Rebirth Starts From 2006
Chapter 456 Prepare to go online
When I arrived at the company, Chen Yang took a stroll first. Huang Shan was in a meeting. Today, she invited all the company leaders to come to the meeting. First, they will talk one by one, and then hold a meeting together. They are very busy.
Qin Yu locked himself in the office, with eight computer monitors placed on the table, typing on the keyboard and making phone calls, and had no time to talk to anyone.
Chen Yang raised his eyebrows, turned around and walked back,
I met Dai Shouliang who had just come over in the corridor, and called him to a stop.
"Old Dai, there is a good thing to take care of you."
Dai Shouliang hurried forward, clenched his hands and laughed, "Thank you, Mr. Chen, what's the matter?"
"Yeah, what a good thing, tell me too?!"
When Chen Yang turned around, he found Huang Shan standing behind her with her arms around her, and the corners of her mouth twitched.
"Min'an Bank has a few loans that cannot be recovered, and they have already dealt with non-performing assets. The collateral is a factory building in Baiyun District. The smallest is 1,000 square meters, and the largest is more than 30,000 square meters. I plan to let Lao Dai take it. Get in touch, if possible, take all of them, apply for a change in the nature of the land, and then develop it."
Huang Shan rolled her eyes, "Understood."
Then he smiled and said, "There are more than one Min'an Bank, the City Bank, the City Rural Commercial Bank, and the two big banks, Industry and Construction Bank, who maintain cooperation with us, all of which are our partners.
Old Dai, you can contact them, even if there is no suitable choice now, in a few months, they will definitely have what we want! "
At the beginning of the year, it was not particularly serious. In the middle of the year, a wave of large-scale bankruptcies broke out, and it was too easy to pick up bargains. Moreover, the real estate industry is also in a downturn this year. Maybe no one will grab food.
Dai Shouliang naturally nodded quickly, "Understood, I will contact you today."
I can't help but secretly rejoice, it really is a good thing, this year is probably Hengli's take-off year!
Waving her hand to signal Lao Dai to enter the office, Huang Shan smiled at Chen Yang, "Is this what the lady boss told you?"
I didn't mention this at dinner last night, but I suddenly mentioned it this morning. There is a high probability that the proprietress blew the pillow wind.
Chen Yang shrugged, "What else?"
Huang Shan pursed her lips and smiled, "Where are your two friends, they haven't contacted you?"
Chen Yang was a little puzzled, "Which two friends?"
"Zhou Na and Zhang Jin,
"Huang Shan laughed, "They have always been responsible for the connection between Min'an Bank and our company. Now that there is such a good thing, they didn't give you a breath? "
Chen Yang shrugged, "Both of them work in the sub-branch, what can they breathe?"
It's not that there are no good things in the sub-branch, the main reason is that their business scope is limited, and most of the Shijing sub-branch are trading companies, so it is really unlikely that they have any good collateral.
"You don't know yet?"
Huang Shan looked at him in surprise, "They have been promoted a long time ago and have been transferred to the city branch. They are still in the credit department. Now they are mainly responsible for connecting with us. Didn't they tell you?"
Got promoted so soon?
Chen Yang curled his lips, "A long time ago, I asked them to contact the finance department directly. They haven't called me for a long time, so they just send text messages during the holidays."
If Huang Shan didn't mention it suddenly today, he would have forgotten about these two beauties,
At the beginning, I saw that they had little experience, so I deliberately used airs to suppress them, saving a lot of rebate money,
Otherwise, based on the most basic five-point rebate, the total loan of more than 200 million yuan may not be more than 10 million yuan, which makes me feel distressed when I think about it!
Chen Yang has a college classmate who works at Jiangcheng Bank and is also in charge of credit. He was a fool when he first started working, but later he learned to be smart. In less than two years, he bought a Dabieye in Jiangcheng, and later he was transferred to another bank. A sub-branch in Shanghai is the vice president,
When looking for a bank loan these days, the collateral of any connections is not very important.
For sub-branches with heavy loan tasks, you can get a certain amount of loan just by filling out a form. It may not be possible for a too large amount, but it is not too difficult for tens or hundreds of thousands.
It should be noted here that the credit task must be very heavy!
It is easy to solve the tasks that are not heavy. Generally, the loan officer will complete all the procedures for you with a rebate of five to ten points. You don’t have to worry about how the money is divided. In short, ensure that your loan is legal and legal With a collateral of 100,000 yuan, it is normal to borrow a few million.
Matryoshka loans of hundreds of millions of dollars are not uncommon, but such large loans must be repaid, at least 70% to 80%, otherwise they will settle their accounts after the fall, and there is a high probability that they will go to the cafeteria!
At that time, Chen Yang was ready to pay five rebates, and if the other party wanted more than five rebates, he would change banks.
But after seeing Zhou Na and Zhang Jin, he changed his mind temporarily, and later got the loan smoothly.
Speaking of which, these two are still my nobles,
Thinking of this, Chen Yang couldn't help laughing, "Okay, since this is the case, then I will find a time to treat them to a meal and contact the contact relationship, so that you can get more bargains."
Huang Shan curled her mouth, "Hmph, I didn't pick it up for you in the end!"
After finishing speaking, he turned and entered the office, and slammed the door shut.
Chen Yang was puzzled, he didn't know why he had offended this young lady, so he shook his head and went back to his office.
As soon as I sat down on the chair, I saw the buttons flashing in the corner of the screen.
Double-click to open it, and a dialog box pops up. It's a bit unexpected. It belongs to the Weibo shareholder group. There are quite a lot of information in it. Chen Yang directly drags it to the top and starts from the beginning.
Pony, "I would like to tell all the bosses that the group buying and food delivery website, Orchestra.com, has completed all the development, testing and trial operation work. Please, bosses, agree on the specific official launch time, when is better,"
Pony, "I've asked someone to calculate, February 21st, the 15th day of the first lunar month is a good day, and it's advisable to open and start work. You can think about it."
Robin, "Just the day after tomorrow? Sure, I have no problem. How is the test effect of the orchestra network?"
Lao Zhang, "As long as you complete the technical and operational preparations, you can go online at any time. In addition, ask the same question."
pony, "The test results are very good. We have carried out trial operations in Guangzhou and Shenzhen at the same time. We put the location in the CBD area where white-collar workers gather, each person has a computer, and there is a strong demand for takeaways.
In the early stage of the test, there were some minor problems, mainly concentrated in the lack of computers in the merchants and the inability to receive orders, insufficient delivery riders, and inaccurate location information.
Later, in response to these problems, Xiaolong held a meeting with the operation team to study, and soon came up with a solution.
Through the research and development of special machines for receiving orders and supplying them to merchants, merchants do not need to configure additional computers; recruit and form rider companies by themselves; fix bugs, improve positioning information, and network backhaul, etc., successfully solved these problems,
After another month of continuous trial operation, the publicity is mainly carried out in the form of local promotion. At present, the total registration volume of the orchestra website has exceeded 300,000, and the average daily activity on weekdays is more than 200,000! "
Robin, "???!!!"
Old Zhang, "???!!!"
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