Rebirth Starts From 2006

There can be many types of bank business, but in general, there are actually two types,

One is to pull deposits, the other is to lend,

For example, now, if Zhou Na and Zhang Jin can really convince Chen Yang to transfer another 80 billion yuan to Min'an Bank, then Min'an Bank can use this money to leverage at least 200 billion Business,

Because the funds needed for the project of creating the future are not required to be in place at one time, but take a long time, maybe half a year, maybe a year, or even longer,

For such a long time, Min'an Bank can do short-term lending, or issue emergency loans to other companies, and obtain high returns.

As for the little preferential interest rate that was given up, it is simply not worth mentioning.

Time is money, and it is most vividly reflected in the banking industry.

Chen Yang is naturally very clear about this,

What's more, what does 100 billion mean to the current bank?

According to Chen Yang, it was not until eleven years later that ICBC Guangzhou Branch took the lead in breaking through the deposit balance of one trillion yuan, becoming the first provincial-level branch in China with a savings deposit balance exceeding one trillion yuan.

Now, throwing 100 billion in may directly double the deposit balance of the Guangzhou Branch of Min'an Bank!

The significance of it is self-evident, which is one of the reasons why he said just now that even if Minan Bank has money, it may not dare to continue to give Chuangfu a series of loans.

Putting all your eggs in one basket is too risky!

On the contrary, the two of them came to collect deposits, which is easy to understand. It is probably because Min'an's cash flow is insufficient.

But he doesn't care about this. Whether it's a part-time job or a business person, what he pursues is nothing more than rewards, and he behaves legitimately, so there is nothing to blame.

only,

Chen Yang picked up the teacup and drank it in one gulp, looked at the two with a smile and said, "The 20 billion deposited in Min'an Bank was already specially arranged by me for the sake of our friendship, otherwise, the second echelon of Min'an Bank You should understand that Rainbow Fund will not open an account in Min’an at all.”

Zhou Na and Zhang Jin's faces were slightly stiff, they smiled awkwardly, lowered their heads and said nothing,

They naturally knew in their hearts that compared with the six major banks in the first echelon, Min'an did have a lot of disadvantages, especially now that the financial crisis broke out, and a large amount of non-performing assets accumulated in Min'an Bank, which made the gap even more obvious.

It is precisely because of this that the inside of the bank is actively trying to save themselves. As Chen Yang's old friends, it is no surprise that the two of them were kicked out by a certain vice president to run business.

If it succeeds, it would be a great achievement!

The vice president can be promoted to the president, or even directly enter the head office, and the two of them can also rise up and enter the rank sequence of directors.

At this time, Chen Yang said again, "I think you must have approached Mr. Qin before looking for me, but she didn't agree, right?"

The two women pursed their lips and continued to laugh awkwardly without saying a word.

Chen Yang didn't care either, and explained with a smile, "The Rainbow Fund arranged to transfer 10 billion U.S. dollars into the country, plus some of the later profits, a total of 100 billion soft sister coins,

The money is of great use. I think you should be very clear about the current economic situation. There is an old saying in the economic circles, but every crisis is both a danger and an opportunity!

What the financial crisis brings is not only a change in the market, but also a once-in-a-lifetime investment opportunity.

Because from a macro perspective, there is no problem with the domestic fundamentals. It is only because of the changes in the international market that have had a certain impact on the country that there are temporary difficulties.

Therefore, Rainbow Fund is currently looking for suitable investment targets, and this huge sum of money is prepared for these targets! "

Hearing this, Zhou Na and Zhang Jin glanced at each other, and then looked at Chen Yang, "You mean, the 100 billion is intended to be used for acquisition?"

"It doesn't have to be an acquisition, it may also be a shareholding, it's for investment after all,"

Chen Yang said solemnly, "I think you should also know that the basic accounts of many high-quality large companies are opened in the six major banks, more precisely, the four major banks!

Rainbow Fund puts money in the four major banks, which is more conducive to the smooth development of investment. This is the advantage of the four major banks, but also your disadvantage. Therefore, from the perspective of strategic development, it is reasonable for Mr. Qin to reject your request ! "

These words were very direct and a bit hurtful, but they were impartial and hit the point, leaving Zhou Na and Zhang Jin speechless.

It cannot be said that Min'an Bank has no chance at all, but people have already deposited 20 billion in Min'an Bank, which is far more than Min'an Bank's shareholding in the loan syndicate, what else do you want? !

