Rebirth of the Strongest Tycoon

The latest website: After coming to the island country for a month and a half, Xia Yu successively won Nomura Securities Company, Xiaosi Industrial Company and Ocean Fishery Company.

Among them, Nomura Securities Co., Ltd. is one of the top ten securities companies. In terms of strength and influence, it is stronger than the securities companies of the six major consortia.

Companies such as Mitsui Securities Co., Fuji Securities Co., Ltd. are currently inferior to Nomura Securities Co., Ltd.

In addition, Xia Yu's own Jiuding Securities Company, as well as securities companies opened by other financial companies in the island country.

In fact, in the securities industry, he is already very powerful and can completely avoid the six major consortiums of the island country.

It's just that the six major consortiums of the island country didn't notice it.

Although Kosi Industries is not as powerful as Hitachi of the Fuji Foundation, Matsushita Electric of the Sumitomo Foundation, and Toshiba of the Mitsui Foundation, it is still a large industrial company, and it has a large market share in many fields, which is definitely enough to serve as a core industrial company.

Not to mention Ocean Fishing Company, the largest fishing company in the island country.

Without mentioning the market value and profits, in terms of revenue alone, it can enter the top 30 of the island country, and it is properly a large industrial company.

Considering the proportion of the island nation's fishery in the island nation's economy, and the needs of the island nation's people for fishery, although the Ocean Fishery Company will be more difficult in recent years, its influence alone is enough to meet Xia Yu's needs.

As long as it lasts for a few years, after the international oil price falls, the life of the Ocean Fishery Company will naturally be easier.

Xia Yu knew the trend of oil prices in the future, and was not panic at all.

With this financial company and two industrial companies, it can be considered a little bit of a foothold in the island country.

However, it is not enough to compete with the six major consortiums of the island country.

After planning the Sanhe Consortium, it is necessary to combine the right time and place, and now it is just a layout.

Although he consciously had a great grasp, for the sake of safety, Xia Yu didn't want to put his eggs in one basket.

Moreover, his future enemies are definitely not just one consortium in the island country, but may be multiple consortiums, so in time, the Sanhe consortium with the worst strength was successfully annexed, and it may not be able to resist the suppression of the other five consortiums and the political circles of the island country. suppress.

In particular, the Fuji Foundation and the Mitsubishi Foundation support the far right-wing consortium, both of which are extremely powerful. The Mitsubishi Foundation is the strongest consortium in the island country, and there is also the support of the island country's military.

Therefore, it is imperative and achievable to establish a business empire completely under his control in advance.

Today, the six major consortiums in the island country control 60% of the island country's corporate assets, 55% of its total capital, 60% of its consumption channels and 20% of its employees.

On average, each of the six major consortiums controls 10 percent of the island nation's company production and less than 9 percent of its total capital.

If companies and families other than the six major consortiums in the island country can unite now, it will definitely be enough to establish two or three more consortia that are comparable to the six major consortia. There is always room for operation.

The only difference is that the six major consortiums in the island country will not be willing to see new consortiums appear again. Even if other families and companies join forces, they cannot work together and cannot fully resist the suppression.

But what they can't do, Xia Yu can do. His will is the will of the consortium. If he can establish a consortium in the island country, it will definitely be the most united consortium, even the most united Sumitomo consortium is far away. Far less than Xia Yu.

The goal is good, but the key is to have a strong company with a hand in order to resist the attack of other consortia.

And he has to absorb the capital of the island country as soon as possible so that he has enough funds to take the initiative to attack.

The most fundamental source of funds is from the people of the whole island country, so the bank is the most critical, absorb the deposits of depositors and fully operate to create sufficient income.

The bank's deposit absorption is a formal channel, but because the bank's deposit absorption rate is low, the difficulty of deposit absorption is relatively high, and the competition pressure is high.

And Xia Yu did not intend to miss another evil way allowed by the island government.

After all, the island country is not Xiangjiang, and Xia Yu can act without any scruples. Anyway, the people of the island country are not his compatriots. The people of the island country are so ruthless, of course, he will not care.

The evil way he saw was the consumer credit industry!

The island nation's consumer credit industry began to rise in the 1960s.

The reason for the rise is that banks only lend to large and medium-sized enterprises, and generally do not pay enough attention to micro-enterprises and personal consumer credit business. Even if there are related services, the requirements are relatively high, and the procedures are cumbersome.

At the same time, although the island country promulgated the Investment Law and the Interest Rate Restriction Law in 1954, the two laws were ineffective due to ineffective enforcement.

The regulatory vacuum, coupled with the lack of formal consumer credit channels, has provided an opportunity for the flourishing of private lending among the islanders, with various small consumer credit companies and their outlets all over the streets.

The initial prototype was the "monthly installment payment service developed by department stores". The main promoters were retail enterprises and department stores, so these latter consumer credit companies also expanded in this model.

The reason why the consumer credit industry in the island country is developing rapidly and attracting all kinds of monsters and monsters is because the residents of the island country pay attention to credit, because no matter how poor the lender is, they will always think about repaying the money.

...

April 2nd.

Xia Yu didn't go to the company, but stayed at home, checking the situation of the consumer credit industry in the island country.

Hundreds of pages of information have been compiled, and this is only condensed, which shows the complexity of the consumer credit industry in the island country.

As he continued to understand, the status quo of the island nation's consumer credit industry was also unveiled by him.

To sum up, it is a pattern of competition among the heroes, and there is no giant with absolute dominance for the time being.

There are thousands of consumer credit companies, large and small, all over the island country. These consumer credit companies are essentially usury companies. The strong ones span multiple regions, and the weaker ones only survive in the most basic towns.

All the six major consortiums of the island country have entered. In addition, the families of these consortiums have also established consumer credit companies separately to participate in the competition.

No wonder so many people flock to this market, mainly because the profits are too high.

The interest rate for financing can be as low as a few percent, but the interest rate for lending can be as high as 20% to 30%!

This is not usury what is that?

But there is no way, although at this time, the loan interest rate of the island country banks is about 7%, but it is difficult for small, medium and micro enterprises and individuals to get loans.

They have no choice but to borrow from a consumer credit company!

Having said that, among these consumer credit companies, companies such as Aiful (Overflow Credit), Promise (Integrity Credit), (Acorn Credit), which are backed by the six major consortiums of the island country, are already first-class companies in the industry.

Of course, in addition to the consumer credit companies that are backed by the six major consortia in the island country, there are also consumer credit companies that are backed by some small and medium-sized families and associations, and there are also many companies founded by self-made people.

Among them, the more prominent one is Takeu Fuji Credit Co., Ltd., which was established in 1966 by Takei Yasuo and changed its name in 1974. It is nicknamed "Yen Shop", which means a shop that can buy and sell Japanese yen.

Takei Yasuo?

The richest man in the island country?

PS: The second update will be later

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