Rebirth of the Evil Life

On the same day, after the four major banks announced that they would temporarily suspend cooperation with 'Aeolus Investment Co., Ltd.' because of the high returns of 'Aeolian Venture Capital Fund', which may generate high risks, the next second, the bank cards of the four major banks were Transactions via Alipay are no longer possible.

Of course, if you want to talk about trading, that's fine. However, it must be done through the bank window interface, not Alipay. This immediately caused great inconvenience to many consumers. They are used to Alipay transactions. After downloading the Alipay software on their mobile phones, transactions are extremely easy, simple, fast and convenient. But now, the trouble is big. But fortunately, it is still possible to trade, it is just more troublesome. What they worry about is that if they can't even trade in the future, it will be troublesome.

"Boss, do you think they will be shameless enough to interrupt transactions with Dingdang.com and all our company's e-commerce trading platforms?" Melissa looked worried.

Lin Feng also looked gloomy. Although Lin Feng had expected the four major companies to be so shameless, he really didn't expect them to be so shameless. He actually directly attacked his ‘Alipay’. This is one of my weaknesses.

"How about asking these two gentlemen for help?" Melissa asked.

Lin Feng waved his hand. As soon as the other party made a move, he was forced to ask the two gentlemen for help. So what happens next? The two gentlemen are my last trump cards. I have used them so early. What if they try again? Therefore, we must not go to these two gentlemen for rescue.

Just when Lin Feng was thinking about this, Liu Yingying and Ma Yun came together. Obviously, the two of them must have come because of the issue of Alipay being blocked.

"Lin Feng. I've got the news. Let's talk about the next step. The four major banks may completely ban cooperation with 'Dingdang.com', and all users' bank cards will not be able to be used for shopping on 'Dingdang.com'." Liu Yingying said with a solemn expression. , "I think the other party is definitely forcing you to compromise this time. So, what do you think?"

This time, ‘Alipay’ was blocked, so Liu Yingying didn’t have to ask. I also knew that the cause of the matter must be because of Lin Feng. Therefore, she took Ma Yun directly to find Lin Feng. Let’s see what Lin Feng’s attitude is.

"What's your attitude?" Lin Feng asked.

Liu Yingying shrugged.

"From the company's point of view, I hope you can reconcile with Lin Feng and not affect the company's operation. Alipay has a bright future and immeasurable future value. Now it is because of falling out with the four major banks, especially because of housing prices. If the big banks fall out, it will not end well." Liu Yingying said, "But from a personal point of view, I support you in fighting to the end. They are too condescending and overbearing. Turn them over!"

Lin Feng heard this. Hehehe smiled.

"What about Mr. Ma, what's your attitude?" Lin Feng looked at Ma Yun.

"I think this matter is both a disaster and an opportunity!" Ma Yun's small eyes seemed to be shining, "Boss, I think Alipay relied too much on the support of the four major banks in the past. Of course, this is mainly because Domestic users' bank cards are basically from the four major banks. Especially many people's salary cards are also from the four major banks. So, I think, this time, maybe we can completely get rid of the control of the four major banks. . Let our users no longer use bank cards from the four major banks for transactions, but instead use bank cards from other banks, such as 'Second Bank' or other private banks!"

After hearing this, Lin Feng became more interested.

"Mr. Ma, continue!" Lin Feng asked expectantly.

"Boss, this is what I think. Since the four major banks want to suppress us, why not let us kick out the four major banks completely. Now the best bank in the country, besides the four major banks, is your 'second bank' , but the 'Second Bank' is a foreign-funded bank (registered in Hong Kong), so it is subject to many policy restrictions. Bank branches can only be established in a few cities such as Shanghai and Beijing. Normally, ordinary people deposit money through and The cooperation of other banks (mainly the four major banks) allows him to withdraw money from his teller machines without any fees. "Ma Yun took a deep breath and said, "Since the boss and the bank broke up, it has become inconvenient to withdraw money. Now, these four major banks have directly blocked Alipay, and may even block 'Dingdang.com'. Then I think we should simply break away from the four major banks in the future, so that e-commerce and the four major banks will no longer have anything to do with them! We cannot cut off the monopoly position so that they will not be able to earn profits from e-commerce in the future!”

