Rebirth of the Industrial Internet

Haikou, China Construction Bank Headquarters

Li Guoqing looked through the documents in his hand and observed Sun Buqi out of the corner of his eye. The latter looked at his nose and heart, his head held high, and he sat quietly on the sofa.

After reading it several times, he took a sip of Kuding tea and said with emotion, "Mr. Sun is really young and promising. In less than a month, tens of millions more stocks have been added to his account!"

Sun Buqi bowed his head and said, "I don't dare to do anything in front of bankers."

Zheng Na handed over the document with both hands, "President Li, I sent a letter to Baidu this morning to inquire. This is the other party's receipt, which can prove that the source of Mr. Sun's property is legal and the right of ownership is legitimate!"

She didn't dare to wear pink when she officially went to work, so today she changed into a gray-black suit with a light blue shirt.

Li Guoqing glanced at the materials, laughed loudly, and said in a loud voice, "Mr. Sun, the loan amount this time is huge. We have to have a meeting to discuss it. I hope you understand."

Sun Buqi stood up, took the initiative to shake hands and said goodbye, "It's all work. I hope we can continue our relationship."

…

Before the meeting, Sun Buqi winked hurriedly, pulled Zheng Shuguang to a corner, and asked in a low voice, "Brother Zheng, have I offended your bank president?"

Zheng Shuguang shook his head and said briefly, "Some people just can't stand it. More than a month ago, Baidu's stock was less than 150 yuan, and now it is 00 yuan, an appreciation of 5%. The profit of a one-year loan is less than 10%. They are timid.

, let the profits flow away in vain, and now I’m going to put a stumbling block on you.”

Sun Buqi said bitterly: "These guys will only cause trouble!... I can't afford to offend them, and I can't afford to hide. Do you have any familiar friends in people's livelihood, industry and commerce?"

After every New Year, banks’ loan quotas are relatively high and loans are easily approved.

The other party's withdrawal only aroused Zheng Shuguang's anger, "It's not necessary, right? That would tear people apart."

Sun Buqi shrugged and did not answer.

The ancients said: To move the Qi, nourish the body.

Sun Buqi is no longer the Wu Xia Amen he used to be. He had to look at other people's eyes everywhere. At that time, he had to devote all his efforts for an illusory opportunity. Now he has a small fortune and other options, and will not hang himself from a tree in CCB

.

…

At the bank's office meeting, Zheng Shuguang explained Sun Buqi's requirements one by one.

Vice President Jia slammed the table, snorted twice, and yelled loudly, "What an ignorant white-eyed wolf! Without our strong support, how could he be where he is today? Now he is threatening us in turn."

Zheng Shuguang had no expression on his face and replied lightly, "Banks are the tertiary industry and service industry, not the savior."

Vice President Jia's face turned red after being criticized, and he secretly made a note to Zheng Shuguang in his heart.

A well-known real estate company in the province received a loan and held a thank-you dinner last night. Everyone who came was given "small gifts", as well as beautiful women and delicious food. He was so flattered that he was so sarcastic today.

He is a veteran in finance, so he immediately found the loopholes in the rules, "According to the unspoken rules of the industry, securities mortgages can only be discounted at a maximum of 30%. We were a special case last time, will it still be a special case this time? In that case, whose bank is it?

of?"

Zheng Shuguang pulled out the information and read it word for word with no expression on his face.

"When Sun Buqi handled the mortgage business, the price at that time was US$14; as of today, each share of Baidu stock is US$1! This pledge of 10,000 shares, calculated based on US$1, has a market value of approximately 000,000 yuan. Baidu stock is extremely

High-quality assets are hot spots in the market."

These data are reasonable and well-founded and cannot be disputed.

Vice President Jia frowned and said decisively: "Last time we made an exception and we have done our best. This time, the maximum discount is 30% off, and no more."

Li Guoqing chuckled and interrupted the quarrel between the two men.

