Rebirth Starts From 2006

Facing Qin Yu's aggressive attitude, Liu Xiufen not only didn't get angry, but the corners of her mouth curled up slightly,

"Oh, then, what does President Qin mean?"

In the negotiating field, fighting for every inch of profit is the way to do business. If there are only good words and friendly words, it will probably be nothing in the end.

Looking at it now, what Boss Chen said just now was really not a cliché, and Min'an Bank is likely to catch a big fish.

Qin Yu smiled, smoothed his skirt back with both hands and sat back on the chair, and directly stated his own conditions, "In terms of shares, we will directly round up two hundred for you, and it will cost 1,177,700 million shares,

As for the stock price, anyway, the private placement has a maximum period of six months, so the benchmark will be half a year later, which is the last day of validity of the private placement, and the closing price of the previous trading day.

Finally, with this shareholding ratio, it is not too much to add a vice chairman seat! "

Liu Xiufen stared at Chen Yang with beautiful eyes,

Boss Chen held the teapot and served tea with a smile, without saying a word.

This knife cut was indeed hard enough, and it was what the three of them had discussed just now, but, in business talks, negotiations, that's it, if you don't cut harder, there will be no room for concessions later.

What is the lowest point of Min'an Bank's stock price? Chen Yang doesn't know. He only knows that the market will fall below 1,800 points in the second half of this year.

He also forgot the exact time, but it doesn't matter, as long as he knows the general idea,

So correspondingly, that is, during the second half of the year, the stock price of Min'an Bank will also bottom out. Using this to negotiate the price, even if it is not the lowest, it will not be much higher.

Of course, they never thought that Min'an Bank would accept this condition.

It's nothing more than a negotiation, asking prices all over the sky to pay back the money, as much as you can negotiate, and any less is earned!

Turning her eyes away from Chen Yang, Liu Xiufen looked at Qin Yu who was opposite, and said with a smile, "Boss Qin is right in one thing, everyone is an expert, as long as people don't speak secretly,

Min'an Bank is indeed a little nervous in terms of capital flow, but it is not unsustainable. If a strong man cuts off his wrist, Min'an will still live well, although he will lose a little.

In half a year, the day lily was cold, and at that time, Min'an had no need to seek financing. "

There is still half a sentence she refrained from saying, that is, if this opportunity is missed,

It will not be so easy for Rainbow Fund to invest in a large national bank.

However, now Min'an is in a weak position, and Rainbow Fund is a major client, so she swallowed words that might offend others,

In other words, it's not yet time for the needle to point to the wheat.

Qin Yu laughed and said, "Since we proposed this plan, we naturally have a solution.

First, Rainbow Fund and Rainbow Valley Capital can initiate a packaged acquisition of a large number of non-performing assets under Minan Bank,

I believe that these acquisitions should greatly improve Minan's NPL ratio and cash flow, and these improvements will also be reflected in the stock market.

Second, for the insufficient part, Minan Bank can issue convertible bonds in a targeted manner. Within the value range corresponding to the number of shares we proposed just now, we can fully subscribe for these bonds.

In this way, I think Min'an Bank should no longer have cash flow troubles! "

Liu Xiufen silently calculated in her mind,

Let’s look at packaged acquisitions first. Hengli Real Estate has scooped up a lot of land before, but compared to the entire Min’an Bank’s non-performing asset package, it’s nothing worth mentioning.

If Rainbow Fund can initiate a packaged acquisition of non-performing assets, even if it only acquires a small part of the entire asset package, it will be of great help to Min'an.

So this one can show the sincerity of Rainbow Fund.

Looking at another article, convertible bonds are indeed a very good solution, but the key point of the problem is still the share agreement.

If the board of directors really agrees to issue additional 1.177 billion shares, it will account for 5.885% of the total share capital. This ratio has exceeded some of the founding shareholders. Rainbow Fund is fully qualified to join the board of directors and get a seat.

As for whether it is a director or a nominal vice-chairman, there is actually not much difference. The key lies in the scope of authority. Let the board of directors have a headache.

And how much money can these shares exchange for?

If it is calculated based on the minimum price of five yuan per share, it is 5.8 billion.

Yes, even Liu Xiufen herself, or the board of directors of Min'an Bank who entrusted her, never thought of selling the stock at the current stock price.

No one is a fool, no one will accept this price,

As for the price proposed by Qin Yu in half a year, it is impossible for Liu Xiufen to agree to it.

Who knows what will happen in half a year. With the current market trend, if it really slips into the abyss, then Min'an will lose a lot, and it is better to mark the price clearly!