After a short silence, Zhou Na was a little unwilling, rolled her eyes slightly, and then forced a smile on her face, "Well, Mr. Chen, this time the financial crisis broke out, Min'an Bank also has a backlog of high-quality assets in its hands. Can the fund give priority to ours?"

At this moment, Chen Yang agreed quite simply, looked at her and said with a smile, "Of course, it's okay to do business with someone. As long as the assets in your hands are really worth the money, the 100 billion from the Rainbow Fund will be given to you." It doesn't matter to you!"

Zhou Na and Zhang Jin laughed sarcastically,

They don't have such big ambitions. Now they only hope that they can keep all the 20 billion already in the bank, which is already very good.

Otherwise, the 20 billion will be released in half a year, and I will feel distressed when I think about it.

Now it seems that today's trip is not in vain, let's talk about comfort.

And Chen Yang was secretly complacent,

If you don't put a little pressure on you, how can you bring out the best things? !

It's just right now, you want money, I want high-quality assets, each takes what he needs.

At this moment, there was a knock on the office door.

Chen Yang raised his head and shouted, "Come in."

The door was pushed open, Huang Shan walked in, first smiled and nodded to Zhou Na and Zhang Jin, and then said to Chen Yang, "Is the talk over? It's almost time, it's time to go."

When Zhou Na and Zhang Jin heard this, they stood up quickly,

"I'm sorry, Mr. Chen, for wasting your time. Then, let's take our leave first. I'll leave what I just said to you."

Chen Yang also patted his thighs and stood up, and said with a smile, "It's okay, you still don't believe what I say? But, if you're okay, you can go over with me to have a look. Although Min'an can't participate in this project, there are also people in the later stage. There are many places that need financing, of course, I am talking about buyers, you can go and see if there is any opportunity."

"Really?"

Zhou Na and Zhang Jin looked at each other, and nodded excitedly, "Then excuse me."

...

Zhou Na and Zhang Jin came by car and followed to Nansha, but instead of driving, they followed Chen Yang to a minibus that looked ordinary.

After getting into the car, the two were taken aback by the decoration inside.

Five rotatable luxury seats, and finally a row of sofas for four people, solid wood floor, wine bar,

This is much more stylish than a nanny car limousine,

Do rich people enjoy it this way?

However, considering Boss Chen's net worth, it seems that he has not bought a few private jets, so he is already very low-key.

At this moment, Qin Yu came up holding the armrest, first waved hello to the two of them, then looked around, nodded and smiled with satisfaction, "Well, Toyota is really not lazy, the things it gave are not bad."

Then he said, "Two Gulfstream G550 business jets have already taken off from the United States, and it is estimated that they will arrive tomorrow.

Oh, I found that the financial crisis is really a good thing. As long as the financial crisis comes, things like airplanes and yachts that usually need to be bought in line can be opened up to pick them up. The price is still cheap, which is really a bargain!

By the way, the plane flew back, and there is no place to put it now, so we can only arrange it at Baiyun Airport first, Mr. Huang, since the marina has been built anyway, how about a small airport? ! "

As soon as these words came out, Zhou Na and Zhang Jin were stunned, not even daring to breathe loudly.

Did they really buy a private jet? !

Huang Shan looked at her helplessly, "I said, Miss Qin, you just thought about it as soon as you thought about it. Will I build an aviation base for you someday and send you to heaven?!"

Qin Yu clapped his hands together, "That's a good idea, but don't worry, wait until you get tired of playing with airplanes!"

Sitting in front, Chen Yang's eyes twitched slightly, ignored the two lunatics, turned to Zhou Na and said, "We are going to Nansha now, Hengli and Maitian Culture have joined forces and took a large piece of land there, planning to build a marine theme park,

The project covers a total area of ​​about 6,000 mu, with a total investment of about 40 billion yuan. It is planned to build a large-scale cultural tourism project integrating Ocean Park and Water Park.

Supporting construction of museums, European-style castle hotels, characteristic commercial streets, cultural and creative commercial streets, residential areas, etc.

The key point is a marina. This marina will become the first large marina in Guangzhou, as well as the largest marina in South China and even the whole country. The goal is to surpass Xiangjiang and develop the first super yacht club in the mainland.

The ultimate goal is to create a tourism and life complex integrating sightseeing and vacation, entertainment experience, leisure shopping, cultural creativity, livable life and other functions. "

clap clap...

