Rebirth of the World’s Richest Man

Before the Royal Bank of Scotland acquired NatWest, in fact, it did not intend to acquire it directly at first. Instead, it united with another ally, the Bank of Scotland.

Both banks are from Scotland and are relatively close to each other. The two banks want to join forces and acquire NatWest Bank together, and then they can become bigger and stronger together.

As a result, as they talked, the Bank of Scotland, an ally, stopped working and acquiring the company. It was not that the Bank of Scotland was timid, but that the Royal Bank of Scotland and the Bank of Scotland collapsed during the process of negotiating a joint acquisition.

It's like two people made an appointment to revolt together. After the uprising, it must be clear who will be the big brother. The two banks had conflicts in terms of the acquisition process and management after the acquisition was successful.

The Bank of Scotland withdrew from the acquisition in a fit of anger. I'm quitting, and you can go and do it yourself.

The Bank of Scotland originally thought that without its own participation, the Royal Bank of Scotland would not be able to survive.

Acquiring a bank that is more than three times the size of one's own is no joke. First of all, there is the issue of funding. Not to mention, even if it is acquired, how to manage it is also a problem.

Is this whether you are buying someone else, or they are buying you?

The store bullies the customer and the customer bullies the store. There is no specific party A or party B between the two. Whoever has more power will be more powerful. The Royal Bank of Scotland is only a regional bank, ranking second among banks in the world. By chance, if you want to acquire a bank that is more than three times your size, if you are not careful, more than two hundred and three hundred years of history will disappear.

But that’s what Royal Bank of Scotland did, and it was acquired under pressure. In the end, Royal Bank of Scotland really succeeded.

How big the risk is, how high the reward will be after success. Risk and reward have always been directly proportional, and this is true everywhere.

The Royal Bank of Scotland, from a local bank to a global commercial bank, spent 21 billion pounds, setting a record for the highest amount of banking acquisitions in the country's history.

Then it developed rapidly within a few years. Last year, in the global ranking of banks, it suddenly sprinted to the fifth position from outside the 200th place.

In just five years, in just five years, the Royal Bank of Scotland has rushed from the 200th place to the fifth position. Now it is also in the limelight and very strong.

Jiang Xiaobai felt a little emotional. Even though Huahua Bank has developed fast enough in recent years, it is still working hard to break into the top ten of the World Bank rankings. As a result, the Royal Bank of Scotland has grown so fiercely that in five years, it has grown from After two hundred places, he reached the top five.

The speed of development made Jiang Xiaobai jealous.

"Old Huang, look at others, look at you, why can't you even get into the top ten now? Are you slacking off?" Jiang Xiaobai's eyes turned red with envy, and naturally he couldn't help but say something about Mr. Huang.

Mr. Huang was also very aggrieved: "Director Jiang, I have worked very hard, but the Royal Bank of Scotland has a long history. It turns out that it has a history of more than 200 years.

Therefore, this step of acquisition may seem bold and dangerous, but in fact there is a complete set of processes in place, including leadership staffing, division of responsibilities, internal risk control, reporting systems, performance evaluation, etc., all of which are the result of history.

Our Huahua Bank only has a long history. We have worked very hard to be in the top 20 now. Our history is too shallow..."

"Why are you being so shallow? It's okay to reflect on yourself sometimes. Isn't it just an acquisition plan? You can't make it. Try harder..." After Jiang Xiaobai said a lot of sarcastic words, he finally felt better. , and then said without waiting for Mr. Huang to continue speaking.

"Okay, okay, work harder in the future. I won't say anything more. Anyway, let's learn from others. Now take the time to introduce the situation of UBS Group."

Mr. Huang was extremely aggrieved. He felt that he had not read the almanac during his trip. Just because he had disturbed Jiang Xiaobai's Chinese New Year, Jiang Xiaobai made things difficult for him and alienated him from the grassroots level.

If you don't have the ability to empathize at the bottom level, and you say that you don't work hard, you obviously work hard, but you are really unfair to yourself.

As for it, isn't it just interrupting my vacation, just targeting myself like this?

Besides, isn’t he just trying his best?

Jiang Xiaobai had already opened the information on UBS Group at this time. In fact, the information on UBS Group was very simple. Many people had heard of it. UBS Group was also known as Swiss Bank by many people.

The reason why Swiss Bank was able to develop actually relied on the confidentiality system. In later TV series, many criminals would deposit their money in Swiss Bank and ask for checks from Swiss Bank at every turn.

In fact, it is slightly expanded. Swiss Bank seems to be neutral. In fact, sometimes, when it comes to politics, its butt is also crooked and not so fair.

Because of the times, UBS Group rose to prominence and is now a behemoth.

The last one is Yazhou Development Bank, referred to as Asian Development Bank, or Ya Bank. This bank is a bit special. It is somewhat like a loose alliance.

It is a regional intergovernmental financial development institution dedicated to promoting the economic and social development of developing members in Asia and the Pacific region.

Since 1999, the Bank of China has put forward a strategic goal, which is poverty alleviation. How should I put it? It is a semi-official financial institution. Let’s call it official. It has no connection with any country. Let’s say it is a non-governmental organization. It is also a semi-official financial institution. There is no controlling owner.

Of course, it is said that there are no controlling shareholders, because the shareholders are all from one country, and China can only rank third among them. Citigroup holds the first share and has a veto power.

I don’t know how Citigroup, a country that is not in the Yazhou area, can hold the number one shareholding position in a Yazhou Development Bank.

The reason why this institution is able to occupy a quota in the National Bank of Investment is because the domestic plan is established by the Bank of China and the Yazhou Development Bank. The relationship between the two parties is relatively close, and there has been a lot of cooperation between the two parties.

After reading the information of the three companies, Jiang Xiaobai was a little helpless. If anything, it was better to bully Temasek. The other three companies were either very strong or had a very complicated relationship.