Rebirth Starts From 2006

The main body that will annex Santander Bank will be changed from Rainbow Group to American Rainbow Financial Group, and then it will open up a certain amount of investment equity, attract several strategic investors, and launch an acquisition war for Santander Bank in the form of share acquisition. ,

In comparison, it is indeed more feasible than the original plan of directly throwing money at it.

That kind of thing is quite untechnical.

Huang Shan squinted her eyes and thought for a while, took a sip of coffee, and said while thinking,

"There are several questions here. First, will the boss agree?"

Qin Yu shrugged, turned around and faced her, rested his elbows on the table, supported his chin with his palms, and said with a pout,

"I also know that the boss has never had the idea of ​​opening up the shares of Rainbow Group, but there is still room for maneuver."

Sleepiness came over her, and even after drinking several times of coffee, Huang Shan put down the cup, lay down on the sofa, and said with her eyes closed, "What are you going to do?"

Qin Yu also closed his eyes and said,

"In the boss's mind, the real escape route is the banana and lychee company. That company is also the only company that is fully owned by him personally. The shares are not open to anyone. In comparison, Rainbow Group can only rank second.

However, just because he didn’t say anything about opening up Rainbow equity, it doesn’t mean he really doesn’t plan to open it up at all. Otherwise, he wouldn’t have ranked Banana Lychee Company at the back and wouldn’t have given us two shares. "

Huang Shan said without raising her eyes, "Well, continue."

Although Qin Yu closed his eyes, he was still sorting out his thoughts.

"Besides, I don't really want him to open up the equity of Rainbow Group. In fact, even if he is willing, I am not willing, and you won't be happy either.

My idea is to turn the American Rainbow Financial Group from a branch into an independent company by referring to the practice of setting up a subsidiary company. Rainbow Group will only be a holding company. This will not have an impact on the current shares of Rainbow. "

Huang Shan suddenly opened her eyes and turned to look at her, "Well, this is a good idea. From now on, there will only be Rainbow Holdings and no more Rainbow Group.

I think it works, and the probability of the boss agreeing should be very high.

So, second question, after all, Santander's main business scope is in Europe. In addition to Spain, it has deep penetration into the financial markets of Western European powers such as the United Kingdom, France, Germany, and Italy.

You just talked about how to solve the hidden dangers from the United States, but you did not mention the problems from Europe.

After the acquisition is completed, we will compete head-on with many European banks. How do you plan to solve this problem? "

Qin Yu still didn't open his eyes and muttered, "It's simple, gather a group and fight together. Everyone knows that our goal is Santander and BNP Paribas, but they don't know that our real goal is only Santander.

We started to take action against the two banks at the same time. When BNP Paribas proposed a settlement, we took advantage of the trend and stopped. Instead of returning the shares, we proposed certain stock exchange conditions and exchanged them for the shares of American Rainbow Company, maintaining our relationship. They have a certain influence,

Being able to invest in Rainbow is also good for them, and they probably won't refuse.

There are also Royal Bank of Scotland, HSBC and UBS UBP. With this contact and friendship, we can also invite them to join the game. They will invest in us and we will invest in them.

Anyway, as long as we don’t lose our absolute controlling stake, that’s fine.

In this way, we can all have a voice in the four major European banks, and even if we cannot become friends, we will not become enemies.

As for other banks, everyone will be done with the market based on their own abilities. If anyone doesn’t have eyesight and dares to launch a financial war against us,

After merging with Santander, who else are we afraid of? "

Santander has business and Rainbow has funds. As long as the top giants don't take action, Qin Yu is confident that he can handle it calmly.

Even giants such as Goldman Sachs and Morgan would have the confidence to be fearless as long as they gave her three to five more years.

Huang Shan nodded lightly, "Make more friends and fewer enemies, but if you really have enemies, you will also have shotguns to serve you. Well, you can.

So, now there is only one last question left, what should we do after the plan is successful? "

Hearing this, Qin Yu finally opened his eyes, but his pretty face also fell.

"This is my biggest headache right now. There are no generals in Sichuan!"

The organizational structure of ordinary banks is easy to describe. It is nothing more than deposit collection, risk control, and lending. They are all the business scope of commercial banks, or retail banks.

