Rebirth Starts From 2006
Chapter 256
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On the other end of the phone, Zhou Na let out a long breath, slapped Zhang Jin's face on the back of the phone and pushed her away, and smiled into the phone, "Understood, Mr. Chen, I will send you your suggestion immediately." Liu Xing conveyed, what I want to say is that I sincerely hope that your plan will be successful, but the attitude of our branch, city commercial bank, or other banks is also very important. What I can do is to try my best to promote it.
In addition, in case, I mean in case, if it fails, what I just said, the policy of Min'an Bank for Damai and Huahuo is still valid. As long as you want, we can sign a contract at any time. "
Chen Yang laughed and said, "Of course, I'm just a proposal. It doesn't matter if you fail, you just let it go. No matter what the result is, I can give you a guarantee, as long as Min'an Bank doesn't go back on its word." You guys are going to be my biggest banking partners.”
Hearing this, Zhou Na breathed a sigh of relief, and said with a smile, "Mr. Chen, don't worry. No matter what, Min'an will not destroy the Great Wall by itself. Just wait for my good news."
After chatting for a few more words, they hung up the phone.
Before she put down the phone, Zhang Jin couldn't wait to say, "The syndicated credit grant, this guy surnamed Chen is crazy, how much appetite does he have to say such things?!"
The syndicated credit line is at least billions of dollars. Generally speaking, the unit is tens of billions. Otherwise, why do you need several banks to cooperate? A single bank can eat them all. With such a large amount of funds?
Zhou Na said without raising her head, "Did you hear the two points he added?"
"I heard that," Zhang Jin blinked, "What's the matter?"
"What's the matter?" Zhou Na rolled her eyes at her and said, "The first point is to tell us that even if this syndicate fails, it won't affect them, because they have already got their money back, and the risk of billions is worth it." There is no need to repay the investment funds! Not to mention the one billion cash lying in the account of Damai Technology, did they send you a little loan from the bank?!
The second point is to say that all the companies under his crowd-creation space are the dishes in his bowl. No matter which bank wants to eat it, it must let Chuangfulai have a hand, otherwise no one can move! "
"Uh," Zhang Jin was a little dizzy, pressing her forehead and said, "So that's how it is."
After a pause of two seconds, she was startled suddenly, "Hey, I remember he said before that the use of syndicated loans needs to pass their review, so tell me, do really good projects give priority to venture capital?!"
Venture capital can get tens of times or even hundreds of times the income, but how much can the bank loan get? Elementary school students can count on this topic.
"Hehe," Zhou Na turned her head to look at her, and said with a smile, "You are not too stupid to think of this, then have you ever thought that since you can think of it, then you think the leaders of our bank will Think of it?!"
Zhang Jin's face collapsed, she rolled her eyes and said, "Shao Yin Yang is weird, so speak directly."
"I have nothing to say," Zhou Na spread her arms and said with a smile, "The credit limit only represents the intention, not the actual loan. Chuangfu will review it, so won't our bank review it? Don't treat anyone as a fool !
Besides, Mr. Chen lied to us, what good does it do him? Creating the future also has to bear joint and several liabilities. If the loan cannot be recovered, won't he also lose money? ! "
Zhang Jin blinked, closed her mouth and remained silent.
As for you people who are more playful, it's better not to get involved with a pure girl like me with a simple mind!
the other side,
Chen Yang put down his mobile phone, looked at Qin Yu and said, "The two suggestions you mentioned are good, when you go back to talk with the city commercial company, you should also click on them, so as not to think that without the support of the city government, we can't imagine it. "
As the saying goes, the king of Hades is easy to mess with little ghosts, the leaders of the city government are easy to talk, but the people below may not be. The documents from the district and the city have arrived, but the city business has not responded at all.
To be honest, if it wasn't the bank designated by the city, Chen Yang wouldn't bother to deal with them.
This is also one of the reasons why he urged Min'an Bank to form a syndicate. He meant to tell them that I really don't like your 100 million low-interest loan!
Qin Yu clasped his hands together, smiled slightly, and said, "You are better than me when it comes to economic analysis and management, but when it comes to finance, hehe, it's not that I'm arrogant,"
As he said, he opened his hands to the maximum, "You are not as spicy as I am... just a little bit!"
Chen Yang's face darkened, is there such a big distance?
Well, thinking about Qin Yu's achievements in his previous life, how could it be so simple for a character that two horses and one king would want to recruit ten years later? !
This makes me feel more comfortable.
