Rebirth of the Super Banking System

Tang Qing regards the richest man as a starting point, but we as life goals. "

"Quotations from the rich: more money is just a number."

"Well said, as long as you are better than yesterday's self, one day you will become the best self. Those who complain about the injustice of life, do you take your life seriously every day?"

"Upstairs was brainwashed and confused."

"+1."

"Tang Qingpiao."

"This is not the point. The point is why I can't install installments? Isn't it just that I don't have a small account? Isn't it that I don't have a professional certification?"

"Yes, it's not fair."

"Fair? You are unfair if you don't? Ridiculous."

"I'm laughing so hard, don't you know a word---If you want to buy 5 million in the lottery ticket, first of all, you have to buy a lottery ticket. Otherwise, it will be useless to complain at home to the death."

"You are secretly changing the concept."

"Is it different?"

"We are talking about qualifications."

"Qualifications? The company said: I only recruit undergraduates. You only have a junior college. It is fair to go to others. The unit said: You must pass the exam before you can enter the interview. If you fail, you want to be fair?"

"It's not the same thing."

"Why isn't it the same thing, it's unfair if you don't? What kind of robber logic is this."

"..."

At the same time.

Different voices inevitably came out. After all, this is a differential treatment. According to the standard, there are only tens of millions of people who are eligible to apply for instalment in China, some have it, and some don't.

Don't suffer from widowed.

And suffer from unevenness.

I don't have it because others have it, which has caused dissatisfaction among many people. Tang Qing didn't care about this. The development of the Internet and the accompanying cyber violence are inevitable.

of course.

among them.

There are still many legitimate demands.

"I have been taking the civil service examination after graduation, and I don't have the professional certification of the unit, and I also want to be eligible for instalment."

"I started my own business after graduation and opened a small store without a small account. Is it too late to register now?"

"I am a freelancer..."

"I am a housewife..."

"..."

Many people are asking.

Just now.

An announcement popped up on the official website of Qingyuan Technology.

"For each part of the mobile phone, as a manufacturer, due to the difference in the account period, we have to assume about 30% of the advance payment on average. At present, Qingyuan Technology's liquidity is limited."

"However, in order to benefit more people, Qingyuan Technology is about to open a personal installment quota. On the original basis, the number of people covered can be expanded by about 1.5 times, as long as the real-name authentication is completed."

"If you are active for more than a month, you can get a certain amount."

"Please note that all installments need to be repaid on time, and will be directly linked to personal credit, which will affect your bank loans, work, credit history, etc., please be cautious in spending."

News one place.

The debate among netizens is much smaller.

Too.

There is also a cost to installment.

then.

Many users who didn't fully comply with the regulations in the first place, please check it out. . . His face collapsed. Yes, I think too much. Can only sigh Tang Qingji thief. Because the amount shown above is very small.

prior to.

Epoch’s product installment does not have a quota. It is only the installment power for mobile phones and tablets, and it is impossible to purchase accessories.

This time.

An initial quota of 500 per person.

five hundred?

Just buy accessories, don't even think about mobile phones.

If there is no mobile phone, what is the use of accessories? Seeing that it is linked to credit reporting, and the real-name system is required, many people are not interested, but they always feel that this is a kind of ‘waste’.

As the quota can buy accessories.

Some people can't help but want to buy a mobile phone, otherwise it won't be wasted?

There are not many people with this kind of consumer psychology, but it is not an exception. So, just one day after the news was released, the number of customers paying in full for this type of customers increased by nearly 60,000, which is very interesting.

"Oh. I bought it but didn't sell it."

"Tang Qing sprinkled a little money, but made a lot of money, and the little money is not given, you have to pay it back, I am simply... this business acumen completely created a business model."

"Damn Tang Qing cheated one-third of my savings."

"I just took a look at the post, but I didn't expect it to get a few thousand dollars in."

"Suddenly I feel that my hand is so cheap."

"..."

that's it.

Qingyuan Technology's consumption phases, the first phase of the function is considered to be online. Let the netizens be dumbfounded, just yell, they did give you a quota, but you can get in more.

This wave is yelling.

loss.

. . . .

Ali.

Headquarters.

Ma Yun is discussing with senior executives on the issue of consumption installment. This type of consumption installment for certain products is almost a ‘creative move’, bringing offline credit cards online.

Produced by Tang Qing.

Out of the ordinary.

That's it.

They have been discussing for three days.

"We, Mr. Tang, are really unfathomable. We were just discussing the instalment of Qingyuan Technology for the product itself, plus a personal credit line, and he went online directly."

See the update announcement.

The executives were amazed.

It's not the flattery of the biggest shareholder, but it's true. The reason they hesitated before was that they were frightened by Tang Qing's prestige, thinking that Tang Qing would not do it. There might be something wrong with it.

Now it seems.

Worry is unnecessary.

"The situation is clear. Epoch's sales data proves that consumption installments can greatly promote e-commerce consumption, and it is not as troublesome as traditional credit card consumption applications."

"The credit card problem that many people worry about will no longer be a problem under this installment + credit limit. Because it is linked to personal credit, it can effectively avoid the large number of bad debts."

"The only problem is the advancement of funds and the modification of the account period. We in Alibaba have a huge amount of stranded funds, but this is not us, but we can easily negotiate with merchants on this basis."

"We still only work as a platform and provide users with consumption quotas in the form of virtual authorization. According to the situation, we will reach an agreement with the merchants to settle the payment. In this way, my risk will be ~www.wuxiaspot.com~ a high Guan talked eloquently.

Very excited.

The greater the trading volume on the platform, the better of course.

"The most important thing now is to connect with the bank for credit and obtain the relevant financial permits." Tang Qingneng should have obtained these permits, which made them a little depressed.

Don't say take us to play.

but.

Think about it and understand it.

Tang Qing drank the soup, and the rest, except for their big platform, other people couldn't grab the food in the bowl. A few months earlier and a few months later, there is not much difference.

"For the credit line, we can refer to a small database, but we can't copy it completely, because most of their credit staff are people who have jobs, and students who don't have income are not included in this list."

"Those who are not registered with Xiaoxiao are no longer listed here."

"Therefore, we have to be different. The quota is not the initial grant, but an invitation system. How long after registration, there can be a quota, fill in the completeness of the information, and the quota can be increased."

"For New Years and holidays, we can also increase the temporary quota for users with good credit."

"Or, in the case of over-use installments and good credit, and the user repeatedly browses a more expensive product, we can also increase the temporary quota for him as appropriate to facilitate consumption."

"..."

Tang Qing opened his head.

They don't eat dry meals either.

learn by analogy,

The whole installment and quota rules were quickly worked out.

"Very good. Make a specific plan. Don't be greedy. Take your time. The most important thing for us is to seek a better market response and effect on the basis of the healthy development of the platform."

"Understood, President Ma."

"Ok."

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