rebirth of cataclysm

"Haha, Director Lin is joking. With such a little money, how can we make money in Shanghai? Compared with those big companies, we are far behind." Hu Jianqiang said modestly.

"This is not simple. We don't know about those central enterprises, but as far as we are concerned in Langzhou, there are really not many companies that can earn hundreds of millions a year, especially private companies."

"I made some money, but... all that money has been turned into investments. No, I'm asking Director Lin to come out today because I hope to get your help." Hu Jianqiang received a hint from Hu Mingchen's eyes.

, don’t dwell on things that make money or not, and start to bring the topic to the purpose.

"Help? Mr. Hu, I only care about loans, but you...just said that your company does not need loans, so I don't understand how I can help."

"Director Lin, it's like this. Because investment has taken up a lot of our funds, we are now facing a little difficulty in capital turnover. Don't we owe your bank 110 million, and it's about to expire, so I want to

Let's communicate and discuss with you to see if we can make an extension. As for the interest fee of the extension, it will be calculated as usual." Hu Mingchen took the words and got straight to the point.

"Extension? What do you mean... you can't repay the loan on time?" Lin Mingzhen leaned back on his chair and looked at Hu Jianqiang and Hu Mingchen.

"Director Lin, it's not that we don't have money, and it's not that we can't repay the money. We just don't want to affect the investment progress in order to repay the money. Of course, if your bank insists on not agreeing, then we will also find a way to repay the money.

"Yes." Hu Mingchen said, neither humble nor arrogant.

Although Hu Mingchen hopes that the bank can grant them an extension, Hu Mingchen will not ask Lin Mingzhen for this. Lin Mingzhen's status and identity are not enough to make Hu Mingchen bow his head. What's more, Hu Mingchen is not a person who bows his head casually.

"Xiao Hu, you misunderstood me. I didn't think so. Really, I was just a little surprised. It's just a principal of 100 million and an interest of 10 million. Xingsheng Company can definitely afford it." Lin

Ming Zhen quickly explained.

"That's right, you can show it. We hope that our company and your bank can have long-term and in-depth cooperation." Hu Mingchen nodded.

For banks, it is also very necessary to cooperate with large enterprises. As high-quality customers, almost every bank is grabbing large enterprises. Banks' profits do not rely on thousands of retail investors, but on enterprises. Enterprises are not only

It's a loan, and it also includes the handling fees caused by their turnover and related services of their employees.

For example, if all the companies under Xingsheng Company use cards to pay wages, and all these cards belong to Lin Mingzhen's bank, then these employees will naturally become bank customers.

For companies like Xingsheng Company, the annual inflow and outflow of large amounts of money is very large, and those handling fees are a major source of profit in addition to loans.

Although Xingsheng Company is currently seeking a loan from Lin Mingzhen and others, Xingsheng Company's bank account is not with them, and the main fund transactions do not go through Lin Mingzhen's bank.

If they can win the extension this time, then Hu Mingchen will not mind changing the bank where the account is opened, so that Xingsheng Company can truly become a major customer of Lin Mingzhen's bank.

"If both of us can have long-term and in-depth cooperation, this is of course a good thing. As for the loan extension you mentioned, I think there is no problem. If it is extended for half a year, I can basically guarantee that if it is one year, President Min believes

It's not a big problem. It's just like what you said just now, the interest has to follow." Lin Mingzhen immediately responded positively.

Hu Mingchen and Hu Jianqiang both breathed a sigh of relief when they heard that Lin Mingzhen agreed that he could make the decision on the extension within six months. In the following time, their relationship felt closer.

Two days after meeting Lin Mingzhen, he called and said that he had reported the loan extension to President Min Min, and President Min agreed that Xingsheng Company's loan could be extended for one year.

With Min Wen's support and guarantee, Hu Mingchen and Hu Jianqiang can finally rest assured. After one year, it should not be a problem to withdraw more than 100 million from any direction.

In order to express his gratitude to Min Min, Hu Jianqiang specially visited her to thank her and go through the extension procedures.

Hu Mingchen originally wanted to go with him, but he was busy with the final exam and did not go. Anyway, the principle issue has been settled, and it doesn't matter whether Hu Mingchen goes or not.

During the summer vacation, Hu Mingchen basically spent time in the south of the town. The land in the Guanyin Mountain area has always been a worry for Hu Mingchen unless it was dealt with.

Because of this matter, Luo Haocai was also unhappy. Of course, he did not blame Hu Mingchen entirely. After all, the locations chosen by Hu Mingchen were not wrong. They were all prime plots of land. The only fault was that the Zhennan Municipal Government made a mistake. The very overbearing policies made people feel uncomfortable.

Resentment.

