Rebirth Starts From 2006

In the process of real estate transactions in later generations, there is also a third-party security account for fund security issues. The most common method is to be managed by an intermediary company, but this so-called security account cannot be controlled by the buyer. It is necessary to test the character of the intermediary company. This is how the news of those intermediaries running away with money or colluding with the seller to pay in advance came about. For this reason, Shanghai later set up a security account under official supervision. The intermediary is more credible, which can be regarded as an improvement.

In fact, it is not complicated to set up a co-management account, but Chen Yang is not sure why it is not promoted, but it does not prevent him from using it himself, especially in this era when even safe accounts are rare, he should be more careful. Buyer, it's normal to speak louder, right?

Director Yao listened to Chen Yang's words very seriously, then frowned and pondered for a few seconds, and understood the meaning of this jointly-managed account, then he couldn't help but sighed and said, "Young people are awesome, I really don't want to I know that the bank actually has this joint management account business. Mr. Chen, your suggestion can be said to be of great significance to the regulation of the entire real estate intermediary industry. What are house buyers most afraid of? Isn't it just empty money and a house! I agree in principle to this proposal."

Donghe Group started out as a trader, and only entered the real estate industry two years ago. Donghe Building and Jianghaiju were the first two real estate projects he developed. The strength is not bad, but for some uncommon financial instruments, this veteran businessman I really don't know much,

Then Director Yao looked at Chen Zhihao and said, "Lawyer Chen, from a legal point of view, is there any problem with this procedure?"

He himself really doesn't mind this rule. If he hadn't thought of this before, he might have done it a long time ago. It's nothing more than receiving the money a few days later, but it can provide an important promotional point. Why not do it, However, the necessary legal advice is still indispensable.

Sometimes a lot of things are really just a layer of window paper. On the other hand, as an intermediary company, Xue Ying's eyes are already full of splendor. As an intermediary, it is of course unrealistic to open a joint management account for every transaction, but the intermediary itself Setting up an independent security account and providing financial guarantee from the perspective of a neutral person can dispel the doubts of buyers and sellers to the greatest extent? !

Of course, this method is more suitable for the business of buying a house with full payment. If it is replaced by a loan to buy a house, it will be more complicated with the role of the bank, but the whole process should be able to run smoothly. She needs to go back and think carefully. When it comes to implementation, it will really affect the intermediary industry across the country, as Director Yao said, and what kind of fame and fortune will he gain by then? !

Chen Zhihao helped his eyes on the bridge of his nose. After thinking for a while, he shook his head lightly and said, "No matter from the business or legal point of view, Mr. Chen explained it in great detail just now. There is no problem in principle. This supervisor can be handled by me. I believe that the credibility of the law firm is still guaranteed, but I don’t know which bank Mr. Chen has appointed as the custodian bank?”

As he spoke, he turned his attention to Chen Yang and said with a smile, "If Mr. Chen doesn't have a strategic partner bank yet, our law firm also has quite a few clients in the banking industry. Maybe we can recommend a few. After all, the processing efficiency of each bank is different. We'd better choose one with high efficiency, of course, the choice is still in the hands of Mr. Chen himself."

After saying this, he sighed faintly in his heart. It seems that he still has a lot of shortcomings in business. He has never even heard of this joint account. Well, go back and ask friends in the banking industry to find out. Maybe some customers also can come in handy.

Chen Yang laughed, and said, "Thank you, Lawyer Chen, for your kindness, but I already have a long-term cooperative bank here. I am very relieved to cooperate with them, and I am also satisfied with the efficiency, so I have no plans to change them for the time being."

"Oh, that would be even better," Chen Zhihao didn't hide his inner curiosity,

Asked, "I don't know which bank it is?"

Chen Yang said with a smile, "Min'an Bank Shijing Sub-branch."

"Min'an Shijing Sub-branch?" Chen Zhihao shook his head lightly, with a trace of regret in his eyes, "We have never cooperated with this bank, but since they can get Mr. Chen's approval, I think there must be opportunities for cooperation in the future. "

It's a pity that it's a pity. If it's an old customer, maybe you can earn some labor fees from it. No matter how small a mosquito's legs are, he is still meat. It is because of this wolfish nature that he never let go of it that he only took seven or eight years to become a senior lawyer who stands alone. Otherwise, how would he make money? ! However, new customers are also good, so that it is possible to develop into customers!

"Haha, there's no need to wait for the future." Chen Yang spread his right palm to signal Yao Dong, and said with a smile, "Yao Dong is fine, and Lawyer Chen agrees, so we can cooperate this time."

"Yes, that's right," Chen Zhihao laughed dumbfounded, nodded twice, and said, "Okay, since that's the case, let's revise the contract now,"

Then he looked at Ye Yingzi who was sitting beside him, "Xiaoye, according to what Mr. Chen said just now, quickly modify it."

"Okay," Ye Yingzi nodded immediately, cheering up, and then took out a ThinkPad X41 Tablet from the computer bag she was carrying, opened her calf and her thighs together, and put the computer directly on her long legs, Start the file and call it out for modification.

Chen Yang couldn't help but twitch the corners of his mouth, not because of Ye Yingzi's busy work attitude, but because of that small laptop, which costs 10,000 to 20,000 units, and it is distributed to assistants casually. It's a local tyrant.

Within a few minutes, the document was revised. After both parties confirmed it, it was printed out with the printer in Director Yao’s office. After Chen Yang checked again, he found no problems, so he signed and sealed the contract. up.

Of course, there is no bank collection information in the contract, which will be clarified in the form of an attachment after the account is opened.

After the matter was done, Chen Yang stood up and said goodbye.

Director Yao sent him to the elevator entrance, and said with a smile, "Mr. Chen, I'll wait for your news here, and get ready on your side. I can send someone over here at any time."

Naturally, what he was talking about was the jointly-managed account.

Chen Yang shook his hand and said with a smile, "Don't worry, Director Yao, I will deal with it as soon as possible. Today is Thursday, so if you hurry up, it will be done today and tomorrow."

Isn't it just to bring the official seal information to the bank to open an account? There is no difficulty, but he wants to say hello to Zhou Na first, and take this opportunity to discuss how to improve the cooperative relationship. If it can be directly promoted to strategic The height of the partner is the best.

After getting out of Donghe Building, the three got into the car, and Sagitar drove forward slowly under the control of Sun Taoliu.

Sitting in the back row, Chen Yang took out his 8800 mobile phone, dialed Zhou Na's number,

"Hi, Ms. Zhou, hello, that's it. I want to open a jointly-managed account in your bank. Please introduce me to the people in the business department over there."

In the next second, Chen Yang, who was smiling all over his face, was stunned, "No joint management account?"

how can that be? Many banks in later generations have this business. He remembers that ICBC was the first to open this business, but Min'an Bank was also the first to follow up. How could it not?

Could it be that ICBC hasn't launched this business yet? !

Didn't I just waste half a day's effort?

What to do now? ? ?

At the same time, Zhou Na was holding her mobile phone in a daze. She waved her hand to signal the girlfriends who had heard the news not to interrupt her, and then asked in a low voice, "Mr. Chen, I don't know what you mean by this jointly-managed account?"

Don't even know what it means?

Regardless of whether she knew it or not, Chen Yang asked again, "Is there no other bank that opened this business?"

Zhou Na blinked blankly, searched her stomach very hard, and finally said dejectedly, "Sorry, Mr. Chen, I really haven't heard of this."

You can understand the meaning of a joint-management account just by listening to the name. The question is, have any banks in China opened this business? how would I not know? ? ?