But for large banks such as Goldman Sachs and Morgan, which include comprehensive businesses such as commercial banking, investment banking, securities, and financial management, the requirements for managers are really high.

Taking Goldman Sachs as an example, its business is first divided into two major sectors, namely global capital markets and asset management and securities services.

Then under the global capital market, it is divided into two parts: investment banking and trading and self-operation.

The other is asset management and securities services,

There are several branches further down from these.

Theoretically, one person can only specialize in one sector.

It is impossible for those who engage in securities to be proficient in commercial banking at the same time, and those who engage in investment banks may not be able to be traders.

Of course, Santander has experts in all sectors, and there is also a shortage of such talents in several companies that Caihong acquired before.

However, Rainbow does not have a general who can manage all these people.

You can't continue to retain Santander people after acquiring Santander.

As for Fuld, who is currently at the helm of Lehman and may be the last, he is certainly a good candidate.

Fuld joined Lehman in 1969. He started as an ordinary trader and eventually grew into a famous "Bulldog" on Wall Street. He was impeccable in terms of qualifications and ability.

But no matter what, now is not the right time to push this person into this position.

When Lehman falls, I don’t know how many people will hate the loser who caused Lehman’s final outcome.

If not a few years ago, to be precise, since 2004, Fuld has aggressively entered the mortgage market, bought a number of mortgage companies and banks, and packaged the mortgages into bonds for sale.

Later, with the outbreak of the subprime mortgage crisis in the United States, the originally hot real estate market suddenly turned sharply. Due to the large amount of collateralized debt securities that could not be sold, Lehman Corporation could only end up in bankruptcy.

Maybe his colleagues on Wall Street who are also in high positions will understand him, but countless investors who have lost their money will not.

Even if Fuld once brought them generous rewards, it could not change this fact.

So if Fuld is really used as the helm, this brand new bank will inevitably encounter resistance and doubts from countless people.

This is also the reason why Qin Yu told him a few hours ago that no other company would accept him except Caihong.

Of course, even if Rainbow would accept him, it would be for another purpose, rather than being placed in that position.

The two women looked at each other speechlessly across the corridor. After a while, Qin Yu broke the jar and threw himself directly on the sofa. He kicked off his shoes twice and lay on his side and said, "No matter what, I'm so sleepy, broken." Have a good sleep!"

Huang Shan grinned, let out a long breath, straightened her head and stared blankly at the ceiling. Within ten seconds, she fell asleep.

A few minutes later, Dong Qiuxia and Fang Qi, who had heard nothing, came out and gently took out blankets to cover them before going back to rest.

…

August 6, Wednesday,

There is no wind, but the sun is very strong!

It was fine when we were in the hotel, and it was fine when we got in the car, but as soon as we got off the car, a wave of heat hit us.

The most important thing is that there is no wind!

July and August are the hottest months in Beijin. Especially when there is no wind, the dry heat is even more uncomfortable.

Mother Chen held on to the brim of her hat, but she didn't feel hot at all. As soon as she got off the car, she looked around, "Is this Tiananmen Square? Why don't you see Tiananmen?"

The tour guide immediately stepped forward and answered, "Auntie, this is the parking lot near the square. Parking is not allowed in the square. We have to walk there, but it's not far. We'll be there in a few minutes."

The Olympic Games haven't started yet, so of course you can't be idle these two days. It's only normal to walk around Beijin City. After collecting everyone's opinions, Tiananmen was not surprisingly the common choice for everyone.

So, they appeared here.

Chen Yang didn't take the apricot flag today. Instead, he got an electric wheelchair to push. He ran up to grandma and said as if he was offering a treasure, "Grandma, this thing is fine. You sit down and I will push you over." "

When grandma saw it, she immediately waved her hands with a look of dismay on her face, "My legs are not broken, why do I need this thing? I can't sit down if I don't want to."

After saying that, he walked forward with his legs.

Well,

Chen Yang was a little helpless. After more than ten years of storage, this thing has become a hot commodity, especially in relatively large scenic spots. It has become fashionable to rent a wheelchair for travel. Why doesn't grandma want it?

Then change it to another one.

Push it to the eldest aunt,

The eldest aunt rolled her eyes and left.

For mom?

Mother Chen didn't even look at him, she threw her arms and ran forward.

