Rebirth of the Official Business Route

Chapter 80: Financial solution

There is a large gap in the domestic demand for medium and high-end paper products. The time for sales and payment in the entire plan is also the most uncontrollable point. Once Haitai Trading participates in this link, the sales risk assumed by Shinkong Paper Mill is relatively large. It can be reduced to the lowest level, making the solution proposed by Zhang Ke highly implementable.

Hearing what Zhang Ke said, Xie Wanqing was also very excited. When it comes to the use of resources, Zhang Ke has used all the resources in his hands to the extreme. Shin Kong Paper Mill makes full use of the resources of Haiyu Company and Haitai Trading, and eliminates the two links of raw material procurement and product sales that are difficult to grasp in a relatively short period of time. The company and Haitai Trade share the burden to resolve the difficulty of overall operation. w Novel chapter updated fastest

For Haiyu Company and Haitai Trading, there is also a great deal. Haiyu Company and Haitai Trading are in conflict with the channel trading business and need to transform their business directions. Haitai Trading needs new business additions in addition to digital mobile phones. point.

Xie Wanjing is now suddenly looking forward to seeing how Zhang Ke solves the start-up capital gap necessary for production. It is not too difficult to put together three or four million in start-up capital, but Zhang Ke’s performance is even more anticipated. Xie Wan's mouth is pursed and Zhang Ke’s slightly childish face is full. Perseverance, there is no confusion at all when encountering difficulties. w "Fiction" novel chapters are updated fastest

Due to the long delay for lunch, Xu Si has not had time to visit his sister Xu Wei at Tunghai University.

Dinner was eaten in Xinmeiyuan. Xu Si walked into this mysterious community in Donghai Province for the first time. Most of the party and government leaders of Donghai Province lived in Xinmeiyuan, and it was the first time he saw the case of Ding Xiangshan in charge. Xu Xueping, secretary of the Provincial Political and Legal Committee at the trial. It can be seen that Xu Xueping's family love Zhang Ke not only because Zhang Ke rescued Zhitong from under the wheel.

At the dinner table, Xu Xueping asked about Haitai Trading. He knew from Xie Wanqing that Zhang Ke was involved in these things. Compared with his lover Zhou Shuhui, he was worried that these might delay Zhang Ke’s study. Xu Xueping agreed with him: "I am I entered the city as an apprentice at the age of, and only entered school after liberation. In retrospect, it was still a three-year apprenticeship, which was the most beneficial to my life..."

Many macroeconomic topics were discussed on the dinner table. The most serious problem in the domestic economy in 1994 was the high inflation rate. How to use market means to control the economy and reduce the inflation rate while maintaining the necessary economic growth? A headache for leaders of all countries. Inflation problems plagued the domestic economy until 1996, when it achieved a successful softening6 and prevented the domestic economy from being hit hard by the Southeast Asian financial crisis that exploded in 1997.

Zhang Ke believes that at this time the vice premier in charge of the domestic financial economy won the Nobel Prize in economics at all.

As the secretary of the Provincial Political and Legal Committee, he suddenly became concerned about the domestic economy. The significance behind it is self-evident. Since 1992, economic construction has become the top priority of domestic construction; Xu Xueping also participated in a short-term economic seminar.

Due to his career, Zhang Ke pays more attention to the development trend of his industry. It belongs to the category of microeconomics and does not have a deep understanding of the macroeconomics. However, for the next ten years, the domestic macroeconomic control is relatively successful. Have a preliminary understanding.

Although there is no deeper understanding, the direction of understanding is in line with the current mainstream view of economics and also in line with Xu Xueping's appetite.

Staying at Xinmeiyuan at night, Xu Si and Xie Wanjing take care of Zhitong and rest in the same room. Zhang Ke plays Go with Xu Shuiping and continues the unfinished topic on the table until two o'clock in the morning, yawning thirsty and sleeping. Before going back to the room to wash and sleep. It was early to wake up the next day, but Xu Xueping left his home early and went to the provincial party committee. He thought it was not easy to be nearly 60 years old. Maybe he would not have more than five or six hours of rest a day. He felt sleepy and tired in his eyes.

Seeing Ye Jianbin and their car leaving, Xu Si and Xie Wanjing suddenly laughed at each other. Xie Wanqing covered her waist and smiled and said, "I'm still worried about explaining your age to Ye Jianbin. Unexpectedly, they were totally unaware. arrive……"

"You see that he only wears such old-fashioned clothes every time, and he always likes to have a straight face, his lips are pursed, and his eyes like to stare at people. Who can tell his age to be a ghost?" Xu Si The pink face and eyebrows smiled like a flower, "I don't even remember the way I first met him..."

"I still remember, I can't forget it. At that time, Zhang Ke rushed out and took Zhitong out of the wheel. I can't forget it." Xie Wanjing smiled, reaching out and holding Xu Si's elbow, "Try yours. New car."