Speaking of it, 5.8 billion is not a small amount, especially since it is capital rather than debt, which has a very different meaning. At this critical moment, the introduction of a strategic investor will also greatly boost the confidence of the market and shareholders. effect,

The question now is how to reach an agreement with the other party!

Thinking of this, Liu Xiufen raised her head and said, "Your launch of a packaged acquisition of non-performing assets is completely welcome, and I can express my position now that we will cooperate with you in the acquisition at the most sincere price.

As for the issue of shares and director seats, I can report to the board of directors, but the stock price cannot be set according to your requirements. This pricing method is too risky for us and for you, so, It is better to negotiate a suitable price. "

Qin Yu pursed his lips and said, "Min'an Bank is a listed company, and the China Securities Regulatory Commission has relevant regulations. The stock price of the private placement issue shall not be lower than 90% of the closing price of the market on the trading day before the transaction date. If the current stock price is used, We can't accept even a 10% discount, it's too expensive!"

Eighty-seventy-six cents, and seventy-eight cents for a 10% discount, which is indeed still high.

Although the highest stock price of Min'an Bank last year was more than fifteen yuan, but before the bull market came, that is, in 2005, their stock price was only four or five yuan. In Chen Yang's view, this is the Reasonable price.

As for the fact that the issue price rose to more than 20 yuan earlier, and the issue price was more than 11 yuan, it was in the hype stage of the new stock listing. Later, this stock was transferred many times, and the value of the stock was greatly reduced, so it is not comparable.

Seeing Qin Yu's insistence, Liu Xiufen also had a headache. After pondering for a while, she decided to leave this issue to the bosses of the board of directors to decide.

Then he said immediately, "Mr. Chen, Mr. Qin, Mr. Huang, I came here in a hurry today, and I didn't get full authorization. Since we both intend to cooperate, how about we find another time to have a formal detailed discussion?"

Seeing Liu Xiufen say that, Chen Yang and Qin Yu have nothing to do,

It is the other party who should be anxious now. Since they want to talk another day, let's talk another day.

However, Chen Yang also understood in his heart that this kind of negotiation cannot be delayed for too long, otherwise, as Liu Xiufen said just now, after a long time, the Min'an Bank will no longer need the funds, and the negotiation will end without result , is not a good thing for both parties.

When she got up to say goodbye, Liu Xiufen suddenly laughed, "Three, if this cooperation can be successful, then, shouldn't the fat and water not go to outsiders?!"

What she meant was obvious. If Rainbow Fund really became the major shareholder of Min'an Bank, then, from a moral point of view, it should transfer part of the cash deposits to Min'an. This is the attitude a major shareholder should have.

Qin Yu smiled, took a step forward, and said, "It's true that the fat and water don't flow into other people's fields, but you can't put all your eggs in one basket.

The Min'an Bank invested too much in small and micro enterprises, so that when the financial crisis came, small and micro enterprises with insufficient anti-risk capabilities went bankrupt and closed down on a large scale, accumulating so many non-performing assets.

Lessons learned from the past, our Rainbow Fund does not dare to make mistakes easily! "

Chen Yang gritted his teeth and suppressed his smile, but he couldn't hide the raised corner of his mouth, so he had to quickly lower his head,

It is said that beating someone does not slap people in the face, but Qin Yu is directly greeting people in the face!

As expected, Liu Xiufen's face was slightly stiff, and she didn't know how to answer the words for a moment.

She has seen a lot of being rude, but it is really rare to be so rude.

Huang Shan hurriedly made a siege from the side, and said with a smile, "If we can really reach a cooperation, next month, we will have a sum of three billion US dollars back, and we can arrange to transfer it to Min'an Bank at that time."

The money that exists in the four major banks must not be moved, and it is even considered to increase, otherwise it will affect the relationship with the four major banks, and the blood transfusion to Min'an Bank can only be transferred in from abroad.

Liu Xiufen's eyes lit up immediately, three billion US dollars is more than 20 billion soft sister coins, this figure is acceptable!

Immediately took a deep breath, smiled brightly again on his face, stretched out his right hand and smiled, "Then I wish us a happy cooperation!"

Now that she has just been promoted to the acting president of the Guangzhou branch, if she can get the deal done, she can remove the code,

Then, the Rainbow Fund is very likely to occupy a seat on the board of directors, build a good relationship with them, and maybe I will borrow the other party's place in the future, a little unhappiness is nothing!

...

