Rebirth of the Evil Life
Chapter 5021 The trump card
Fengshen Venture Capital Fund! 10% guaranteed interest every year. This time, it was like a bomb was thrown into the Chinese financial market.
Yes, today's funds include trust investment funds, provident funds, insurance funds, retirement funds, and various foundation funds. But what people usually call funds mainly refers to securities investment funds. This kind of investment funds are divided into three types: currency funds, bond funds, and stock funds.
A currency fund is an open-end fund that gathers idle funds from society and is operated by a fund manager. The funds are kept by a fund custodian. It is specially invested in money market instruments with low risk. It is different from other types of open-end funds in that it has high security, High liquidity, stable profitability, and "quasi-savings" characteristics. In October 1972, the Savings Fund Company purchased $300,000 of high-interest term savings and sold them to small investors in units of $1,000. In this way, small investors enjoyed the return on investment that only large companies could obtain, and at the same time had higher cash liquidity. The first money market mutual fund in history was born.
Bond funds, also known as bond funds, refer to funds that specialize in investing in bonds. They pool the funds of many investors and invest in bonds to seek relatively stable returns. According to the China Securities Regulatory Commission’s classification standards for fund categories, bond funds are those that invest more than 80% of fund assets in bonds. Bond funds can also invest a small portion of their funds in the stock market. In addition, investing in convertible bonds and new shares are also important channels for bond funds to obtain income.
As for stock funds, they refer to funds with more than 60% of fund assets invested in stocks.
Of these three funds, money funds are generally higher than one-year regular savings. The annual income is 3.5~5%. Bond funds 6~9%. It only applies to this year's market. As for stock funds, it is not surprising to lose 30%, and it is normal to make a profit of 30%. It is the most difficult to weigh and compare.
But no matter what kind of fund, no matter what kind of fund, there will be no guarantee. The only thing that is guaranteed is the interest on savings. This is the bottom line and is naturally fixed. nature. Interest rates are also very low. From ancient times to the present, there has never been a 10% guaranteed return. The only thing that has ever happened is **, Pang style**. Only a Ponzi scheme can achieve such high returns.
However, Lin Feng has now launched the "Aeolian Venture Capital Fund" with a guaranteed return of 10%. Is this **? Obviously not. Lin Feng doesn't need to defraud everyone's funds, not at all. Because Lin Feng's cash flow is very huge, so huge that it is jaw-dropping. And Lin Feng’s company. The operation is very good and the annual profit is extremely high. How big is tens of billions of dollars. In this case, Lin Feng did not need to set up a 'Ponzi scheme' at all.
And if it's not a 'Ponzi scheme', is it because Lin Feng is short of money? Obviously, Lin Feng is short of money, which has always been considered a joke. No one would think that Lin Feng is short of money. This Lin Feng is really not short of money. Since he is not short of money, why would he set up a ‘Fengshen Venture Capital Fund’? Yes, before that, there was Yu'E Bao. In this Yu'E Bao, there were hundreds of billions of RMB in the country. Lin Feng also created a Fengshen Venture Capital Fund with a minimum guarantee of 10%. This is not Does it conflict with 'Yue Bao'? Is it possible that he really wants to lead the people of the country to get rich?
"He did it on purpose!" A gritted his teeth. Lin Feng definitely did this on purpose. He was clearly trying to challenge the bank. The bank had just launched regular cash withdrawals, and Lin Feng immediately launched a "Fengshen Venture Capital Fund" with a guaranteed return of 10%. This was not intentional. It is to let users withdraw cash, withdraw money from the bank, and run on Lin Feng, in order to achieve the purpose of bankrupting real estate companies.
It is simply disgusting to mention Comrade Xiaoping! But that was Lin Feng's intention, but Jia and the others were helpless. If Lin Feng wants to set up a venture capital company, then they can refuse approval. If Lin Feng wants to directly force users to deposit in banks, then he can be accused of maliciously disrupting financial order. But Lin Feng just set up a "Fengshen Venture Capital Fund", and they couldn't buy this fund. And the most important thing is that Lin Feng also branded himself as Comrade Xiaoping.
