Rebirth of the World’s Richest Man

"Incorporated bank?"

"Yes." Jiang Xiaobai nodded affirmatively.

Liu Qing and others were very surprised. It had to be said that Jiang Xiaobai really had a solution. He had just rejected their opinions and gave them a solution in the blink of an eye.

There are differences between corporate banks and branches, and the biggest differences are two points.

In fact, this mainly targets the entry of foreign banks into the country.

A legal person bank is equivalent to re-registering a bank in China. The legal person is a Chinese citizen and the registered place is also in China. It is completely supervised by domestic laws and supervised by domestic financial regulatory agencies.

Branches of foreign-funded banks entering the country are not subject to the supervision of domestic laws and are not subject to the supervision of domestic financial regulatory agencies.

This is one, and the other is that the corporate bank bears limited liability based on its registered capital. If it fails due to poor management and goes bankrupt, it will only bear limited liability and have nothing to do with the head office.

But in the case of a branch, the head office will also be held responsible.

For example, if Huahua Bank registers a legal person bank in China with a registered capital of one billion U.S. dollars, then if the one billion U.S. dollars goes bankrupt due to poor management, no matter how much money is owed, it will be this legal person bank.

It has nothing to do with foreign Huahua Bank, and foreign Huahua Bank does not assume any responsibility.

But if it is a branch in China, and if it goes bankrupt due to poor management, the head office of Huahua Bank abroad will also bear the responsibility.

Therefore, this corporate bank can also be said to be a double-edged sword.

At this time, Liu Qing and others were in a dilemma again. They needed to discuss it again. After Jiang Xiaobai perfected the idea of ​​the corporate bank, he got up and left with Mr. Huang, giving them enough time to study the matter.

This is how things like this are discussed. It is impossible to settle it in one go. There is still time to negotiate. Jiang Xiaobai does not expect to be able to negotiate the entry of Huahua Bank into the country just this time in the capital.

Even the next time I come to the capital, the next time I come to the capital for this matter, it would be good to be able to negotiate.

The main reason for coming to the capital this time is to have a general direction. If the legal person bank road can work, and if the superiors allow it, then Jiang Xiaobai is also prepared to expand this scope.

The Eastern Conference is a private gathering. How can I put it? It can be said that like-minded people gather together to discuss, but there still needs to be a project that can connect these companies together, not to mention integration.

However, it is necessary to further strengthen the connection between everyone, and if Huahua Bank takes the path of a corporate bank, then in Jiang Xiaobai's view, the corporate bank of Huahua Bank is such a project.

Jiang Xiaobai believed that as long as the news was released, there would be many people in the Oriental Society who would be interested in this project.

This is a bank, nothing else. Chinese people have a special culture and situation for houses, and the same goes for banks.

Jiang Xiaobai left. Jiang Xiaobai raised the matter of the corporate bank and was reported to it, which also triggered some discussions.

Many people are still very optimistic about the idea of ​​a corporate bank. This is not only related to Huahua Bank's ability to do this, but also to foreign banks that want to enter the country in the future.

However, doing this is not without any risks. This is a double-edged sword. If it is a branch, although it is not subject to supervision, the head office must also bear joint liability. If something goes wrong, it will just walk away. Leave a mess behind.

But if it is a corporate bank, although it is subject to supervision, there is such a possibility.

It's really hard to choose, but now that the discussion has begun, it means that a considerable number of people still support Jiang Xiaobai's corporate bank plan.

In particular, although this foreign-funded bank is said to be a foreign-funded bank, it is actually in the hands of Jiang Xiaobai. If something happens to other foreign-funded banks, they may be afraid of running away and leaving a mess. But Jiang Xiaobai and Huaqing Holding Group are here, how can they run away? ah.

So Jiang Xiaobai was soon notified that this matter could be discussed, although there was no way to determine whether it was applicable to all foreign capital entering the country and could be used as a general treatment method.

After all, this is equivalent to a double-edged sword. If you don't dance well, you may hurt yourself.

But there is definitely no problem with this legal person bank for Huahua Bank. After all, although Huahua Bank is also a foreign-funded bank, this foreign-funded bank is somewhat special and can be solved in this way.

After Jiang Xiaobai received the notice, he sat in the conference room for the third time. This time it was the regulatory authorities that made the request. The first was that state-owned funds should occupy part of the shares.

It is impossible for a legal person bank to allow Jiang Xiaobai to hold so many shares alone, and the state will not be involved at all.

Jiang Xiaobai had expected this. In fact, Jiang Xiaobai had taken advantage of the legal person bank, which was equivalent to having a quota in the bank.

Although it is said to be a corporate bank, it is equivalent to obtaining the qualification to open a private bank in China.

If you think about how much effort Minsheng Bank went through to obtain this qualification, you will know how difficult it is to have a private bank in China, and the state has to occupy a part of it.

However, Jiang Xiaobai did not agree immediately, but began to negotiate conditions. Jiang Xiaobai knew that it was certain that the state-owned shares would be taken, but how much was a question.

If you agree too happily at the beginning, you will be given a lot of shares later.

And Jiang Xiaobai pointed out that if this is the case, it will not only operate RMB business, but also other businesses. Huahua Bank must operate all the normal domestic bank business, and there can be no restrictions.

Mr. Huang handed over the plan he prepared, and the next step was the process of mutual negotiation. There must be differences, and they are big. This requires a little discussion.

Of course, Jiang Xiaobai could not stay in the capital for such a long time. After the corporate bank matter was settled, Jiang Xiaobai set off directly from the capital to the east longitude. Yaohan Supermarket was still preparing to reopen before the end of the year. This involved Hundreds of stores in more than 40 countries and regions around the world.

As for the matter of Flower Bank, we can discuss it in detail at this Oriental Conference. Anyway, this is not something that can be settled in a short while.

Jiang Xiaobai estimates that it will be settled in the new millennium, which is the end of next year, which is considered fast.