Rebirth Starts From 2006

It took a few minutes to fill out the form, Chen Yang turned it over and handed it to Zhou Na, "That's all, she graduated from a school in Project 211, majored in law, and focused on economic law. If I understand correctly, She should be right in line with the talents needed by your bank's legal department, it depends on whether there is such a fate, um, don't force it."

Hearing the last sentence, Zhou Na felt more and more that the man opposite him was the kind of old fritters who had been in society for at least ten years.

If you don't force it, will you turn around and go to another bank? !

Zhou Na took a deep breath and said with a smile, "Don't worry, Mr. Chen, I will definitely give this resume to our manager. No matter there is any news, I will contact you as soon as possible."

"Okay, thank you then."

Chen Yang nodded with a smile,

"However, Mr. Chen," Zhou Na said with a smile on her face, "Our branch does not have a legal department. Only the branch headquarters has this department. Therefore, I am not sure about this position. I can only submit my resume to our branch. Human Resources Department, please forgive me for this."

Chen Yang raised his brows lightly, and nodded with a smile, "Understood, it's okay, it's still the same sentence, it depends on fate, don't force it."

Zhou Na pursed her lips and smiled, this man is really different from his peers,

Not long after, Zhang Jin opened the door and walked in, handed a bank card to Chen Yang with both hands, and said with a smile, "Mr. Chen, this is your bank card, please keep it."

After Chen Yang received it, she took out two more pieces of paper and handed them over, smiling, "Mr. Chen, this is the supplementary contract for the change of the receiving account number. Please read it over. If there is no problem, it is still the same as before. Sign and cover Chapter will do."

Chen Yang took it over, carefully checked that the bank card number was correct, and then simply signed and stamped it.

At this time, the mortgage loan finally came to a successful conclusion.

After sending Chen Yang out of the bank gate and watching him stop a taxi and leave, Zhang Jin immediately bumped Zhou Na with his shoulder, "Hey, what happened just now?"

The corner of Zhou Na's mouth twitched, and she took out the resume from the folder and handed it to her, "Well, read it yourself."

"Huh?" Zhang Jin took it inexplicably, looked at the resume, and said, "This person has good conditions. He graduated from 211 with a bachelor's degree and majored in economic law. He is quite suitable for the legal department of our bank. Well, he is short. Point, banks generally require people to be over 1.6 meters tall, she is only 1.5 meters tall, but it doesn't matter, anyway, she doesn't work as a teller, so it doesn't matter if she doesn't look very good, but, "

Speaking of this, Zhang Jin was a little confused, "The handwriting of this resume seems to be filled out by a boy?"

Zhou Na sighed, looked at her, then looked at the busy street, and said, "You read that right, this resume was filled out by Chen Yang ten minutes ago."

"What?" Zhang Jin was taken aback. She shook her resume, looked at her and said, "The person surnamed Chen filled it out? What does he mean? Let our bank arrange a job for this person? Why? He needs to figure it out. He is looking for a bank to borrow money now, not depositing money in the bank!"

It is true that the bank has a policy, and the deposit can reach 500,000 yuan to arrange a job, but he is taking a loan instead of saving money, and now it is completely reversed, okay?

Zhou Na shrugged, raised her right hand and stretched out three fingers, curled her lips and said, "It's only 30 million! He said, if there is a position suitable for this person in the legal department of our bank, we can try to recruit for probation first. Anyway, there is a probation period." Well, our bank has a probationary period of six months. During the probationary period, if his total loan amount is less than 30 million, he can directly cancel the probationary period. If it is more than 30 million, he will arrange to become a regular in advance. You said, three A loan of tens of millions, and a steady profit without losing money, is he qualified?!"

"Thirty million?" Zhang Jin was stunned, pointing to the folder in Zhou Na's arms, and said, "He wants to use the six hundred thousand,

Leveraging 30 million funds? "

If it is a loan of 30 million yuan, it is not impossible to consider taking care of it if the bank has a quota. Of course, if it is a deposit of 30 million yuan, it can be squeezed out if there is no quota.

"It's at least 30 million!" Zhou Na continued to curl her lips, but her arms holding the folder were tightened again, and she said, "If one set of shops is calculated at 200,000 yuan, he needs to buy 150 sets of shops. To make up the 30 million quota, dozens of sets and hundreds of sets, I believe there is a possibility, but one hundred and fifty sets, within three months, hehe, would you believe it?"

Judging from her tone, it was obvious that she didn't believe it.

On the contrary, apart from his appearance, Zhang Jin, who disliked Chen Yang left and right, shook his head lightly, and said thoughtfully, "It may not be impossible, I have read the information on that market, and the shops there are divided into two parts. One kind, the big one has more than 300 shops, and the other is the small shop that he used as pledge, the total number is more than 1,200. It is impossible to collect so many shops."

"You're talking about the objective situation, but you're ignoring the subjective market impact," Zhou Na raised her head, with a meaningful smile on her lips, "Large-scale store closures will inevitably lead to price rebounds, and even reluctance to sell them. Going further, those Will the shop owner who was planning to sell because of the rumors become suspicious of the rumors, and thus give up the idea of ​​selling, or even compete with him for the shops listed on the market?!"

"Well, what you said makes sense," Zhang Jin was also a little confused, and asked puzzledly, "but I think he looks confident, not only borrowing heavily, but now even the future of his friends is under pressure. No, he didn't even think of that?"

Zhou Na pursed her lips and shrugged, "Who knows if he thought about it, but even if he miscalculated and didn't think about it, he can still buy it in a dozen or twenty shops, so it's more than three million. Well, it’s not unacceptable to exchange a performance of three to four million yuan for a probationary quota, um, at least it’s easier for us to talk when we report.”

"That's true, forget it, don't care about him, anyway, the list on his body is enough for the two of us to relax for two months," Zhang Jin took Zhou Na's arm, pulled her inside, and laughed and discussed what to have for dinner ,

But I couldn't help but wonder in my heart, how will this dragging man break the situation?

...

Chen Yang carried his briefcase and did not go home immediately, but went to his company office.

In the office, Chen Yang put away the materials first, sat on his boss chair, took a stack of white paper from the corner of the table, wrote and drew on it,

Once the money arrives in the bank, you can officially start shopping.

However, how to buy, but need to plan carefully,

If you make big purchases without any concealment, not to mention lowering the price, it is good if people don’t raise the price, or even worse, will those shop owners doubt the authenticity of the market relocation, and it is very likely that they will cancel the sale of the shop? thought? ! You must know that the shop in this market is a hen that can lay golden eggs. Fixed asset investment that can pay back its capital in four to five years can be called high-quality assets. Under normal circumstances, who would be willing to let go of such assets, otherwise the bank would Bian will not lend generously, and this approach is naturally not advisable.

Or wait until October and November, when a large number of shops start to be put up for sale, and you can buy them directly. It is also a way to create established facts, but this approach also has a flaw, that is, the problem of the amount of funds.

His initial capital was insufficient, so he could only rely on mortgage loans to obtain the next round of funds, and used a snowball method to absorb the shops listed for sale, and a one-time sweep of goods required a huge amount of funds, so he couldn't do it at all. arrive.

Therefore, conventional market acquisitions are completely inappropriate for this action.