Chen Yang and the others were right, and Lang had a love affair with a concubine. The next day, the vice chairman and president of Min'an Bank led a team to Guangzhou to start negotiations. After several days of urgent negotiations, Rainbow Fund and Min'an Bank reached an agreement. agreement,

One is a strategic investment agreement,

Min'an Bank issued short-term convertible bonds of 6 billion soft sister coins to Rainbow Fund. The validity period is three months. After three months, Rainbow Fund has the right to demand that this part of the bond be sold according to 90% of the stock price at that time. into common stock,

Of course, if Rainbow Fund still feels that this price is unacceptable, it can also give up the shareholding and pay the principal and interest by Min'an Bank. Bank repays principal and interest,

If the rights are not waived, Rainbow Fund can apply for an additional director seat on the board of directors after all of them are converted into ordinary shares.

As for shares,

The target number of shares for the strategic investment is 1.1 billion shares. After the debt-to-equity swap is completed, if it is not enough, the Min’an Bank will issue an announcement to repurchase shares by the Rainbow Fund in the form of major shareholders. Until the total amount of 1.1 billion shares is reached.

The other is a strategic partnership agreement,

From now on, Rainbow Fund will cooperate with Rainbow Valley Capital to launch a packaged acquisition of non-performing assets under Min'an Bank.

Min'an Bank is obliged to ensure the transparency of relevant asset information and actively create conditions for the transfer after the completion of the acquisition.

Rainbow Fund guarantees that after reaching a specific acquisition agreement, it will guarantee to pay relevant fees on schedule.

...

It was against such a background that Chen Yang met Zou Rong for the first time in his office!

Tuesday, May 6,

In Guangzhou in early May, Mr. Sun has already started to show off his power. People generally wear short sleeves.

Rainbow Financial Building, in the chairman's office, the air conditioner is cool and breezy,

Chen Yang happily sat in the office, holding a little loli on his lap,

"Tut tut,"

Boss Chen shook his head and sighed, "This is the life a big boss should have!"

Zou Rong gritted her teeth and pressed her forehead against his chin, "You still say,"

Then he grabbed someone's immodest hand and pulled it out of the skirt, "Can you be more serious in the office!"

"Okay, let's be serious,"

Boss Chen coughed dryly, "You said that you have already come to work, why don't you just resign?"

Zou Rong's face was full of confusion, and after a while, she finally nodded, "Okay, then I will resign after finishing this project!"

"Hey, that's right!"

Chen Yang was overjoyed, put his arms around the little girl and took a sip, and said with a smile, "Come and be my assistant when the time comes,..."

Before he finished speaking, he was interrupted by Zou Rong, "I think you are beautiful! Even if I come, I must go to the legal team at Honggu, otherwise, why should I come here? It's not good to eat and drink at home. what!"

Chen Yang curled his mouth, pitifully,

"Stop it,"

Zou Rong rolled her eyes, but she couldn't bear it after all, so she held her big head and gave a mouthful.

Then something bad happens,

Five minutes later, Zou Rong grabbed her hand hard before being let go and gasping for breath.

Glaring at him viciously, Zou Rong pouted, "Oh, there are so many people in the bank, why did you pick me here? Don't you know how to avoid suspicion?!"

Now she also understands that she is able to get this kind of treatment in the bank because of her husband's honor after all. Even when she had the opportunity to work in the bank, it was possible that Chen Yang was behind the scenes.

It's just that she won't get to the bottom of this kind of thing,

The problem now is that Min'an Bank and Rainbow Fund reached a strategic cooperation agreement to package and deal with a large number of non-performing assets, but she was selected to join this project team.

How should she deal with this? !

No matter which side she leans on, or whether she is impartial, gossiping people are absolutely indispensable inside the bank.

This is also the main reason why she agreed to Chen Yang to resign from the bank so simply.

There are people pointing at the back, there is no way to stay there!

Chen Yang put his arms around her, patted her back lightly twice, and said with a smile, "Perhaps, you were selected to participate in this project because of your outstanding performance!"

Zou Rong's beautiful eyes turned white, she didn't want to pay attention to him,

Chen Yang laughed. In fact, in his opinion, Min'an Bank arranged for Zou Rong for two reasons.

First, to show a candid attitude. Zou Rong herself, as an internal employee of the bank and a legal consultant in charge of M\u0026A legal work, knows more or less the real situation of these assets.

Anyway, this employee and Boss Chen are a family, and it is impossible to hide the truth. It is better to be honest, at least to appear aboveboard, and at the same time to convey goodwill.

The second is to use this method to tell Chen Yang from the side that we can show our sincerity without reservation, and I hope you can show your sincerity too!

It's just that there's no need to tell Zou Rong about this kind of nonsense.