Rebirth, Starting from 2005
Chapter 55 Extravagant Friends
The salary payment day of Fengxiang Property Company is on the 12th.
On the day the salary was paid, Yan Xin received the salary, and then went to the post office to send money back.
His father had already opened an account at the local postal savings office under his suggestion. This time, he could just transfer the money directly to the account, and there was no need to send a remittance slip there.
This month his salary was more than 1,000 yuan. It was because he was at work during the three days of National Day, and each of those three days was counted as three days’ wages, so it was more than 200 yuan more than normal.
So, this time, he also sent two hundred yuan more, for a total of seven hundred yuan.
At noon, he called his dad again and said that he had sent 700 yuan back.
His father was stunned: "Why is it two hundred more than last month? Where did you get so much money?"
Yan Xin explained: "Isn't it the National Day last month? I didn't take a break for the three-day holiday. During those three days, my salary was tripled, so I sent more than two hundred yuan, and I sent another two hundred yuan next month. Only five hundred."
This explanation reassured his father, but he still said that he would not have to send so much money back in the future.
Yan Xin also asked his father what he did with the money he sent back last month, and the answer he got was that it had been deposited for him for a year.
"Actually, you can use the money to pay off the debt first..." Yan Xin said weakly.
If the family borrows other people's money, it has to pay two cents of interest, one hundred yuan a month and two cents.
This is still relatively low interest.
A little higher, there are three and five points.
If you save it for one year, the interest rate will be a little higher than that for one month, so it is better to pay off the debt first.
His father said helplessly: "I also want to pay it back earlier, but they all said that it's not due yet, so don't pay it back, so I can only save it."
"What?" Yan Xin was startled, "Now it's time to pay it when it's due? Didn't you come to the house to collect debts every time it was due?"
In my hometown, the repayment date stipulated in the default contract is usually half a year or one year. Unless it is an emergency turnaround, it will be written one month and two months later, but the interest will be correspondingly higher.
The cash crop there is mainly cotton, so the agreed repayment date is generally related to the time when the cotton is sold.
There is an agreed date on the IOU, but there are many people who come to collect debts before the repayment date, and there are always various reasons.
In Yan Xin's memory, as long as the family sells something, someone will come to the house to collect the debt that night.
As for the fact that the agreed date has not yet been reached, they are all from the folks in the village, so it is not easy to say so deadly.
Therefore, in Yan Xin's view, the agreed repayment date can be completely ignored.
His father explained to him: "In the past, people thought that our family was poor and unable to repay the debt, so when they heard something was sold for money, they hurried over to ask for it, fearing that it would be taken away by others. Now You have gone out to work, and the family has no other burdens, so they think our family has the ability to repay the debt, so they want to charge a few more months of interest."
Yan Xin understood.
It will take a month or two until the agreed repayment date, and if they can charge more interest, they will charge more.
The total amount of foreign debt is only a few thousand yuan, and there is not much to collect if you overcharge, not to mention that it was originally agreed.
I didn't talk about it any more.
His father also told him that this year's late rice harvest is okay, and he can't eat much food alone at home, leaving a few hundred catties and selling the rest.
By selling the cotton again, those foreign debts can be paid off, and more than 1,000 yuan can be reserved for the cost of pesticides, seeds and fertilizers next year.
All the money that Yan Xin sent back will be saved for him, preparing to build a house in the next year.
When making the phone call, Yan Xin could feel his father's excitement and longing for the future life.
This is understandable.
Life was not bad at first. When he was ten years old, the family even planned to build a new house within a year or two.
But since his mother got sick, life became bad, and he spent all his savings, and then began to borrow money.
In the end, he still couldn't keep his mother, and owed a lot of debt.
Send my mother up the mountain. At that time, I owed 10,000 to 20,000 yuan in debt.
In the next few years, his father alone had to pay for his education and repay the debts, and the annual interest was quite a lot.
Not only do the little work in my own field, but also help others when I have time, earning fifteen yuan a day and twenty yuan a day, saving food and expenses, and saving money bit by bit.
Just like this year after year, for him to finish high school, the debt is only a few thousand yuan, but the man in his forties has become like an old man in his fifties or sixties.
Yan Xin has no way of knowing how much suffering he has endured. He only knows that the hardships his father has endured in the past few years are worse than all the hardships he suffered in his previous life combined.
This is the case with the physical suffering, but I don’t know what the mental suffering is like.
He dared not imagine it—it made him sad to think about it.
Because a lot of suffering in it came from his rebellion and his ignorance.
After struggling in despair for such a long time, now I finally see a glimmer of hope. I can pay off all the debts I owe, get rid of the burden, and start a new life. The excitement in my heart can be imagined.
After talking on the phone with his father for a few minutes, Yan Xin was stunned for a while.
In his previous life, he felt guilty that he owed his father too much, but he couldn't repay him. He once knelt in front of the grave and said that if he had a next life, he would definitely repay his father well.
I didn't expect that I really had a next life, and I actually lived again.
In this life, I can't let my father suffer like in the previous life.
It is not convenient to tell his father about his situation now, and the money in his hand has other functions. In order to have a better future, he has to hide it from his father for the past two years.
But it's only been two years.
Moreover, even in these two years, for his father, it is definitely much better than the two years in his previous life.
In his previous life, during the years when he came out to work, he never sent a penny back home, and he was still a worry-free product.
Now sending hundreds of dollars back a month, the focus is not on those hundreds of dollars, but on reassuring his father and seeing a better future.
That afternoon, at work, Ai Lili came over and asked him, "How much money are you going to send home this month?"
"Seven hundred yuan has already been sent back." Yan Xin said honestly.
Ai Lili was taken aback: "Why send so much?"
Yan Xin said: "Last month, I paid an extra 200 yuan in wages, why don't I send an extra 200 yuan back?"
"This child is too sensible!" Ai Lili thought to herself.
Yan Xin became more and more pleasing to the eye.
Then he said: "But it's going to be winter now, don't you want to save some money for winter clothes?"
"I brought some sweaters over here." Yan Xin said.
Then he jokingly said: "And after such a long time after get off work, I can do other things, such as picking up plastic bottles and so on. Be diligent and earn a few yuan a day. How can I do it in a month?" Buy a thicker dress."
"Ah?" Ai Lili looked at him in surprise, "You won't really do this, will you?"
"Fake, just kidding." Yan Xin laughed.
Ellie looked at him, unable to tell for a moment whether he was joking or telling the truth.
The next night, Yan Xin was writing down his thoughts on the book "Fights Break Sphere" with a pen when he heard someone knock on the window, and when he looked up, it was Ai Lili.
He quickly stood up and said with a smile: "Sister Lily, where are you checking the post?"
Ai Lili held a bulging bag in her hand, handed it over from the window, and said, "I'm either checking the gang, or I'm going to play at a friend's house today. My friend is clearing out the closet. I have some men's clothes to throw away. I see It’s pretty good, but it’s a pity to lose it, so I’ll take it to see if you can wear it, and if you can wear it, I’ll give it to you.”
Knowing the kindness of this beautiful boss, Yan Xin was moved and took out the clothes inside. There were five clothes in total, two sweaters, two long johns, and a coat.
I opened a piece of clothing and was about to try it on, but when I saw the tag on the clothing, I couldn't help laughing:
"Sister Lily, I haven't even taken off the tag. It's obviously clothes that I haven't worn once. I have to throw them away. That friend of yours is too extravagant."
Ai Lili blushed, and hesitated: "Yeah, it's too extravagant, too outrageous! That's why I didn't let him throw it away!"
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