Rebirth of the Financial Overlord

What is an insurance company?

Liars, fools, there is no good thing.

Since the insurance company appeared in China, the name of the insurance company has been synonymous with a combination of liars and pyramid schemes.

Whoever sells insurance can kill all relatives.

Because, for all those who sell insurance, 99% of the first sales people they approach will be relatives and friends.

It won't be long before people who do insurance will become objects of disgust. Relatives will run away immediately when they see it, and friends will run away when they encounter it.

Those who sell insurance are big liars, and insurance companies are companies that specialize in defrauding money.

Even if the three companies split by PICC bear the prefix of Chinese, it is still difficult to avoid people's concept of liars for the four characters of insurance company.

This is an industry that people despise and hate, and it is also an industry that makes people frown deeply.

Tang Jiefang couldn't help frowning.

As the principal of Huahai University, he had to consider what kind of impact the establishment of an insurance company would have on the school. If the school became a liar group that everyone hated and despised, then he, the principal, would not have the face to continue doing so.

Guys like Shen Jiannan have long since become elite, and when they saw Tang Jiefang's expression was not right, they quickly started blowing up the wrong wind.

"Principal. It is better to teach people to fish than to teach them to fish. All universities in the United States have their own industries under their banners, so they don't have to rely on government financial allocations. But our country has been under tight financial pressure in recent years. If the school has If you own your own school and enterprise, you can relieve a lot of pressure on the country.”

Tang Jiefang's heart moved.

With his knowledge, how can he not know the truth that it is better to teach a man to fish than to give him a fish?

If the school has its own source of income, it will not only reduce the pressure on the country, but also the school will not have to live on a tight budget all the time.

But then, he couldn't help but sigh.

"That's the United States, and you know our domestic environment."

"Huaxia University can have Fangyuan Group, why can't Huahai have its own school enterprise?"

yes.

Why can't Huahai have its own school and enterprise?

"Xiao Shen. About the insurance company, can you tell me the reason? I know all three companies under PICC. Their performance is a mess, and their reputation, as you know, is not very good. It seems that there is no future in insurance. "

No future?

There are several industries in this world that are more profitable than insurance companies!

Shen Jiannan secretly slandered.

But he also knew that Tang Jiefang couldn't be blamed for this matter.

For many people, when it comes to the financial industry, the first thing that comes to mind is securities. As for banks, which can be seen everywhere, they are ignored.

As everyone knows, among the three basic frameworks of the financial industry, the securities industry is the one with the least foundation.

Don't you see that all the most expensive buildings in the world are for insurance companies.

The companies with the largest market capitalization in the world are also listed banks.

As for insurance companies.

In the eyes of many people, it is almost a business directly linked to liars, with no future at all.

In the 1990s or even 20 years later, a large part of Chinese people's understanding of insurance is no different from those of the most disgusting pyramid schemes or fraudulent groups.

The pyramid structure, the linking of interests between superiors and subordinates, and brainwashing marketing training have made many people deeply disgusted with this industry.

But Shen Jiannan understands how terrifying this industry, which everyone hates, has when it grows bigger.

Banking, securities, trust, and insurance are the four basic frameworks that constitute the financial market.

Financial professionals know that banks are the most important part of the financial market, but Shen Jiannan is very clear about the future. Insurance companies are the ones that hide the deepest and most terrifying in the four major frameworks of the financial market.

Because any company can go bankrupt, including banks, but insurance companies have regulations that never allow them to go bankrupt.

This alone is enough to prove what insurance companies mean to a country.

As for how much power the insurance company has, for a long time people had no idea of ​​its power.

Most of them think that an industry that everyone despises can have a great future.

Anyone who has an insurance company in his family can definitely kill all his relatives, which shows how unpopular insurance is.

Until a certain treasure series was born in later generations.

Relying on the terrifying financial power, a certain treasure-related insurance fund has been pushed all the way in the stock market, killing everyone in major listed companies wherever they go.

Big bosses in the real estate industry, electrical giants and major listed companies are all dumbfounded and messed up in the wind. Those big bosses who usually bet 100 billion billion for a long time can only scold others for their incomparable terror. barbarian.

Until then, people did not realize what kind of power insurance capital has.

The so-called certain department is just a department of a company, and it is just a piece of the iceberg for the insurance industry.

Among them, Taikang, which is not well-known, has an insurance operating capital of 1.7 trillion.

What concept?

All in cash instead of market capitalization, enough to buy a US state.

However, in the 1990s, the insurance industry was the most neglected industry. As long as anyone had ideals, he would not want to get involved in such an industry.

Even the three major Chinese characters that were split from PICC, most of the policies can only be sold to state-owned enterprises and public institutions through bundled marketing. As for selling insurance on the streets, they will only be slobbered.

Commercial insurance is completely suppressed by the foreign insurance company AIA, a subsidiary of American International.

In addition to sales reasons, it is more caused by people's disapproval of insurance, as well as the concepts of the times and service concepts.

Foreign monks like to chant scriptures.

AIA under AIG, this foreign-funded financial insurance company, earned a large sum of insurance premiums from Huaguo in the 1980s and 1990s. It is also in this environment that the top management realized that wealth was being plundered in the form of finance, so they fully supported domestic insurance companies.

There is also the safety of HSBC Bank that will become bigger and stronger later, and instantly kill and control HSBC.

As for the establishment of the China Insurance Regulatory Commission, the first article positioned insurance companies as companies that could only merge with companies that could not go bankrupt.

The so-called too big to fail refers to insurance companies.

During the subprime mortgage crisis, major investment banks and commercial banks went bankrupt repeatedly, but AIG came back from the dead.

Why?

too involved

It can be said that an insurance company that is too big to fail is simply a gold medal for avoiding death.

Ordinary things don't touch a huge insurance company at all.

But one thing is, everyone who can enter the insurance industry has a huge background.

If it works well, the insurance company is an iron coupon. If it doesn't work well, it will become a reminder at any time.

In the world of capital, there has always been murder everywhere.

But if you cooperate with a university like Huahai to hold an insurance company, it will definitely be a win-win result.

"Principal. As you know, American International Group earns hundreds of millions of insurance premiums a year from our country, and Neon Dai-ichi Life Insurance Company makes tens of billions in annual profits."

"Do you think I can still cheat the school?"

"I am most ashamed of the kind of guy who only cares about making money and forgets to be grateful."

"Think about it, if we set up an insurance company, and when there are profits, how much money can be saved in the country's finances every year."

"The salaries of the teachers have not been paid for a long time. It is unbearable for the students and the school to rely solely on the appropriation from above."

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