Rebirth of the Financial Overlord

Some people say that a woman's lining is given by a man.

There is some truth to this statement.

No one is born with temperament. The elegance or elegance of a woman often comes from the care of a man. You don't have to worry about the tedious life, and you don't have to bear the little things that make you old.

Otherwise, no matter how beautiful and noble a woman is, she will become a hysterical shrew because of her life.

Some people also say that there is no better female companion who can save face for a man.

There is some truth to this statement.

No matter how luxurious a big house, no matter how expensive a car is, you can buy it with money, but compared with a truly graceful and exquisite female companion, other things are not worth mentioning.

Jiangshan is easy to get, love is hard to find.

A delicate, elegant and sincere woman is even more difficult to find in the world.

As Shen Jiannan and his group stepped into the bank, everyone in the bank couldn't help but cast their eyes on Song Xiaodan first.

A white hat with bright red flowers on the brim, sparkling stars and diamonds around it, covered by a translucent veil, with a delicate face looming under the veil, giving it a mysterious and elegant temperament.

The dress intertwined with rose red and silver silk outlines an exquisite but graceful figure with mountains and mountains. Under the show of the figure that cannot bear to squint, it is gorgeous but not vulgar. A three-tiered diamond necklace hung on her white neck, with a huge red gemstone in the middle shining brightly, reflecting her beauty in an incomparable way.

The nobility and grace are undoubtedly manifested, which makes people fascinated at the first glance.

Shen Jiannan was not covered in jewels.

The well-fitting black suit reflects the faint luster, the white shirt is paired with a blue and white tie, with a smile on his face, his slender figure looks elegant, and as he walks forward, golden and green are occasionally revealed on his wrists Intertwined Rolex watches, the whole person looks deep and restrained.

They are not blind, everyone knows that the outfits on the two of them are very valuable.

What's more, there are fierce bodyguards behind the two of them, their steady steps keep the optimal distance at all times, their eyes are like electricity, and their actions are clean and neat, any fool can guess that the person who can hire such a bodyguard is either rich or expensive .

Well.

Shen Jiannan didn't intend to pretend.

The United States is a federal republic constitutional country composed of multiple races, colors and regions.

Freedom and equality. It is the foundation of the United States of America. But it turns out that freedom, equality and no discrimination are just a joke.

In the hundreds of years of history in the United States, racial discrimination and oppression have never ceased.

In 1882, the U.S. Congress accepted the Chinese Exclusion Act submitted by Republican Senator John Miller. This is one of the most severe restrictions on immigration in American history. The Chinese Exclusion Act banned Chinese laborers hired as miners from entering the United States for ten years, otherwise they would be imprisoned or deported.

Many Chinese were brutally beaten and killed simply because of their race.

When the Chinese are deprived of equal job opportunities and rights to own land, do business, and receive education, the activities of Chinese living in the United States can only be limited to the Chinese community.

That is "Chinatown".

They can only make a living by running low-level and difficult service industries such as laundries, restaurants, and grocery stores.

Why?

A large part of the reason is because the Chinese are poor.

No, it cannot be said that it is because of poverty.

The Chinese are too hardworking and don't know much about life. Many Chinese in the United States earn money and would rather take the money back to their homeland than half hungry.

This is the most intolerable thing for capitalist countries.

Compared with the natural laziness and filthiness of blacks, what capitalism discriminates the most is the Chinese who live like ants and cannot abandon their homeland in their hearts.

Shen Jiannan has been in the United States for a long time, and he knows very well the attitude of the upper class in the United States towards the Chinese.

If niggers are treated as slaves, Chinese can only be counted as third-class human beings.

In a celebrity gathering place like the Financial District, if you don't have enough ostentation, apart from being discriminated against and hated for no reason, you may be arrested by the federal police for any reason.

The American police never need a real reason to arrest people.

If you resist, I'll give you a shot.

Especially these days.

It is well known all over the world that the Chinese are poor. The poor can't even afford tea and eggs, so they naturally have no dignity.

White police officers generally only have this attitude towards blacks and Chinese.

In order to avoid unnecessary conflicts and troubles, the images of Shen Jiannan and his party are very in line with the trend of the top class, making people feel awe when they look at them.

Pretending to be a pig and eating a tiger?