Today, all Chinese people understand that without Comrade Xiaoping, there would be no reform and opening up. Without reform and opening up, China today would be as ignorant and backward as North Korea. It was Comrade Xiaoping’s reform and opening up that saved New China and gave new life to New China. Brought new hope. Moreover, Comrade Xiaoping also said that some people should be allowed to get rich first, and then those who have already become rich will be allowed to drive those who have not become rich.
These are Comrade Xiaoping’s exact words, and they are also the line that the party has been following. Now that Lin Feng is using this banner, who can say that he is wrong? Not only could I not say it, but I also had to boast about Lin Feng and support him. Because Lin Feng wants to lead the people of the country to get rich!
10% guaranteed return is scary. If you save this 10,000, it will become 11,000 in the second year. If you save this again, it will become 12,100 in the third year. If this interest continues to accumulate, after 10 years, your principal of 10,000 yuan will become 25,937 yuan. This is basically a 1.5 times increase, and the longer it goes, the more amazing the benefits will be. If it comes to 15 years, it will be 41,772 yuan. After 15 years, your principal will have quadrupled. And counting further down, 20 years later, it will be 74,000. That’s 7 times the profit. And stock investor Buffett's earnings from holding stocks for twenty years are almost this many times.
It can be said that this income is quite, quite enviable. Especially, this is just the guaranteed return. If the income is high, the profit will be even less! Therefore, they can foresee that many people will go to banks to withdraw money and deposit all the money into the Fengshen Venture Capital Fund. Because such a high interest rate is out of reach. Especially the guaranteed one!
Seeing this news, it will be difficult for the four major banks to stop the frenzy of consumers withdrawing money. Sure enough, as soon as the entire news was released, people across the country rushed to banks to make appointments to withdraw cash. Of course, those who are withdrawing cash now are depositors who have just deposited, that is, depositors who have only deposited for about a year. Although they will lose a little interest, the interest is only about 5%. Instead take the money out. Deposit into ‘Aeolian Venture Capital Fund’. Then the lost interest for one year is all, so why don't they take it.
As for the 15-day appointment, just make an appointment. Anyway, we have to withdraw the money, deposit it into the Fengshen Venture Capital Fund, and then sit at home and wait for the income.
Of course, those who have deposited for five years have already passed two years. Many people are hesitant. Lin Feng's side is really tempting, but they have saved it for so many years, and they will be able to take it out in a year or two. If you take it out now, all the interest will be gone, and the loss will be too great.
But even if some people withdraw money, it will be a bit overwhelming for banks. The number of reservations has exceeded one million in a short period of time, and the funds have exceeded 100 billion, and the number is still increasing rapidly. In this situation. The bank can expect it in half a month. The cash in bank vaults will be wiped out. Moreover, the chain reaction of this has not only affected banks, but has even begun to affect the stock market.
Generally speaking, if bank interest rates are high, the stock market will fall. Because all the money is pouring into the banks. After all, although the stock market makes money, it is easy to go short. Once it goes short, you will lose money so much in just a few weeks or even days that you will want to go to heaven. In this case, if there was an investment channel with a high guaranteed interest rate, would you not invest? Obviously not.
Therefore, the trading volume of the stock market has also shrunk sharply, which has also brought about an even more tragic plunge in stocks. Especially after the bull market and into the bear market, the stock market has plummeted. As a result, as soon as Lin Feng's "Aeolian Venture Capital Fund" was launched, the stock market fell even more sharply. The sharp fall in the stock market has also directly led to financing difficulties for major companies. Especially for companies that want to go public, it is even more difficult to raise funds.
Under this double influence, those real estate companies feel that the world is even darker. If this continues, it seems that banks will not be able to survive for long. And they are extremely worried about one thing, that is, in less than 15 days, the bank will take the initiative to abandon them and reconcile with Lin Feng. After all, if Lin Feng continues to make trouble like this, the bank will not be able to sustain it. In the end, all the money went into Lin Feng's pocket, so why would the bank still make money by lending it out?