Lin Feng nodded.

"Continue!" Lin Feng felt that what Ma Yun said was very exciting.

"Boss, this is what I think. We will use the 'Second Bank' as the leader, set up a joint venture bank in the country, attract those private banks to come in, and then set up a joint venture bank that can fully compete with the four major banks, and then let People transfer all the money in their bank cards to these banks, including those companies, and let them issue cards and directly open accounts in this new joint venture bank to pay their wages. I believe that with the boss's popularity and status, he will be able to win over many people. Companies and people come here. In this way, the four major banks will no longer want to control us. In the future, Alipay will no longer need to look at anyone's face, and will have an opportunity to take off. Of course, the most important thing is one thing. "We can really change China's financial order!" Ma Yun said with fists, "Without the control of the four major banks, China's financial order will be more active, especially e-commerce, which will become extremely active. E-commerce will not only be Not only can it be used to buy or sell goods, but it can also be used to conduct various transactions, especially financial transactions. We can allow people to enjoy more speed and convenience brought by e-commerce!”

Lin Feng thought for a moment.

"Indeed, this may be an opportunity to overthrow the four big mountains of the four major industries. But in that case, I'm afraid we will be completely at war with each other." Lin Feng sighed with emotion. It was because of the four major industries that he could be where he is today. Help is within. After all, on several occasions, the four major banks have provided a lot of cash support to themselves, allowing them to flex their muscles in the international financial market. This is because of their support behind them. Now it seems that we are going to completely break up with them.

However, Lin Feng did not feel regretful. I won't feel any qualms about my conscience. because. This is a business battle. Everyone is their own master.

"Mr. Ma. What should we do?" Lin Feng asked.

"Boss, first of all, we need to set up a joint venture bank to unite all private banks and non-state-owned banks across the country. We will send a message to invite them to come over, but then you, boss, must come forward to promote this negotiation. Then, there is I have sent documents to representatives of major companies across the country, requesting them to pay wages in the new bank. I think it is only you and Mr. Liu who are talking lightly, and those people will not give us face." , "So, this time, boss, you have to work hard. Then, we declare war on the four major banks! If they want to suppress us, we will completely get rid of them and set up our own business. Not only will we set up our own business, but we will directly step on them." Underfoot!"

"Okay. Then do this!" Lin Feng nodded.

Immediately, Liu Yingying and Jack Ma used the name of "Dingdang.com". The CEOs of major private banks across the country were urgently invited to the capital to hold a meeting to deal with the restrictions on the application of ‘Alipay’. In this invitation letter, Liu Yingying and Jack Ma are sincere invitations. They hope that all bank CEOs can come to discuss how to cope with the current situation of "Alipay" being restricted.

Naturally, this invitation was known to the four major banks. In response, the four major industries sneered. Indeed, there are many banks in China now. Except for the four largest banks, the rest are injected into Shanghai Pudong Development Bank, Ping An Bank, Commercial Bank, etc. Most of these banks are joint-stock banks, and their identities are different. Lin Feng summoned these bank CEOs to discuss this time, probably because he wanted consumers to use their bank cards more. But it’s not just the big four banks. These banks have always wanted to seek development and surpass the four major banks, but can they surpass them?

impossible! No matter what they do, they are all under the four major lines. Because the four major banks are rich, control huge amounts of funds, and are centrally-owned enterprises, this is something that these later banks cannot match. Therefore, every year these small banks have to find the four major banks to dismantle funds for turnover. Therefore, the policies of the four major banks are, to a certain extent, the policies of these small banks. For example, last time Lam Feng launched Yu'E Bao, and after the four major banks took the lead in introducing a limit policy, other small banks also followed suit. Can they not follow up? Obviously not, they must follow up, because if they don't follow up, they will no longer be able to borrow funds from the four major banks for lending. You know, every year there is a financial difficulty period for banks. At this time, the bank's money is almost empty, either invested or lent. Once there is a large amount of cash withdrawals, the bank will be in a situation where there is no money to give to depositors. Awkward situation.