In the end, we had no choice but to put Wang Hong and the two little girls of Zou Xiaojun's family in wheelchairs and push them.

I must bring this thing with me, just in case grandma gets tired after leaving.

Since he was not in a hurry, the tour guide arranged plenty of time. He didn’t go anywhere today and just walked around the square.

The first place to go was naturally Tiananmen Square. There were about forty people. Except for Chen Yang and Zou Rong, almost all of them were visiting Beijin for the first time.

Standing in the square, looking at the scenery that can only be seen on TV or in books, I felt particularly excited. Naturally, my first reaction was to take pictures!

But today, instead of taking pictures with a mobile phone, I switched to a professional camera, and the travel agency arranged for a professional photographer to take the photo.

Chen Yang and Zou Rong stood nearby and watched happily. They thought they had the same reaction when they came here for the first time, and found it particularly interesting.

When there are more people, even simple things will become complicated. It took half a day to take a photo.

After finally taking the photo, the experienced tour guide led the crowd towards the Tiananmen Gate Tower.

In fact, there are many other attractions around the square, such as memorial halls, monuments, museums, and even the National Center for the Performing Arts where we got off the bus just now, which is also an attraction in itself.

But people who come to Beijin will almost instinctively walk towards the tower with the huge photo after standing here, and they are no exception.

Following the crowd, climbing the city tower, watching the national flag guard class training, and entering the Forbidden City, Chen Yang seemed particularly leisurely.

The wheelchair carrying the two little nieces had already been pushed away by Zou Xiaojun. Zou Rong was by his side, unknowingly holding his hand, raising her head and laughing softly, "I haven't seen you so relaxed for a long time!"

"ah?"

Chen Yang looked down at her in astonishment, then realized and said with a smile, "Why don't I relax?!"

This is the truth. He basically doesn't care about the company's affairs now. He only gives his own answers on some major matters when Huang Shan asks for his opinion.

If this is considered tiring, then there really is no easy job in the world.

"Well, it just feels different,"

Zou Rong pouted and wrinkled her nose and said, "Although you are fine in the company, you don't feel as relaxed as you do now. What are you like instead?"

The little girl tilted her head and thought hard, but she could never find a suitable adjective.

Chen Yang blinked and said thoughtfully, "A canary in a cage?"

"Yeah,"

Zou Rong immediately nodded repeatedly, raised her head and said, "I'm okay, but I'm not very happy either. I guess it's because you are too close to the company. Even though you don't care about anything, you are always thinking about it unknowingly. The situation in the company,

If you look at it now, you are hanging out with everyone, far away from the company, and Sister Shan and Sister Yu don’t always come to you. It’s different now! "

As he spoke, he looked at him with confirmation and nodded vigorously, "It's indeed different!"

Chen Yang's mouth twitched slightly, and he said while suppressing a smile, "Then what you mean is that Mr. Shan and Mr. Yu should stop bothering me?!"

When Zou Rong heard this, she immediately glanced at him angrily, "Are they bothering you for themselves? They have serious business!"

After a pause, he added, "However, I think that in the future, when you are not particularly busy, we can go out and walk more like we do now. After all, we should balance work and rest, and you can't make yourself too tired, right? !”

"Yeah, yeah,"

Chen Yang nodded vigorously, "Madam is right, what Madam said makes sense. From now on, we will do as Madam says!"

Zou Rong grinned stupidly and said nothing.

It's a pity that the wish is beautiful, but the reality is cruel.

Boss Chen was relaxing when the phone in his pocket rang again.

Just like when he started his business, Boss Chen still has two mobile phones, both of which are now kept in Zou Rong’s bag.

Without needing to take it out, Zou Rong judged that it was the mobile phone specially used for official business. Her face suddenly fell, and she took out the mobile phone and said,

"I see, this wish can't be realized. It was just a quiet day yesterday, and it came again early this morning!"

As he spoke, he took out his mobile phone, glanced at the screen, and was stunned for a moment. He quickly handed it to Chen Yang, "It belongs to Mr. Dajiang Wang."

Wang Tao?

Chen Yang was slightly startled, and quickly took it over to connect, "Hello, Mr. Wang?"

Now Wang Tao is leading a group of people to prepare for the Olympic opening ceremony. He called suddenly at this time. Could it be that something happened? !