"As Xiao Zheng said, this is a high-quality asset, and various banks are rushing to take over this business. Mr. Sun can think of us because of the incense accumulated from previous cooperation. If you find other banks, let alone 30% off, mortgage at a premium

We can do it all. Our peers compete for high-quality customers, and no one wants to miss the next Qiongzhou Airlines!"

Vice President Jia's eyes turned sharply and his face was filled with excitement, "The mortgage this time is used for the purchase of electric vehicle spare parts. We will set up special customers and use the funds exclusively. We will sign a contract with the supplier and provide proof of receipt.

Reappropriate funds.”

Zheng Shuguang was very worried and hurriedly interrupted, "One more procedure will increase the transaction time and cost for both parties, and will also reduce the profits of our bank."

The money is in the bank account, and in principle, the customer does not need to pay interest.

The most important thing is that he knows Sun Buqi's little trick. The money borrowed from the bank will only be invested in stocks and options. Now that this possibility is cut off, what's the use of borrowing more money?

It can't really be used in making electric cars, that's something only fools can do!

Vice President Jia thought he had exposed Sun Buqi's careful thoughts and said solemnly: "Our financial industry must not only consider profits, but also consider the safety of funds."

Sun Buqi used the money from the bank, and the chicken laid the egg, and the egg laid the chicken, and his personal wealth was like a snowball. He felt uncomfortable in his heart. He would rather the bank did not make money, but he would kill a thousand enemies and lose eight hundred to himself!

Zheng Shuguang couldn't resist, so he looked at President Li Guoqing for help.

Vice President Jia is a veteran of the bank, and now he has made a big statement about the safety of funds. No one can refute it; if Sun Buqi's "liquidation" incident occurs, no one can bear the responsibility.

Li Guoqing frowned, "Shang Yang spent hundreds of gold on erecting the gates of the city, just to set an example, so that Qin could be strong. We have missed Qiongzhou Airlines, we should learn from the pain and sum up our experience."

Vice President Jia laughed loudly, "Li Xing is right, he has a far-sighted vision. When we set up an industrial account, Sun Buqi's stocks in the bank will all be calculated at US$1, and the shortfall will be made up by US$1. How about this?"

He did not give everyone a chance to refute, and said meaningfully: "In other industries, customers are asked to replenish their assets. Our CCB takes the initiative to replenish the appreciated cash for the sake of our customers. This is a more humane service and I believe it can attract more people."

client."

With the premise in mind, no matter how high the bank limit is, Sun Buqi will not be able to get the cash and will not be able to continue to buy Baidu stocks.

With a single word, the other party's capital chain was cut off, and the other party's small calculations failed.

The people below heard the song and understood its elegant meaning, so they all agreed.

Seeing that the deal was done, Li Guoqing nodded helplessly, "Jia Xing is mature and prudent, and his opinions are more pertinent, so just do as he says."

Vice President Jia did not want to push too hard, so he pretended to be generous, "This time's 10,000 shares, plus the last 150,000 shares, the total value is about 48 million. After deducting the 9 million loaned, there is still a quota of 9 million.

"

In any case, the money would not reach Sun Buqi's hands, so he miscalculated the early cooperation: Xing Ming's loan was also attributed to Sun Buqi.

…

Zheng Shuguang's face tightened and he sighed, "Brother, I've tried my best!"

Sun Buqi forced a smile and said, "It's okay. I believe there will be a way for cars to reach the mountain, and no living person will die of urination. Your bank does not lend money, but there are other banks. It is the beginning of the year, and each bank has a loan quota."

Zheng Shuguang hesitated to speak and handed the meeting minutes to Sun Buqi.

Sun Buqi looked at the agreement, his eyes widened, and he grinned, "A limit of 9 million?"

Zheng Shuguang nodded heavily and sighed, "Watch the plum blossoms to quench your thirst!"

Sun Buqi gritted his teeth, "Or is it Zheng Na's supervision? Only for the purchase of spare parts for electric vehicles?"

Zheng Shuguang snatched the agreement and formed a group, "The villain is causing trouble, just because he doesn't want to see others good." (To be continued)