Once this situation occurs, it will be a heavy blow to the bank and will discredit the bank. Once a run occurs, it will be difficult for you to regain your popularity and make people trust your bank. Almost, it's irreversible. Therefore, these small banks usually have to look at the faces of the four major banks.

So, Lin Feng thought that by calling these small banks here, he could fight against them? That's delusional! I'm afraid Lin Feng will be very disappointed this time.

But since Lin Feng wants to compete with them, then give Lin Feng a little more warning and a little more pressure. Immediately, the four major banks once again announced a decree that the monthly amount of bank card purchases from e-commerce will be reduced to 50,000 yuan!

Before this decree, it was almost unlimited. The only limit is your transaction amount each time. These can be solved by purchasing u-shield. But this time, it is uniformly limited to 50,000 yuan.

50,000 yuan a month has no impact on most working-class people. After all, they can't buy that much money in a month. But for some hand-picking people, 50,000 yuan is not enough! Especially, as e-commerce becomes more and more popular, everything on it has to be sold, which is no longer enough.

"Boss, they're at it again!" Melissa groaned.

"It's okay. They are responding to me convening this symposium. However, they will definitely be surprised." Lin Feng smiled. They must be very happy now. Those guys from the four major banks must think that there is nothing they can do at this moment. . But it will surprise them later.

Soon, almost all the CEOs of private banks in the country arrived. After receiving the invitation, they rushed over as soon as possible. The reason for coming here was naturally because of Lin Feng. Otherwise, at such a sensitive moment, these bank bosses would naturally be afraid to avoid it, so how could they rush over immediately. If it were just an invitation from Liu Yingying and Jack Ma, they would never come.

They came here just to know Lin Feng's attitude. Although this time, Lin Feng fought fiercely with the four major industries, but the root cause was not the conflict between the two parties, but the real estate issue. And this matter is related to the above. It is very likely that it will directly affect the entire process of China. Therefore, these people wanted to come over and see Lin Feng's attitude. It’s also the same attitude as above. It's a good time to stand in line.

The grass on the wall is certainly abominable. But it's better to be on the sidelines than to be on the wrong team. If you stand in the wrong team, you will be doomed immediately. As for the grass on the wall, I don’t say that I have merit, but I have no fault.

At this moment, on the other side.

"Xiao Lin is in trouble this time, should we take action?"

"No. Since they are looking for us, obviously he has his own way. Let's see. This time, they used some unconventional means. But I don't think Xiaolin will be helpless! We will wait and see!" Mr. Xi said expectantly. .

And on the other side of the red house.

"Huh, I want to see how Lin Feng can turn the situation around. With the support of these banks, the four major banks are still the mainstream of the country. These banks can't help Lin Feng!" Mr. A snorted coldly. This time, he was going to subdue Lin Feng. So that he can no longer cause trouble in the future.

At this moment, all the bank CEOs have arrived. Everyone gathered together at the headquarters of ‘Dingdang.com’. However, no one whispered or discussed the current situation. Because of the current situation, it makes no sense. Until Lin Feng officially responds, it means nothing. Everything depends on how Lin Feng responds.

Liu Yingying and Ma Yun are here. However, the bosses of major banks just glanced at them and then ignored them. They are not the protagonists this time. At least for now, they don't have the strength to affect the current situation. Of course, in this situation, apart from those gentlemen, only Lin Feng in China dared to intervene.

At this time, Lin Feng came forward. All the bank bosses immediately looked over. (To be continued...)