There is only one possibility, that is, you were beaten for no reason, and the police rushed to deal with it violently, resisted, and sent you to eat bullets every minute.

But America also has American benefits.

Capitalism, is rooted in the bones of all people, at the heart of this country.

As long as there is enough wealth, here is the living God.

To be a lobby manager of Bank of Merrill Lynch, in addition to the necessary high-quality service, you also need to have a good vision.

Shen Jiannan and his group walked into the lobby and immediately caught the attention of the bank's duty manager, Johnny Pete.

The necklace on the female partner's neck is probably worth hundreds of thousands of dollars, and the custom Rolex on the wrist that is occasionally exposed is probably worth hundreds of thousands of dollars.

This is a big client.

According to the image and temperament of Zhao Shenjiannan and his group, Pete immediately divided the customer levels in his heart.

This is the unspoken rule of all banks.

Because, no matter how loyal a customer is to the bank, if he is a poor ghost, it is impossible to bring any profit to the bank, but if he is a super potential customer, he can compare with hundreds of thousands of customers if he drops a hair at random.

Perhaps, they are in a good mood to buy an insurance by chance, or maybe they just open a bank account to save money when they are in a mood.

All the most wonderful things.

Just like a conditioned reflex, before Shen Jiannan and his group entered the front desk of the bank, Johnny Pete walked over quickly.

"Hello sir, I'm Johnny Pete, lobby manager of Bank of Merrill Lynch. May I help you?"

Pete's posture was very low, he leaned towards Shen Jiannan with one hand on his chest, and performed the butler's etiquette.

This is the law of survival in the banking industry.

Intimate butler-style one-stop service, in addition to the most respectful and considerate service, even super VIP customers can enjoy additional free services of the bank.

Make an appointment with the top private doctors in the United States, jump into the highest-level wards, provide helicopter transfers, schedule the most intense flights, and even protect the mercenary lineup.

Only unexpected, nothing impossible.

Regarding Johnny Pete's attitude, Shen Jiannan will naturally not feel flattered. This guy knows very well that in the United States, as long as there is money, all these bankers in front of you are grandchildren, but when you go bankrupt, the best friendship boat, then It means turning it over.

"Hi, Mr. Pete, I need to buy treasury bonds, I wonder if you can help me."

The national debt in the United States is naturally the U.S. national debt.

It refers to the national bonds issued by the U.S. Treasury Department on behalf of the federal government. In layman's terms, it refers to the bonds issued by the U.S. government with national credit.

Since the issuer of national debt is the U.S. government, it has the highest credit and is recognized as the safest investment tool. According to different issuance methods, U.S. treasury bonds can be divided into three types: certificate treasury bonds, physical bond treasury bonds and book-entry treasury bonds.

It is considered to be the most stable and reliable bond due to its high security and strong liquidity.

Therefore, it is also known as "Golden Edge Securities".

According to different repayment periods, treasury bonds can be classified into fixed-term treasury bonds and irregular treasury bonds.

Term treasury bonds: Refers to the treasury bonds issued by the state with strict regulations on the repayment of principal and interest. Term treasury bonds can be divided into short-term treasury bonds, medium-term treasury bonds and long-term treasury bonds according to the length of repayment period.

This short-term to long-term, generally between one year and thirty years.

In investing, risk and return are often relative.

Since national debt is known as the most reliable investment tool, it means that its returns are not too high.

Under normal circumstances, the interest rate of the 30-year U.S. Treasury bond is basically about 6%, the yield of the 10-year U.S. Treasury bond is currently around 4.5%, and the yield of the five-year Treasury bond is about 3%.

What Shen Jiannan wanted to buy this time was the unregistered 10-year treasury bond.

With the proceeds of national debt, Capital One certainly doesn't need it. However, there is a characteristic of U.S. treasury bonds, which are very liquid, and governments of all countries will buy them.

Internationally, it is equivalent in value to the U.S. dollar.

In addition, national debt has stable income, so generally if you need cash urgently, you can almost mortgage the national debt to the equivalent of the local currency. Because treasury bonds are bonds issued by the U.S. federal government, as long as the U.S. government exists, it must be redeemed with the promised income with interest after maturity.

Default, in the history of the United States, other debts may be at risk, but there has never been a default on national debt.

This is the only reason why Shen Jiannan bought US treasury bonds.