Xu Si was stunned. Zhang Ke hadn't mentioned to her about his rescue of Zhitong from under the wheel before. Seeing Xie Wanqing was very calm and almost got rid of the sadness of the car accident, but Zhitong still refused to speak, no Thinking that Zhang Ke rescued Mangtong from under the wheel, could it be that Xie Wanjing had such trust and indulgence in Zhang Ke; Zhang Ke did not live up to Xie Wanqing's trust and indulgence.

With regard to the Shin Kong Paper Mill, there is still nothing to be seen right now, but the key is not knowing what Zhang Ke's plan is in his heart.

The new car smelled of leather. Xu Si drove the new car out of Donghai Jiafu’s parking lot. Zhang Ke couldn’t stand the smell of leather. Standing on the edge of the parking lot, he told Xie Wanjing about contracting the paper mill:" The ten-year contract period, the profit is divided into 46% with the Chengnan District Government, business tax is the main revenue of the party’s finances, and it is difficult to reduce or exempt. Corporate income tax and other taxes and fees are fully reduced for three years, and levied by half for five years. During the contract period The company also has the priority to acquire the assets of the paper mill, and the conditions are good. As soon as the registration of the new company is completed, the contract operation contract will be signed. I asked Cai Jie to bring you a copy of the detailed information of the Xinguang Paper Mill, the old factory It must be shut down. The equipment and technology of the new factory can produce the medium and high-grade paper products that are urgently needed in China. The requirements for raw material pulp are also very high. At present, only imported blended pulp can meet the requirements. Can Haiyu Company do it? Contact overseas traders?"

"This is no problem, but the funding gap required to organize production is relatively large. To achieve full production capacity, more than 10 million funds are needed. How do you plan to solve it?"

"There must be a road to the mountains, and I can't come in a hurry. I don't want to talk to Chint Group anymore."

Xie Wanqing smiled: "This year's inflation rate is very fast, and the central bank is shrinking money. Now it is almost to the end of the year. The bank's one-year quota has long been used up, and only large companies have sufficient funds. It would be great if you could think of a way by yourself."

Zhang Ke smiled: "I thought about it. Haiyu Company deals with overseas traders in the form of a letter of credit. There is a three-month to six-month buffer period. The new paper mill's full-load production cycle It only takes one and a half months. As long as the timing is right, the time difference of the letter of credit can be fully utilized. To solve the problem of raw material procurement funds, even if all banks use up their credit lines this year, Haiyu Company will issue a ten million line to the bank. The letter of credit should not be a problem. Excluding the major item of raw material procurement, the new plant can be put into operation with only three or four million funds, and there should be no problem."

The letter of credit payment method is one of the main payment methods for banks to participate in international trade settlement. For overseas traders, this method provides a reliable payer-the bank. As long as he ships the raw paper pulp in strict accordance with the contract, he can obtain a loan from the bank when the letter of credit expires.

Haiyu Company acts as an intermediate trader between overseas traders and Shin Kong Paper Mill. The need to advance funds to make purchases will cause financial strain on one's own funds. Only a bank that is familiar with will issue a certain amount of letter of credit to complete the transaction and ship the raw material pulp to the domestic port. It is not even necessary for Haiyu Company to come forward. As long as it provides specific bills and documents, it can complete the second transfer transaction with Shin Kong Paper Mill. Shin Kong Paper Mill obtains raw pulp and organizes production and sales. To withdraw funds, you only need to pay the loan to the bank before the letter of credit expires.

The validity period of the letter of credit is usually three months to half a year. Such a short time includes transportation of raw material pulp to the country, organization of production, sales collection, and payment of the initial purchase price with sales collection. All timing must be planned fairly accurately. The ultimate success.

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Xie Wanjing didn’t know where Zhang Ke learned such a wealth of financial and trade knowledge. It doesn’t work if you make mistakes..."

"It depends mainly on the performance of Haiyu Company. From now on, we must actively look for overseas raw material pulp suppliers, and when the Shin Kong Paper Mill is ready, we will conduct offshore transactions. Another point is that when signing the contract, we should try to use the letter of credit as much as possible. The extension of the period of time for us has allowed us ample time gap. Of course, even if there are any mistakes, the time has been delayed until next year, and if there is still a funding gap, it will not be too large. There is always a way to make up for it."

Xie Wanjing nodded and said, "Then I will help you take care of the raw material pulp..."

Zhang Ke smiled and said: "This is done, Haiyu Company can transfer to the import and export trade direction, and the area channel can be completely moved to Haitai Company; as a stopgap measure, Xinguang Paper Mill's Product sales can be temporarily entrusted to Haitai Trading with full power. If sales preparation can be made one to two months in advance, based on the current domestic demand for medium and high-end paper products, there is no big problem with the sales collection, not to mention Haitai Trading’s account There are still some funds that can be paid in advance!"

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