Now, on the contrary, the acquired brick factory's business is amazing. There is an endless stream of trucks hauling bricks every day. The newly manufactured bricks are loaded directly into trucks and taken away without having to be coded.

In order to meet the market demand as much as possible, Wang Deke has repeatedly suggested that the company increase investment and expand production capacity. He even hopes to purchase two sets of advanced production lines, which can increase production capacity by twenty times. However, the new brick production line will no longer

Clay is used as the raw material, but it is turned into cement and sand, and the investment is not small.

"Mr. Hu, if we use new production equipment, the annual production capacity can be expanded to 600 million bricks. If it were before, so many bricks would not be digested at all. But now, the Guanyin Mountain area is going to be developed. In the next three to five years, Guanyin Mountain will be

There are construction sites everywhere in the mountainous area, and the amount of bricks needed is unpredictable. As long as you are willing to invest, I believe you can fully recover the cost within one year." In order to convince Hu Mingchen and Hu Jianqiang, Wang Deke drove his pickup truck.

Rush to the branch office in the city.

"Director Wang, can you make back your investment in one year? Can you earn 20 to 30 million a year by selling bricks?" Hu Jianqiang asked.

Hu Mingchen sat beside him and said nothing.

"Of course, we can basically guarantee that we earn four cents per brick. That year, 600 million bricks will be a profit of 24 million. This account is very clear." Wang Deke nodded suddenly and calculated with great certainty.

"Can 600 million bricks be used up? We are not the only brick factory in the south of the town."

"Yes, we are indeed not the only brick factory in the south of the town, but we are the only one in the Guanyinshan area that is suitable for expanding production capacity. We are a legal brick factory that was approved to be established before the Guanyinshan area was planned. We are

The one closest to the customer. However, the cost of transporting bricks from other brick factories is higher than ours, whether it is developers, contractors or those who occupy the construction site.

For those who supply raw materials, I believe that our brick factory will be their first choice. Unless we cannot supply, they will choose others. The purchase and installation of two sets of equipment can be completed in one and a half months. As for the factory building and the construction of the steel structure,

Very fast. Every day I see people who come to our factory to buy bricks, but we can't supply them, and I feel very anxious." Wang Deke described with emotion.

To be honest, Wang Deke's lobbying convinced Hu Mingchen to a certain extent, but Hu Mingchen never increased investment because he felt that the brick factory would be sold sooner or later, and there was no need to throw money into it.

On the other hand, the two sets of production lines that Wang Deke requested to purchase require more than 20 million in funds, and so far, no matter how good the business of the brick factory is, the company cannot come up with that much cash.

"Director Wang, the key is that the company can't afford that much money now. More than 20 million is not a small amount." Hu Jianqiang looked at Hu Mingchen and said.

"Mr. Hu, then...then we can get one set first, and even...I can also collect some deposits from buyers in advance. Those who pay the money and make reservations will have priority in ensuring supply in the future.

As for the upstream side, we can still hold down part of the funds. In this way, the company only needs to spend three to four million to start operations." Wang Deke seems to have done enough homework and prepared all the possible problems he may encounter.

We have found solutions to every difficulty.

"Can you really collect the deposit from the tourist merchant first? Just three to four million?" Hu Mingchen's eyes lit up and he stared at Wang Deke and asked.

"Of course you can. In fact, it's not me who wants to take the bricks, it's them who want to give them. In order to get the bricks in advance, many people are willing to do this. No less than four or five groups of people have taken the initiative to mention it to me. Otherwise, I will also

I will not rush to ask the company to expand production capacity. The cost is higher, but it is faster than firing. I am not thinking about it for myself, I am really thinking about the company." Wang Deke said earnestly.

As the original owner of this brick factory, Wang Deke hopes that the brick factory will be prosperous and prosperous, regardless of whether the money earned belongs to him.

Moreover, once the brick factory expands its production, it will inevitably need more workers. In this case, Wang Deke can solve the employment problem nearby for the men in the same village, killing two birds with one stone.

"Okay, if you are really sure that you can expand a production line with three to four million, we support you and can give the brick factory four million in funding, and then you can do it immediately." Hu Mingchen pondered for a moment and made a firm decision.

"Mr. Hu, will the site for the second production line be leveled out in one piece?" Wang Deke asked unwillingly.

"Yes, after the company's capital turnover is over, the second production line can also be launched. Of course, the original red brick firing cannot be stopped. We will continue to use full power and produce as much as we can." Hu Mingchen nodded and agreed.

"Okay, then I will contact the upstream manufacturer to deliver the goods as soon as I get back. Mr. Hu, I guarantee that the money we invested will be recovered soon." After receiving the agreement, Wang Deke was very happy and stood up immediately and said enthusiastically.

.

"Third uncle, ask Huang Min to prepare four million for Factory Director Wang." Hu Mingchen ordered.