Although ordinary people will not deposit all their money into the Fengshen Venture Capital Fund, they will always have some live money on hand for emergency use. But such a small amount of money is undoubtedly not enough for the bank. And this time, it affects not only the four major banks, but also some other private banks. These banks are the ones most affected. Basically, all the money in their bank was withdrawn. Since their establishment is relatively short, the period for regular deposits is also relatively short. People naturally withdraw all their money and deposit it into the "Fengshen Venture Capital Fund". It can be said that if this situation continues, these private banks will face the risk of bankruptcy.
In this case, it is not impossible for the bank to abandon the real estate company and reconcile with Lin Feng.
"No reconciliation! Once reconciled, we will lose. In the general election four years later, we will have no chance of winning at all. We must pave the way for that one! Only he can fight with him now. If that one fails , none of us will get anything good to eat." Jia snorted coldly.
Reconciliation means they have lost. They can throw in the towel, which is an absolute no-no. Moreover, they have no right to admit defeat, and they have no way out. Unless we completely give up now on the ‘Kowloon Seizing the Progeny’ four years later, that person will not give up. They will not give in. Moreover, the officialdom has been very dangerous since ancient times. Once it is given up, it may usher in a great purge in the future.
But if there is no reconciliation, then how to deal with Lin Feng's "Fengshen Venture Capital Fund" now, there are only 15 days. After 15 days, ordinary people will come to make an appointment to withdraw money. You must give this money and you must not go back on it. Otherwise, it would be a breach of trust by the people. Especially before this, you promised to make an appointment within 15 days. Now that people have made an appointment, you regret it, which makes no sense. Now, if you say you can't withdraw cash, then the people will be very impatient with you. When the time comes, they won’t be able to bear the public condemnation. After all, there are still two people who support Lin Feng. Before, they could only sit back and watch Lin Feng and the bank fight because of balance.
Now that you have broken your promise again, those two can intervene. When the time comes for banks to provide relief to the people, they will lose both the people and the battle. But what to do now? Now Lin Feng has come up with the "Wind God Venture Capital Fund" and almost crippled them. Jiang Taigong is fishing, and those who are willing to take the bait ask the people to take the initiative to deposit money into it. What can they do?
Moreover, Lin Feng still has an excellent reputation and is called a "good Chinese man" by the common people. Yes, this is not a good person. When others get rich, they enjoy it themselves. At most, they only show their faces occasionally and donate money for show. As for Lin Feng, he is really doing great things. This guaranteed annual income of 10% will definitely exceed the price increase index. This is real investment. If you put it in the bank like in the past, the money will only become less and less. Five years ago, you saved 10,000 yuan. Five years later, you will only have about 12,500 yuan at most. Taking into account the rising prices every year, I am afraid that your 12,500 yuan is equivalent to about 8,500 yuan. In fact, if you save for 5 years, the number on the book will increase, but in fact it will decrease. Aside from making the bank rich, you personally gain nothing.
After all, this is no longer the best era of the 1980s and 1990s when prices barely rose. In that era, prices remained balanced for many years. It was not until after the reform and opening up that prices in the reform and opening up cities along the coast completely rose and then spread to the inland, where prices began to skyrocket.
And Lin Feng’s ‘Fengshen Venture Capital Fund’ can be said to be the best weapon to deal with rising prices.
Faced with this situation, Class A had no choice. Because Lin Feng completely brought out "nuclear weapons", but they did not have the corresponding nuclear weapons to deal with it. All he could do was stare. And now, perhaps the only thing they can do is to talk to the two of them. After all, they still have a little bit of bargaining chip, but on this side, is the National Bank still useful? Can we still invest in the financial order? This is obviously not an investment.
In this case, China's soaring economy will completely decline. If so, wouldn't Lin Feng become a sinner for China's economy? Therefore, they wanted to use this reason to persuade the two gentlemen to ask Lin Feng to put the brakes on and give up the 'Aeolian Venture Capital Fund'.
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◇【To be continued. "This text is provided by Shan Shen Ying Group @Yu Aiting". If you like this work, you are welcome to subscribe and give rewards. Your support is the author's greatest motivation. ] Bring your friends with you ( @yingcheng @new city god @character calligraphy @yushu qionghua full of spring)
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