Rebirth of the Strongest Tycoon

Heungkong Asian Commercial Bank is a medium-sized Chinese-funded bank in Heungkong. It was founded by Thailand's richest man, Chen Bichen, and was taken over by his eldest son, Chen Youqing, in 1965.

For more than 20 years, Chen Youqing has managed the banking business in an orderly manner.

Although in the past few years, because of the rise of Xia Yu, the pattern of Heung Kong Banking has undergone great changes.

However, after careful consideration, Chen Youqing chose to cooperate with Jiuding Bank. As a result, the development momentum has not weakened, but has grown more rapidly.

"Chairman, Mr. Li from Cheung Kong Industrial Group is here."

At four o'clock in the afternoon on Tuesday, the subordinate walked into Chen Youqing's office and reported to him.

A gleam of light flashed in his eyes as he was reviewing documents, and the corners of his mouth could not help but raise slightly, secretly saying that he was lucky.

It was only in the morning that Jiuding Bank sent someone to talk to him secretly. At that time, what they said was that there might be people from the Chaoshan Gang who came to the door. Unexpectedly, in the afternoon, it turned out to be Li Chaoren, one of the leaders of the Chaoshan Gang. ) came to the door, and even went straight to the door without making an appointment.

"Invite him to my office."

Chen Youqing raised his head and said lightly.

"OK."

The subordinates should finish and leave quickly.

After a while, the subordinates walked in with Li Chaoren. To Chen Youqing's surprise, Li Chaoren came alone.

"Mr. Li, welcome, please take a seat!"

"Mr. Chen, come uninvited, please excuse me!"

"No interruption, Mr. Li is able to come to me, but Chen is very honored, haha..."

After a brief exchange, the two took their seats one after another, and the subordinate immediately made tea. After making it, Chen Youqing waved and left the office.

"Mr. Li, are you so interested in coming to my place today?" After taking a sip of tea, Chen Youqing asked curiously.

Li Chaoren shook his head with emotion and said with a smile: "Mr. Chen, you are the God of Wealth, and I am a businessman, so I am looking for you to provide some funds."

"Actually, this is the case. My company has expanded a lot in recent times. Not only have multiple buildings in Xiangjiang started construction at the same time,

There is also a major strategy going on in the UK. "

"Although I still have a lot of real estate and properties in my hands, the commercial real estate in Xiangjiang is still booming, so I have chosen to hold long-term rentals for many properties that I originally planned to sell."

"So that I lack some development funds, so I want to come to you to borrow some money."

Some words, it is called a sincere, full of contagion.

If it wasn't for the details of Li Chaoren's ability to be strong outsiders and insiders from the people of Jiuding Bank this morning, he would have almost believed it!

But well.

Li Chaoren wanted to take a loan, which was exactly what he wanted.

Anyway, the ultimate risk does not need them to be borne by the Hongkong Asian Commercial Bank. As long as Li Chaoren dares to speak, he will dare to lend it out, provided that Li Chaoren provides enough collateral!

therefore.

Chen Youqing said arrogantly, "Mr. Li, you are our bank's favorite high-quality customer. Since you are willing to cooperate with me, you can look up to me, Chen, how much you need to lend, just say!"

"As long as it doesn't exceed my ability, it's fine!"

Li Chaoren thanked him with a smile on his face: "Mr. Chen, thank you so much."

"I want to borrow 1 billion Hong Kong dollars, of which 300 million Hong Kong dollars are loaned in the name of Cheung Kong Industrial Group, and 700 million Hong Kong dollars are loaned in the name of my family trust company."

One billion Hong Kong dollars is not a small amount, and it is worth considering carefully.

Therefore, Chen Youqing pondered for a while, gritted his teeth, and said solemnly to Li Chaoren: "Mr. Li, although the amount of one billion Hong Kong dollars is huge, our bank can still take it out."

"It's just that you need to provide enough collateral assets."

"Of course, it should be."

"I just hope that Mr. Chen can give me a higher pledge rate. After all, you know that my assets are all high-quality assets."

Li Chaoren smiled and nodded.

"no problem!"

"I don't know what Mr. Li wants to pledge?" Chen Youqing added tea to Li Chaoren himself and asked with a smile.

"Changshi Group's loan will be mortgaged with the company's property, while our family trust company's loan will be made with Changshi Group's stock." After Li Chaoren finished speaking, his eyes were fixed on Chen Youqing.

After pondering for a moment, Chen Youqing said in a serious tone: "Mr. Li, the 300 million loan that Changshi Group wants, if you take the property as a mortgage, I can give you a 20% mortgage rate."

"But the other 700 million loans, as you know, the stock pledge rate is between 30% and 50%. Although Cheung Kong Group is a high-quality company, the stock price of Cheung Kong Group has plummeted some time ago, and the market risk is relatively high."

"But since Mr. Li has spoken, I will naturally give face, so I can give you a 50% pledge rate!"

50% off!

This pledge rate is indeed not low, but Li Chaoren is not satisfied and wants to be higher.

No way, it's because his financial pressure is too great.

Even if he invested 20% of the equity of Changjiang Industrial Group to the Roshir family before, he had cashed out a large amount of money.

However, in this short sale of Hong Kong stocks, he did not have time to hunt for the bottom, so that the Hong Kong stock market rushed to the historical peak again and again, so that after he ended the gambling contract in the morning, the loss was still as high as 3.47 billion Hong Kong dollars!

Within three days, he would have to raise another HK$3.47 billion after removing the principal he originally owned.

"Mr. Chen, the 50% discount is too low. As you know, Changshi Group is a large-scale real estate conglomerate in Heung Kong. I think 65% is more appropriate." Li Chaoren tried again with a smile.

"The risk of 65% off is too high, and I have to be responsible for the shareholders, but since Mr. Li has opened his mouth, then I will add some more, 55% off."

"..."

After Li Chaoren spent a lot of time talking, Chen Youqing finally "reluctantly" agreed to give a 40% pledge rate.

Later, Chen Youqing called someone to draw up a contract, and Li Chaoren also took advantage of this time to call his personal lawyer.

More than an hour later, the two loan agreements were signed.

Needless to say, the 300 million loan of Changshi Group.

And the 700 million Hong Kong dollar loan of Li Chaoren's family trust company, according to Changshi Group's current share price of 8.85 Hong Kong dollars and a market value of 12.83 billion Hong Kong dollars, the collateral is 131.82 million shares, occupying the total share capital of Changshi Group. 9.09%!

After the loan agreement was signed, Chen Youqing immediately transferred 500 million Hong Kong dollars to the account designated by Li Chaoren, and promised to transfer another 500 million Hong Kong dollars before going off work the next afternoon.

After confirming that 500 million Hong Kong dollars had been received, Li Chaoren thanked Chen Youqing and left in a hurry.

He will find a way to temporarily misappropriate the 300 million Hong Kong dollars loaned by Cheung Kong Industrial Group, then 1 billion Hong Kong dollars has been solved, and the funding gap is still 2.47 billion Hong Kong dollars!

The funding gap is still huge!

What Li Chaoren didn't know was.

Just after he left Hong Kong Asian Commercial Bank.

Chen Youqing immediately called Liu Tianci of Jiuding Bank.

The result was that night.

The two loan agreements, Hong Kong Commercial Bank of Asia, have not been hot.

Chen Youqing transferred his secret to Jiuding Bank, earning three commissions and a profit of 30 million Hong Kong dollars!

This money is a joy to earn!

As a creditor, Heungkong Asian Commercial Bank, according to Heungkong's laws, can transfer the loan claims without the debtor's consent at all.

And on a global scale, it's also legal!