min, who "committed the crime against the wind", will be in trouble. This money is not like lending to state-owned enterprises, which can be smoothed out by left and right hands on the books.

But on the other hand, if you can seize such a company, the benefits will definitely be huge, with both social and economic benefits. This move of hers will definitely be valued by the provincial government and even be set as a model. Because they are the first to do so.

Make changes and adjustments in actual business and achieve positive results.

Of course, this premise is based on the smooth recovery of principal and interest and the stronger growth of Xingsheng Development Co., Ltd.

"Director Lin, your idea is very good. It seems that you have a clear idea of ​​​​the work. However, the matter is important, and we cannot be blind. If you are like this... you should investigate this company carefully first.

I will make arrangements here. On the one hand, there must be a complete assessment of the development of Penguin Technology, and on the other hand,

It is necessary to confirm that they are indeed the major shareholders of this company. After such a basis is established, I will personally contact the people of their company. In addition, 100 million funds also need to be allocated. As you know, the superiors now require us to actively

Return funds instead of spreading money loosely." Min Wen pondered for a while and then said.

Lin Mingzhen was overjoyed to receive a compliment from Min Min. The key is that Min Min's compliment is very connotative. What does it mean to have a good idea and what does it mean to have clear thinking? Such praise is of a very high level.

"Well, I will do what you asked me to do when I get back. Thank you, President Min, for your affirmation of my work." Lin Mingzhen nodded suddenly.

"For those cadres and workers who work hard, have ideas and are enterprising, I will affirm that you do a good job. Also, the situation you told me should not be spread in the industry first. When the situation is still uncertain,

, the lower profile the better, to avoid making a fuss, which is not conducive to our work, understand?" Min Wen thought about it and couldn't help but tell Lin Mingzhen.

"I know, I know, I won't talk about it everywhere. Just because I know the matter is serious, I report it directly to you." Lin Mingchen answered honestly.

Will Lin Mingzhen talk about it everywhere? Unless he is stupid. If their director finds out, will the director give him a good face? What will other colleagues do to him? So, even if Min Min doesn't emphasize it, Lin Mingzhen will

Keep it tight-lipped, at least about the inside.