Rebirth of the World’s Richest Man

Chapter 3217: Financing difficulties

Uncle Li sat in Jiang Xiaobai's office for a while, and saw that Jiang Xiaobai still had something to do, so he got up and left. Before leaving, Jiang Xiaobai told Uncle Li to have lunch together at noon.

He will go to the district in the morning, and there will be a symposium on the development of private enterprises. Although it is said that Shanghai, in essence, attaches great importance to private enterprises, that is the case, but there are many symposiums and the like. .

If Zhang Weiyi was here, Zhang Weiyi would have participated. Now that Zhang Weiyi has left, it would be inappropriate to send another vice president there.

Moreover, almost half a year has passed this year. Jiang Xiaobai is on business trips except for business trips. Basically, he has never been here in Shanghai. A Fortune 500 company is headquartered in Shanghai. As a result, Shanghai does not participate in any activities. show up.

This is a very bad signal to the outside world, and it is easy to cause rumors to spread around. Besides, last year, the two sides were a little stiff, so after Jiang Xiaobai came back, he immediately picked up a few arrangements from the Magic City. Always be present at any event.

At noon, Uncle Li was invited to have a meal. After making an appointment with Jiang Xiaobai to attend the groundbreaking ceremony, Uncle Li went to Yong City in the afternoon.

There are still two days until the groundbreaking ceremony, and many things need to be done by Deputy Li in person, such as inviting some people to participate in activities, relevant leaders, etc., all of which need to be attended by Deputy Li invited.

There are also arrangements for some activities, such as the relevant personnel of the construction unit, etc., which also need to be communicated with and met with Deputy Li Shu in advance.

Of course, there are still some technical aspects that need to be coordinated with Huahai Automobile, and Uncle Li is required to come forward. Uncle Li is also very busy. I am really grateful to Jiang Xiaobai for taking the time to come to Shanghai.

Jiang Xiaobai either didn't show up in the magic city, or appeared on camera continuously. In the evening, he even participated in a dinner for a related event.

On the second day, I met with two partners again to reassure people. The next day, I participated in an exchange meeting organized by relevant departments to promote the development of small and medium-sized enterprises.

At the meeting, Jiang Xiaobai mainly expressed some opinions on the issue of financing for small and medium-sized enterprises. The limitation of small and medium-sized enterprises is actually the issue of financing.

Why there are thunderstorms from time to time on the problem of private fund-raising, it is because private enterprises have difficulty in financing and have no funds for development.

In the process of industrial development, capital is inseparable. If there is no financial support, or if the capital cannot keep up with the pace of development of the enterprise, it will inevitably hinder the development of the enterprise.

In the previous life, the reason why Minsheng Bank was able to do well was because it helped small and medium-sized enterprises, so it developed.

It is conceivable how urgent the needs of small and medium-sized enterprises for funds are.

Not to mention that as long as the financing problems of small and medium-sized enterprises are solved, the development of small and medium-sized enterprises will be solved easily, but it can also be said that 80 to 90% of the problems have been solved.

"I think the difficulties in the development of small and medium-sized enterprises are mainly manifested in several aspects. First, the production cost continues to rise. The price of raw materials fluctuates greatly, and the market sales are weak. At the same time, labor costs have risen with the development of the economy in the past two years. The second point The market prospect is not optimistic. The further reshuffle of the market is squeezing the development of small and medium-sized enterprises...

The third is that SMEs have relatively weak independent innovation capabilities. Small and medium-sized enterprises generally have the problem of lack of funds, talents and high-end technology, which leads to the overall weak strength of enterprise technological innovation, few core technologies with independent intellectual property rights, and key industrial technologies are controlled by others...

Jiang Xiaobai said little by little, and the flashlights of the media reporters below lit up as if they didn't want money. This was originally invited by the relevant department to participate in the small and medium-sized enterprise development policy exchange meeting. The size of the boards on the website is determined according to the level of leadership attending the meeting today.

As for the content of what to say, just kidding, it would be strange if there is any bright point of view and content in this communication committee.

But I didn't expect that Jiang Xiaobai would actually attend after that. Now after the national retreat and the democratization, small and medium-sized enterprises are basically private enterprises. Jiang Xiaobai is the leader of private enterprises, and Huaqing Holding Group is the leader of private enterprises. faucet.

It can be said that just Jiang Xiaobai himself talking about the development of small and medium-sized enterprises is enough for a professional financial newspaper.

Although the newspaper media that came here today are not considered the top ones in the financial newspapers, nor are they that professional, but there is no problem with Jiang Xiaobai's speech, and there is no problem in arranging a large page when going back.

"The last point, and the most important point, is the difficulty of financing for enterprises. The difficulty of financing for private enterprises has always been a long-standing problem, which is difficult to solve. When it comes to small and medium-sized enterprises in private enterprises, the financing problem is even more difficult. Needs to be the top priority of the ending.

Small and medium-sized enterprises are generally small in scale, lack mortgage assets, and have insufficient effective guarantees; of course, some small and medium-sized enterprises also have some problems in operation and management, but banks' low willingness to lend and "reluctance to lend" are also practical problems..."

After Jiang Xiaobai elaborated on the loan difficulties of small and medium-sized private enterprises, he talked about solutions.

"Before, our Eastern Bank had a special 100 billion loan support plan for the financing difficulties of small and medium-sized enterprises.

Here, I can express my opinion that our Oriental Bank has always been aiming to assist the development of small and medium-sized enterprises and solve the financing difficulties of small and medium-sized enterprises.

We have come a long way on this road, but this is not the end. The 100 billion loan support plan is not the end, but a starting point. Next, we will forge ahead and continue to work on the financing of small and medium-sized enterprises.

At the same time, we will continue to increase support for small and medium-sized enterprises and strengthen the loan support plan..."

Jiang Xiaobai said that in the end, he proposed a solution, and at the same time it was an advertisement for Eastern Bank.

However, these people here are not only not dissatisfied, on the contrary they are also very happy. From the perspective of many business owners who participated in the small and medium-sized enterprise development policy exchange meeting, they participated in this meeting to solve some problems.

Those who have some hopes for the relevant departments hope that the relevant departments can give some policies and the like at the meeting. Or it is to give some specific solutions, things that can help them.

And now Jiang Xiaobai has helped to give a solution.