Then Qin Yu put his hands on the table, leaned forward to look at Chen Yang, and said with a smile, "Do you think the two things I mentioned are just to facilitate the successful cooperation of the syndicate?"
Chen Yang rolled his eyes twice, blinked and asked, "Then what else?"
Qin Yu shrugged his shoulders and said with a smile, "When Chuangfuture officially opens to attract foreign investment, we only need to put out the cover of Damai Technology, saying that it is a project incubated by Chuangfuture, and we will definitely be able to recruit many good projects.
And creating the future only needs to hold the capital entrance, whether it is venture capital or loans, the benefits here are no less than that of an ordinary regulated enterprise!
And the most important thing is, you can open up to acquire the shares of those good projects, because without us, he can only be like a stray dog, looking for investment companies with little hope, compared to just giving up here A little bit of shares, venture capital and loans are all at your fingertips, normal people will know how to choose,
This is the most important factor for us to promote the unified management of fund entrances! "
The corners of Chen Yang's mouth twitched slightly,
Obviously, it was my own whim to establish cooperative relations with many banks to pave the way for creating the future. How did it become a unified management of capital entrance?
And, listen to her,
There is only one word to describe it,
Profiteer!
Chen Yang's face darkened immediately, and he gave a thumbs up, "Well done, I like it!"
The corner of Qin Yu's mouth moved, and he smiled without sincerity, and then said, "We have solved two of the four dimensions of the resources most needed by start-up companies, policy, capital, manpower, and market. Two, let’s not mention the market for now, that’s what the founders of the company have to consider. As for manpower, there are relevant regulations in the policies issued by the city government and the district government.
Perhaps, we can take advantage of this and make a big deal before Chuangfuture officially attracts investment! "
Chen Yang gritted his teeth, looked at Qin Yu and said, "You mean, it's time to set up a mobile phone research and development center?"
It has been more than two months since Damai was established, but Chen Yang has not proceeded with the establishment of the R\u0026D center. On the one hand, he does not understand it himself. On the other hand, there is no suitable person to appoint. The R\u0026D center is related to the future of the company. development, but we must not be negligent in the slightest,
Now that the city has issued a manpower support policy, perhaps it is time to use it.
Snapped……
Qin Yu snapped his fingers and said with a smile, "Not bad, one-third of the truth!"
Immediately when he was about to speak, he was interrupted by Chen Yang waving his hand,
After holding this position for a few seconds, Chen Yang sat up straight and said, "Let me guess, the establishment of a mobile phone research and development center is only one-third, and the remaining two-thirds, one of which is the internship base for college students?"
Although many college students have high eyesight and low abilities, there are also many real talents among the school students, especially those who work with their tutors in the laboratory, and their hands-on skills are not bad. On the one hand, it is also to prepare for the talent reserve,
After all, it's all vegetables in the bowl, and seeing a good piece of meat, it's impossible to let him slip away, right?
Qin Yu rolled his eyes and said with a smile, "Bingou, the third one?"
"The third one?" Chen Yang thought for a while, then grinned, "School-enterprise cooperation, joint research and development, patent sharing?!"
slap...
Qin Yu snapped his fingers twice and said with a smile, "That's right! So, Boss Chen, are you going to do it together, or do you plan to do it step by step?"
"Uh,"
Chen Yang raised his head and thought about it, looked at her and said, "Originally, I wanted to take it step by step, but when I think about it later, I need funds, I have funds, I need a market, I have a market, and now the poor ones are the projects. That's all, if that's the case, why should I take it step by step?!"
The municipal government has made a commitment to support professional and technical personnel on-the-job and off-job entrepreneurship, or to participate in entrepreneurship, and the personnel relationship can be retained in the original business unit within 5 years!
Since there are such good conditions, why do we have to go step by step? !
Of course, many of the projects in the school are whimsical works with no practical application significance, but Chen Yang has a pair of discerning eyes!
He only needs to look through the list of research topics in the school laboratory to know which ones are valuable and which ones are not.
Valuable, cooperate with relevant professors, invest funds to occupy a certain share, introduce it into the maker space as an incubation project, if it produces results,
hey-hey,
On the other hand, using these well-known universities as a cover will inevitably recruit some entrepreneurs who graduated from these universities, or those who intend to start a business.
Chen Yang can solicit one hundred projects, invest one million in each project, and the total amount is only one hundred million, but if one succeeds, all the capital can be returned,
What's more, if there is a one in a hundred thousand or even one in a million chance of attracting an impressive project, hehehe,
Cough cough, then it’s over!
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