The collapse of the Soviet Union is imminent. To maximize the benefits, it is natural to acquire a large number of various junk companies in the privatization process of the Soviet Union. However, if you want to acquire those companies, you need a lot of rubles to buy stocks in people's hands.

This is a contradictory structure.

The ruble will collapse, and there will be absolutely no suspense. If the US dollar is directly injected into the Soviet Union, it will be exchanged for a pile of waste paper.

But if you hold a large amount of U.S. treasury bonds, you can arbitrarily mortgage them into the local currency of other countries in any country. In addition to preventing exchange rate risks, there will also be certain profits, and it can be sold in the market at any time.

Buy treasury bonds.

Johnny Pete was overjoyed.

Due to the war against Iraq, the U.S. government ran into a deficit. In order to make up for the financial pressure, the Treasury Department issued a large-scale treasury bond three months ago.

Every bank has a certain sales quota. As one of the largest investment banks and securities companies in the United States, Merrill Lynch naturally has a certain quota.

However, Pete was not surprised.

The annual issuance of national debt in the United States is about 500 billion U.S. dollars.

Basically, there are national debt issuances every week, construction bonds, war bonds, and various national debts. The largest buyers of these national debts are US institutional investors, US banks, and US individual investors. This part probably accounts for US debt issuance. The amount is about forty.

In addition, they are all sold to governments or investors from all over the world.

Because in addition to stable income, national debt is also a good tax avoidance tool. In order to encourage investors to subscribe for treasury bonds, the U.S. government stipulates that the interest income from purchasing treasury bonds can be reduced or exempted from income tax.

This is undoubtedly very attractive for the income from securities that must be included in the investor's total income and pay income tax.

In addition, American residents are very investment-conscious. Almost every day, customers will come to the bank to buy treasury bonds.

In the sale of national debt, more than 60% of the national debt was bought by the Japanese. It can be said that Neon is the largest bond holder and the largest creditor in the United States.

With an oriental face, extraordinary temperament and wealth, Johnny Pete immediately confirmed Shen Jiannan's identity.

This is an uncle from Japan.

"Sir. Please follow me to the highest VIP room on the second floor, and we will have the most professional staff to handle it for you."

After confirming Shen Jiannan's rating, Johnny Pete's service immediately rose to the highest level. Not groveling, but definitely the best service.

This is the purpose of the US banking industry, the customer is God.

Soon, led by Johnny Pete, the group arrived at the VIP room on the second floor.

Fortunately, it is the VIP room of Bank of Merrill Lynch.

The magnificent hall is full of luxury, the silverware is shining, the walls are hung with elegant paintings, and the soft carpet can't hear any sound when walking.

Four blond girls and a man in a suit were wearing professional suits, and immediately bowed to welcome them after they entered.

The smile on the face is like a devout messenger, welcoming God to the world.

No.

more devout than God.

"Dear Sir and Madam, your coffee."

The two of them had just taken their seats when a female bank employee brought two cups of fragrant coffee with a smile on a tray.

The coffee was smoky and full of aroma.

After putting the coffee on the table, the blond female staff member bowed and left with a smile. That kind of humility and obedience makes people feel natural and comfortable from the bottom of their hearts.

Picking up the coffee and stirring it, Shen Jiannan tasted it.

Original coffee, very mellow.

Thinking about the service attitude of banks in other regions, Shen Jiannan couldn't help but slapped his mouth.

No wonder it was able to bring down the major banks of the Soviet Union.

With this kind of service attitude, even without adding interest, the banks in the Soviet Union were also defeated by the service.

One is to treat the grandson with a cold eye, and the other is to treat God with the same meticulousness. Even a fool knows which one to choose.

"Sir, there are 30-year, 10-year and 5-year national bonds at present. From the perspective of investment income, we recommend you to buy 10-year national bonds. I don't know if you are satisfied."

"OK. Just what I want."

"I don't know how many ten-year treasury bonds you need to buy. I'm going to prepare the procedure for you now."

Shen Jiannan smiled, and stretched out a finger silently.

a finger.

Johnny Pete tried his best.

"A million dollars?"

Shen Jiannan shook his head.

Oh my God!

Johnny Pete exclaimed in his heart, his eyes wide open filled with disbelief.

"Ten million dollars?"

"No, one hundred million dollars."