Rebirth of the Financial Overlord

National Westminster Bank Group is one of the world's largest banking groups with the best capital quality, and one of the four major commercial banks in the UK, ranking seventh among banks in the world.

Its history can be traced back to the seventeenth century, and the current National Westminster Bank Group was formed on March 18, 1968 by the merger of three famous British banks, and officially opened on January 1, 1970. And it has total assets of 200 billion pounds, a total capital of 12 billion pounds, and a pre-tax profit of 700 million pounds. Its capital scale is even three times larger than that of the Royal Bank of Scotland Group.

As one of the largest private banks in the UK, NatWest has a wide range of businesses.

NatWest UK is mainly engaged in retail and commercial banking services, credit card services, mortgage services and insurance services, and is one of the four major clearing banks in the UK.

Among them, the international trade and ITBS under NatWest UK provide trade financing and settlement services to support British customers in international business and operations. They also provide international settlement services and maintain international business relationships with more than 3,000 banks. Rated as the No. 1 international trade bank in the UK, it is the bank with the best service in terms of short-term and medium-term borrowing, fund management, leasing and foreign exchange transactions.

Lombard is the largest commercial financing financial institution in the UK. Its main business is to provide personal and commercial customers with a series of financial products including commercial asset financing, car loans, sales credit and personal credit services.

At the same time, National Westminster Bank is also a registered member unit of the London International Finance Exchange and major foreign exchange exchanges.

But even so, Stephen Hurst, the head of the ITBS department, was still dumbfounded when he heard Robert John's request. Because, Robert John took out US treasury bonds worth 1.8 billion US dollars, and prepared to borrow a sum of money from the National Westminster Bank.

This is nothing.

Banks borrow money to earn interest, which is one of the most basic ways of doing business.

However, Robert John's request is to borrow 4.5 billion pounds with the US Treasury bonds worth 1.8 billion US dollars.

What concept?

1.8 billion U.S. dollars, or even less than 900 million pounds. Even in terms of the fixed income of US treasury bonds, 4.5 billion pounds is almost five times that of 1.8 billion U.S. dollars.

If that was the case, Stephen Hess would not be shocked by this as a well-informed director of the financial services department.

Borrowing investment in the form of marginal loans has been launched by National Westminster Bank for many years. This kind of lending that uses its own savings and loan funds and cash assets to invest in lending is also one of the reasons why the scale of National Westminster Bank's assets continues to expand one.

Banks love this kind of business, and so do customers. Because more investment is allowed, the return will be greater than if investing with savings alone, and the bank can earn more interest.

The 20% margin size commonly used in marginal loans is five times leverage, which is a standard in the industry. Under the supervision of bank risk control, customers can be allowed to buy a certain stock or manage a fund’s portfolio and invest in currency. With strict risk control measures, the risk is controlled in the hands of the bank, and the probability of problems is very small.

You can also earn five times the interest, why not do it.

Therefore, although he was surprised by the one-time amount requested by Robert John, this was not the main reason why Stephen Hess could not believe it.

What really surprised him was the use of Robert John to borrow such a large sum of money.

Short the pound!

Robert John asked the National Westminster Bank to lend him 4.5 billion pounds, and when he needed it, he could sell it at the foreign exchange department of the Bank of Westminster.

Shocked, stunned, and looking at Robert John with an idiot's eyes, Stephen Hess remembered what a director of the financial services department should do at this time.

"Honorable Mr. John, with all due respect. This is a very stupid investment. If Germany lowers interest rates, shorting the pound has no chance of success. Even if Germany does not lower interest rates, the Bank of England has enough foreign exchange reserves to Keeping the value of the pound, my God, that's £22 billion worth of reserves."

stupid?

Robert John couldn't help standing upright, with fanaticism in his eyes. Indeed, any normal person would now feel that shorting the British pound is a very stupid investment. Now Germany is facing tremendous pressure and has chosen to back down. If Germany cuts interest rates , then shorting the pound at this time will undoubtedly bear huge risks.

The United Kingdom has foreign exchange reserves worth another US$40 billion.

But so what.

Could my boss be wrong?

Absolutely not.

Victorious again and again, in Robert John's heart, Shen Jiannan has long been a god-like existence.

If he wants to short the pound, the victory must belong to the Air Force.

Robert John was very satisfied with Stephen Hess' sincere service attitude. Compared with those bankers who desperately tried to cheat money from his pocket, this kind of guy is much cuter, isn't he? Even though he knew that the reason Stephen Hess did this was because he now had US$1.8 billion in U.S. national debt, and his attitude was another expression of sincerity.

Robert John hated bankers, even if he had been one.

However, he appreciates Stephen Hess's precious qualities like him, and he has enough honesty before God.

This is very similar to him.

Therefore, Robert John was like a messenger of God walking in the world, with kindness and comfort in his eyes. He looked at Stephen Hess as if he was looking at a humble but pious servant.

"Hess, do you believe in God?"

Well.

Stephen Hess was confused by Robert John's question. He didn't understand what this had to do with investment.

But out of politeness, he still chose to answer the question.

"Of course. I do. I'm a devout Christian."

"Very good. Then let me tell you, this is the gospel of God. It is God who let me short the pound. Now there is an opportunity in front of you, and it depends on how you choose."

"."

Is there anything wrong with this guy's brain?

Stephen Hess's eyes became very strange. If it weren't for the 1.8 billion U.S. national debt in front of him, he just wanted to stay away from this idiot.

If believing in God can make money, why is he still in charge here? If the gospel of God can make people get rid of poverty, why are so many people unemployed all over the street?

What the hell, God told you to short the pound, are you out of your mind?

Or, does this guy believe in the devil?

A guy like Robert John is old and sophisticated, so he can't see what Stephen Hess is thinking, but he doesn't intend to say anything.

He gave the opportunity, and whether he can seize it is someone else's business.

"I know you may not believe it, but I think you will soon know that what I say is true. But before that, let's talk about the loan."

"As you wish."

at the same time.

A middle-aged Russian woman walked into the Royal Bank of Scotland with two assistants.

When the bank lobby manager heard that they wanted to borrow 1.5 billion pounds, he immediately bowed his tall and straight body like a servant.

"Dear madam. Please follow me to the VIP room upstairs. There, there are professional personnel with full authority to provide you with efficient and high-quality services."

Lloyds Bank, Barclays Bank, Midland Bank, and almost at the same time, the teams of German, Kamandy, Nanbo Bank and Capital One entered the four major commercial banks in the UK.

borrow money.

borrow money.

Borrow more and more money.

Like a snowball rolling on a snowy field, the shares of the KONE Group borrowed 200 million pounds, and the 200 million pounds were used as a marginal loan to become a billion pounds.

1.8 billion U.S. dollars in national debt, a rollover, became 4.5 billion pounds under leverage.

The shares of the Nokia Group borrowed 50 million pounds, and the 50 million pounds became 250 million pounds with the help of leverage.

Adding in the one billion pounds borrowed a long time ago, the one billion pounds in cash became another five billion pounds under the leverage of the marginal loan.

A full £10.25 billion.

In other words, more than 20 billion US dollars.

No one would have imagined that the crazy thing of leverage could turn only four billion dollars into more than two billion dollars.

Rome, Fiumicino Airport,

A large special plane over 100 landed at Terminal T5, where Fiumicino Airport in Italy specially stops planes traveling between the United States and Israel, as well as special planes.

Not long after, Shen Jiannan stepped off the plane while holding back the waists of Qina and Yulia. Sean Kowski, who had been waiting for a long time, let go of the flagon by his mouth, and quickly waved his hand to greet him.

"boss."