Chen Yang turned his head helplessly, "Boss Qin, what's your opinion?"

Qin Yu laughed and said, "Mr. Shan agreed just now to build another airport along the coastline next to the yacht club. What's Mr. Chen's opinion?!"

The two of you have discussed it. If Mr. Chen has any opinions, he can only force a smile on his face, "Agreed!"

Qin Yu made an OK gesture, and turned back without hesitation, "OK, Boss Chen agrees, Mr. Huang, you can agree!"

Huang Shan's face was blank, she didn't want to pay attention to her, and she rolled her eyes.

Chen Yang patted his forehead helplessly, then looked at Zhou Na, wanting to continue, but didn't know where to start!

This scene surprised Zhou Na and Zhang Jin,

Is Boss Chen so easy to deceive? !

And that Mr. Qin, who usually looks cold, even with a three-pointed smile in his smile, turned out to be such a happy person?

Fortunately, they finally remembered what they were here for,

Zhou Na remembered what Chen Yang said just now, she turned sideways and said, "Then this Cultural Tourism City project is for sale, isn't it?"

"right,"

Chen Yang finally regained his train of thought just now, and continued, "Museums, hotels, playgrounds, marinas, of course these will be kept and operated by themselves,"

clap clap...

"And the airport!"

Chen Yang turned his head and expressed his affirmation helplessly, "Yes, there is still an airport!"

Qin Yu was satisfied, and went back to discuss with Huang Shan how to get the airport approval!

This thing is not easy to make, it takes a little more thought.

Scratching his hair in distress, Chen Yang bent down and took a bottle of mineral water from under the bar, unscrewed it and gulped two gulps before continuing, "These things will be kept and operated by themselves, but other things, such as shops , housing, etc., will definitely be sold to the outside world.

Theoretically speaking, Nansha will have great development prospects, and such a building brings together ocean parks, playgrounds, and marinas,"

Then turned around abruptly, "And the one at the airport!"

Qin Yu looked at him in surprise, "Why?"

"fine,"

Chen Yang turned around with a grimace, and continued, "Such a brand new cultural and tourism complex will also have a very high crowd gathering effect. Adding the two together, the benefits of real estate projects here should not be too bad.

If you can participate and become one of the designated loan banks for house purchases, it will be of great help to your business improvement. "

The eyes of the two women met, and they fell apart instantly. Then Zhang Jin looked at Chen Yang and said with a smile, "Then, can it be exclusive?!"

Chen Yang looked at her candidly, and asked, "What do you think?!"

Zhang Jin curled his mouth and fell silent.

It's right to think about it, the total investment is 40 billion, and the market value is at least 100 billion or more. Even if only part of the property is sold, it is not a small sum. With the size of Min'an Bank, it may not be able to afford it.

On the other hand, Zhou Na rolled her eyes twice and asked with a smile, "Is the general sales agent of this project still Anjia Real Estate?"

Chen Yang gave her an appreciative look, "Yes."

At this time, Zhang Jin also understood, smiled and gave Zhou Na a high-five,

Since we are old friends, what else is there to say, of course it is the most delicious meal, let Min'an Bank eat it first!

...

In fact, Nansha seems very far away, 70 to 80 kilometers away from the center of Guangzhou, but after the opening of the Nansha Port Expressway, it is quite fast.

In less than an hour and a half, three cars drove into an open space.

Yes, three cars, Dong Qiuxia drove the first one, Fang Qi drove the rear one, Qiao Guanghui and Shen Youshun were in the minibus, protecting the bosses tightly.

The car stopped beside a blue tent, and Chen Yang and his party got out of the car one after another.

Dai Shouliang and Liu Hongbo had been waiting here for a long time. When they saw Chen Yang, they immediately went up to meet him.

Chen Yang waved his hand casually to say hello, and looked around, "It's quite big here!"

"It's really big," Dai Shouliang said with a smile, "and the location is excellent, close to Tianhou Temple and Binhai Park, which just constitutes a golden triangle of culture and tourism."

Liu Hongbo also said excitedly, "This place is indeed blessed with rich landscape resources. In the future, our company can also use this place as one of the scenic spots for filming!"

Take attractions?

Chen Yang pursed his lips, nodded thoughtfully, thought for a while and said, "Mr. Liu, do you think there is something wrong with building a Binhai film and television city here?"