Rebirth Starts From 2006
Chapter 77
After adjusting her mood, Liu Xiufen said with a smile, "Mr. Chen, please don't be modest. Your perspective on the M2 index really gave me a lot of inspiration. By the way, since Mr. Chen is going to do real estate brokerage business, cooperation should be indispensable." Credit Bank, do you have a choice?"
Here comes the show.
Chen Yang was shaken, and said with a smile, "Not yet, I really hope to reach a cooperation with your bank, but I don't know if there is such a chance."
"Mr. Chen was joking. Why don't we do business if we have business?" Liu Xiufen said with a smile, "In this way, since Mr. Chen has a good cooperative relationship with Shijing Sub-branch, I will say hello to Shijing Sub-branch. The company's designated lending bank, regarding the fees, can be determined according to the most favorable treatment, or more directly, it is better for the two of you to sign a strategic cooperation agreement, and the conditions in all aspects will definitely not disappoint Mr. Chen."
Chen Yang immediately laughed from ear to ear, hey, you can achieve your goal without talking about it, this beauty Liu is so real!
The real estate company cooperates with the bank. On the one hand, the real estate company can bring business to the bank. On the other hand, the bank can also provide the real estate company with credibility endorsement and customer loan convenience. It is a typical win-win cooperation.
However, there has never been a non-profitable transaction. Since it is a cooperation, everything has already been priced. The mortgage is the bank's lunch, and the loan rebate is the meat of the real estate company. It's just mutual benefit.
It’s just that this kind of mutual benefit is divided into different grades according to the strength of the partners. There are countless real estate companies, but there are only a few banks. There, the weak side still has to succumb to the power after all. Unlike later generations, inter-bank competition has intensified, and account managers have opened the door for convenience, and the strong and weak have changed hands. Many banks have been manipulated by intermediaries
Of course, that will be in the future. For now, with President Liu's words, Chen Yang will save a lot of time, and get the most favorable policy under the current conditions, and even exceed it. If he wants to go further, unless his company can grow and become a partner of the provincial bank, there will be no room for negotiation.
The goal is achieved, so there is no need to say too much later,
President Liu is only responsible for checking the general direction, and the specific implementation is done by the following people. After Shao Fang informed the president of the Shijing Sub-branch, he chatted with Chen Yang for a few more words, and this sudden meeting came to an end.
As soon as Chen Yang left, Liu Xiufen called her daughter, "Nana, tomorrow morning Chen Yang will go to your bank to open a joint account. You can participate in this matter. I have already greeted your president."
"Mom, didn't I tell you not to meddle in my affairs? Why is it like this again?" Zhou Na muttered, and then asked in surprise, "Isn't there no joint account? Why do you have it again?"
Liu Xiufen said with a smile, "Nothing doesn't mean we can't do it. Furthermore, it is precisely because there isn't one, and the market demands it, that we should do it. Compared with expanding risks and increasing the proportion of loans, this business can be regarded as promising." The right way of higher promotion value, I have decided to set up a pilot in your branch. There are a large number of wholesale markets and small factories around the Shijing branch. Customers will not be out of control because of too much capital at the beginning. After this model is run through, if there is no problem, it can be fully promoted.
In addition, the cause of this business is because of you. If you hadn't called me, I wouldn't have thought of this so quickly, and then launched a new business at this time. If I miss this time, I may follow other banks in the future If you follow the trend, you will be reduced to a follower, so if you are rewarded for your merits, what's the problem with letting you participate? "
Zhou Na pouted, paused for two seconds, and then said, "But I'm from the credit department, so that should belong to the business department.
"
There is nothing wrong with my mother saying that. What's more, after six months of training, she finally understands that regardless of luck and meeting Chen Yang, if she works hard on her own, she might really be like Manager Yu. In my previous life, I could only be a small manager in a sub-branch, and maybe even a manager may not be able to do it. That is not what I want.
Well, anyway, as long as it's not too much, it's acceptable to take advantage of it. Besides, my mother is right, I have my own credit for this matter, why can't I hold it in my hand!
Liu Xiufen could naturally feel the change in Zhou Na's tone, and said with a smile, "After half a year in the bank, you have made hundreds of millions of dollars in sales, and there will be more sales coming out soon. This achievement is enough to give you a position. Plus, Chen Yang himself is the customer you developed, so using him as a pilot, isn't it normal for you to participate? Who can say that you didn't come out?
That's enough, put your mind back in your stomach. If you have free time to think about it, it's better to think about work. As long as the work is done, no one can take it away from you, but if the work is not done well, even if I give it away Once it's in your hands, you can't keep it, understand. "
"Oh."
Zhou Na hung up the phone, pouted and rolled her eyes, finally shook her head and continued to work.
...
Coming out of the bank building, he turned around and raised his head to look at the tall building. Chen Yang still felt a little unreal,
Inexplicably answered a phone call, and he was summoned by a provincial vice president? Also directly received the treatment of strategic partners!
It always feels a little unreal.
Walking to the corner, he took out a cigarette and lit it, and exhaled a puff of smoke. Chen Yang squinted his eyes, replaying today's events in his mind,
After signing the contract, I called Zhou Na and got the result that there was no joint account business. Then, less than ten minutes later, I received a call from President Liu, inviting me to the branch to discuss this matter.
Although there is no evidence, he always feels that this president Liu has some connection with Zhou Na, otherwise, there is no way to explain why his appeal can go from a small loan officer to the deputy branch of the Tangtang branch so quickly. long front.
But until he left President Liu's office, he still didn't ask, what is the relationship between President Liu and Zhou Na? ,
Forget it, whether she was by Zhou Na's side at the time, or whether Zhou Na paid attention to her stomach-stricken customer and reported it step by step, it has nothing to do with me.
As a social person, it is better not to be too curious, otherwise it will easily cause trouble for the upper body.
...
Throwing the cigarette butts into the trash can, he didn't leave immediately, just squatted in the corner in front of the building, took out his mobile phone and called Zou Rong,
"Hey, I'm done. Do you want to wait for you to get off work?"
"Ah? You haven't left yet?" Zou Rong, holding the phone, sneaked out of the office and ran to the stairwell of the building, whispering, "Why did it take so long? Did you wait for a long time?"
Well, she still thought that Chen Yang was here to deliver the documents.
"Uh, it's okay," Chen Yang licked his face and smiled, "It's only two hours before I get off work, how about I wait for you and go back together?"
Zou Rong was overjoyed at first, then frowned and asked, "Don't you have to go back to the company to deal with work? Be careful that the leader puts on small shoes for you!"
"No, our company puts efficiency first, as long as the task is completed, we don't care whether we go to get off work on time or not," Chen Yang said with a chuckle, "Why don't you cook tonight, let's eat Dai girl .”
Zou Rong rolled her big eyes twice, feeling a little moved, "But, there are still two hours left, you have to wait for a long time."
When she went shopping on National Day, she ate Dai Mei once. It was delicious and not expensive, and it was very suitable for working as a worker.
"It's okay, I'll find a golden arch to sit for a while," Chen Yang said with a smile, "That's it, I'll pick you up later."
After hanging up the phone, Chen Yang went to the parking lot, found Zhang Chunli and the others, and told them to go back first, then called Yao Dong and agreed to open an account tomorrow morning, and then wandered around.
...
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