Rebirth Starts From 2006

After she finished speaking, the receiver was very quiet. After waiting for more than ten seconds, she still hadn't heard her mother speak. Zhou Na couldn't help but said, "Hey, mom, are you still there?"

"Yes, yes," Zhou's mother replied twice, and then asked, "The audit department said that it is possible to relocate, or may it not be relocated?"

"Well," Zhou Na nodded, pouted and said, "Mom, according to such a big project, if you really want to relocate, you will definitely get news. He asked me to find the development department. What is the definite news?"

Branches must get information faster and more accurately than sub-branches. What she was thinking just now was whether Chen Yang had obtained some inside information, so she asked herself to find someone from the development department, but this was not the right answer.

"No," Zhou's mother said, "If it is confirmed that the project is planned, the bank will officially make a plan for this project, otherwise it will not be done if it is just a rumor. There are so many rumors every year. If you make a plan, you will be busy. In addition, it has nothing to do with the strategic development department whether to move or not, their main job is to keep up with the government..."

Political axe?

and many more,

Mother Zhou stopped suddenly, picked up a pen to write and draw on the paper,

Why is there no sound again? Are you disconnected?

Zhou Na took the phone to her eyes and looked at it. The call was still going on, and she put it back to her ear, "Hey, Mom, can you hear me?"

"Oh, still,"

Mother Zhou responded first, then let out a long breath, and murmured, "Awesome, why didn't I think of it just now?"

Zhou Na became more and more surprised, "Why didn't you expect that?"

"Oh," Zhou's mother came to her senses, thought for a while and said, "You said just now, that person is as old as you, only twenty-two years old?"

"That's right," Zhou Na nodded, and said, "When we first met, he was dressed very maturely, wearing a business suit from a big brand, and his demeanor was quite mature. Both Xiaojin and I thought he was twenty-seven or eighty-eight. , After looking at the copy of his ID card, I found out that he has been with us for one year, that is, twenty-two."

"Twenty-two?" Zhou's mother seemed to be a little unbelievable, she shook her head slightly, and said, "If he came up with this angle, then this person must have a bright future in the future. I suspect that there should be a business veteran behind him. Perhaps, you and Xiaojin’s conjecture is correct. It should be that he has a good family background, so he was given the start-up funds to let him practice by himself, and at the same time give him advice later, but no matter what, He is a very high-quality client with great potential.”

"Um?"

Hearing what her mother said, Zhou Na became even more confused. Is what her mother said the same person as herself?

Just that guy who is a good customer?

At this time, my mother's voice came from the mobile phone, "Xiaona, after you submit this form to the audit department again, I will call the president of your branch and give priority to the approval of the loan, and the loan will be released according to the maximum amount."

"what?"

Zhou Na blinked and said, "Mom, didn't the audit department say that the market has the risk of relocation, and then rejected the loan? Why did you say that you can lend, and still lend at the maximum amount?"

"Hehe," Zhou's mother smiled and said, "Xiaona, that Chen Yang is right, this list really should not be approved by the audit department, but by the strategic development department, because the two The starting point is different, and the audit results will naturally be completely opposite."

Before Zhou Na could ask, Zhou's mother said, "There is no problem with the work of the audit department. They heard that there is a risk of relocation in the market, and the existing shops may depreciate in value, causing the collateral to become insolvent. From this point of view, They were right to refuse, however, they ignored the background of the relocation!

As the largest fruit and vegetable wholesale market in South China, the relocation of such a large project must be led by the government. What is the most troublesome thing about the relocation? Of course, the original shop owner was unwilling to leave.

It is the so-called nail households. If the fruit and vegetable wholesale market really needs to be relocated, the value of the shops will depreciate, Chen Yang will not be able to repay the loan, and the bank will charge the shops, right? "

Zhou Na nodded numbly, "Yes."

"That's right," Zhou's mother continued, "You also said before that Chen Yang wants to gamble on not moving the market, so he will earmark the funds for the purpose, and all the loans will be used to buy shops, and it will be a revolving loan. Unable to repay the loan, the bank took the shops, and the shops he bought became the assets of the bank. At this time, when the government was trying to persuade the shop owners to move, our bank took dozens or hundreds of shops. What do you think the outcome of the official negotiations will be?"

It wasn't until this time that Zhou Na suddenly realized, "I understand, the shop owner may lose money if he talks to the government, but if the bank talks with the government, he may not necessarily lose money, and even make money?!"

Just when Zhou Na thought she had found the truth, her mother's voice came from her ear,

"Wrong, big mistake. Not only can banks not make money, but they have to cater to official requirements, relocate along with the trend, or pay back to officials at the lowest price! For a bank as big as ours, why worry about the few million dollars? What we want is Give the government a chance to sell favors! As long as we sell favors, are we afraid that we won’t be able to earn back those millions? Not only can we earn back millions, but we can earn back tens of millions, even hundreds of millions and billions!

So at this time, we have to lend him the maximum amount so that he can buy more shops, so that we will have more bargaining chips in our hands, and this kind of thing cannot be done by the bank itself or has a relationship with the bank. Some people can only follow the market behavior, as a test, you have to think about the reason yourself. "

Hearing this, Zhou Na suddenly gasped, "Oh my god, how do you grow your heads, this kind of twists and turns really doesn't suit me!"

No wonder that guy wants to ask himself for consulting fees!

At this time, Mother Zhou's tone slowed down, and she continued, "What I just said was about relocation. If you don't, then it's no problem. Under the shadow of relocation, the shop may only be worth 150,000 to 200,000 yuan. It is absolutely normal for the price to double when the dust settles. Therefore, no matter from which angle you look at this list, the bank is sure to make a profit without losing money. You must firmly grasp such a good project! "

Zhou Na nodded vigorously, "Understood, I will resubmit now."

After a lot of brainwashing by my mother, at this moment, she only has full admiration for the dragging man. If she has the ability, it is not called dragging, but self-confidence!

After hanging up the phone, Zhou Na immediately returned to the office, picked up the folder on the desktop, opened it, and then turned and walked to the manager's office.

...

The taxi drove for more than half an hour, and stopped at the gate of a village in the city. When the car stopped, Chen Yang paid first and got out of the car. He went directly to the trunk to get his luggage. After closing the trunk door, Zou Rong also jumped out of the car. , and closed the car door.

Chen Yang dragged the suitcase and took Zou Rong inside, and said as he walked, "When I first came to Guangzhou, I lived with my parents. They lived not far from here, and then my company It's not far from here, so I rented this place,

In fact, most of the people who come to Guangzhou to work live in this kind of urban village. The main reason is that the price is cheap. Of course, if there is no good product for cheap, the environment will naturally be better. "

"I think it's pretty good," Zou Rong looked around excitedly, and said, "It's similar to the urban village in Jiangcheng. There is such a village behind our school. I often go there too. Don't worry, Miss Ben's vitality Even more tenacious than Xiaoqiang, not to mention such a good environment, even if it is worse, I can still survive strong!"

After speaking, he raised his right hand in a gesture of strength, but that small appearance has nothing to do with being strong, but rather cute no matter how you look at it.

"Hehe," Chen Yang raised his head and laughed twice, and said, "That's because you haven't seen what a village in a city with a really poor environment looks like. I have spent a lot of time wandering around the village in order to find a house in the past two days. What are you talking about? There are not a few studios, and the environment here is really top-notch, and what I’m looking for is a serious sunshine building, the one with north-south ventilation and east-west lighting, I promise I won’t treat you badly.”