Rebirth, you call this an honest man?
Chapter 36 Untitled
If the three partners have no objection, then The Brutalist Flower Shop will pay the full price of 1.4 million.
Zhang Xuemei can get 350,000, Lao Zhou and Huang Yang count 150,000, and Wang Heng has to pay the remaining 900,000.
Zhang Xuemei has 25% of the shares, Huang Yang and Lao Zhou have 10% each, and Uncle Wang Heng’s relatives have 15%.
Each of the 5 companies has exactly 3%. Wang Heng naturally contributed this money, and Wang Heng pocketed the remaining 50%.
Of course, Wang Heng didn’t have 900,000, so he directly asked Finance Zhou Jianfen to help him pledge Tencent shares to borrow money to open a store.
Wang Heng's 4.6 million Tencent shares can be borrowed by pledging 75% of the amount, which is 3.45 million.
If Wang Heng could remember the specific trend of Tencent stock,
He can also use the borrowed 3.45 million to continue to buy Tencent shares, continue to pledge 2.58 million yuan to borrow 2.58 million yuan, and then continue to buy Tencent shares, and so on.
If this kind of high-leverage financing continues, it's okay if it goes up, but once it goes down, your stock is no longer yours.
Wang Heng only remembered some general information. For example, Tencent's stock did not start to take off until the year of the stock split. Before that, there were rises and falls.
When the rise is fierce, it exceeds 200 billion, and when it falls to the bottom, it is only 200-30 billion.
With such vague information and such huge fluctuations, how dare he play staking?
Besides, the stock pledge financing period is only 6 months, and Wang Heng has to hold Tencent shares for more than ten years before he can sell them. He will not engage in pledge financing for stock trading.
…
Henghua Express Company, Wang Heng's office, Zhou Jianfen handed a stack of information to Wang Heng and said,
"Mr. Wang, will the money pledged by the stock be lent to you directly, or invested in the name of the company?"
Wang Heng’s Henghua Express and Meituan both belong to the parent company Hengda Technology Co., Ltd.
Hengda Company has a preferential tax policy of three exemptions and two half reductions.
But if Wang Heng takes money from the company, he will have to pay an additional personal income tax of up to 45%.
Therefore, Wang Heng’s 4.6 million shares were actually purchased in the name of Hengda Technology, and the money for the pledged loan was naturally also in the name of the company.
If the company lends this money to Wang Heng personally, how can Wang Heng repay it?
Wang Heng’s salary is only 5,000 per month. How long will Wang Heng have to pay back?
Because personal income tax is also required on salary, Wang Heng only received a monthly salary of 5,000 yuan in order to save personal income tax.
But he set his own benefits very high. All social activities, food, drink, food, clothing, housing and transportation can be reimbursed at the company.
It can be said that Wang Heng can go to the company for reimbursement of any expenses, so it is completely useless for him to pay himself a high salary, and he also has to pay taxes.
Even though he often takes Xiao Yan to have fun, the money is actually reimbursed by the company.
If Wang Heng cannot repay his personal salary, then he can wait until he makes money from investing in the Brutal Flower Shop?
That still doesn't work. The Beast's profits need to pay 25% corporate income tax first, and after paying dividends, they have to pay 20% personal income tax.
Therefore, if Wang Heng invests in The Beast in his own name, the money earned by The Beast will have to pass two taxes before it can be repaid.
Of course, paying taxes is the responsibility of every citizen, but if there is a reasonable way to avoid taxes, no company will avoid it.
But Wang Heng doesn't have much money now. If he pays half of the tax on the more than 4 million, he will lose hundreds of millions. If he can avoid it, he will naturally avoid it.
After he took off, he directly donated one to two hundred million and all taxes were paid back.
Wang Heng doesn’t know how to avoid taxes, but as a professional financial professional, Zhou Jianfen
Even if the company has passed three exemptions and two deductions, she can reasonably and legally make the company pay less tax. This is a basic skill of an old finance person.
After Wang Heng read Zhou Jianfen’s information, he naturally chose Hengda Technology to invest in The Beast.
After solving the financial problem, the problems of the cousins and cousins must also be solved, otherwise they will become suspicious if it continues.
On Changbing Road, Wang Heng parked his car in front of the flower shop. As soon as he got out of the car, he saw the greedy eyes of his cousin-in-law Shui Laize.
Wang Heng didn't need to think about it to know that he was obsessed with his BMW. It was so funny that he wanted to covet everything.
I have become accustomed to doing business without a jinshaoliang, and even my conscience has lost a jinshaoliang.
Before Wang Heng entered the store and said nothing, Niu Lai reached out and grabbed Wang Heng's hand and said,
"Heng Laize, please pay me back the 50,000 yuan you borrowed from me to open a store last year? I want it now."
"Heng Laize, I still have 50,000 yuan. I'm going back to build a house. You've also made money. Please pay me back quickly."
"And I have 50,000 yuan. You had no money to open the store and borrowed 150,000 yuan from us to open it. You still haven't paid back the money after you made money."
Huang Laize and Shui Laize followed Niu Laize, one on the left and the other on the right. All three of them had malicious looks in their eyes.
Wang Heng slapped Niu Laize's hand away, looked at a few people coldly and said,
"You made something out of nothing today and forcibly asked me for 150,000 yuan. You are preparing to disown my cousin."
When Wang Heng finished speaking, Niu Lai responded directly,
"Don't think that my cousin will turn away 50,000 yuan from me with just one sentence. Give me the money and you can do whatever you like."
Cousin Wang Heng also made a speech, "Heng Laize, your brother-in-law and I earned 50,000 yuan from doing business early in the morning and late at night.
If you don't want to recognize me as your cousin, it doesn't matter to me, the money must be paid back."
Wang Heng clapped his hands and said,
"Now you three are asking for money without conscience, and everyone from cousin to cousin doesn't care anymore.
Well, I'll give you a chance. You call your parents to come to Hangzhou.
You ask them to testify that I owe you 150,000 yuan. As long as they dare to say it without conscience, I will give you every penny of the 150,000 yuan.
But with this money, our relationship will be severed, and I will have no aunts or uncles in this life."
Wang Heng said it very ruthlessly. He was too honest in his previous life and was bullied for the rest of his life.
Wang Heng’s entire family came from the countryside to do fruit business.
Including Wang Heng’s father, it is common for them to cheat when they are short of weight.
Wang Heng was naturally bullied, especially when his wife divorced him and he never married, leaving him with only one daughter.
These relatives basically regarded him as a destitute. Wang Heng's mother tried to make a blind date with Wang Heng in the village for more than ten years without success, and they were indispensable for blocking him.
In his last life, Wang Heng wanted to get rid of this strange relative, and he never went home to celebrate the New Year for more than ten years.
He doesn't want to wrong himself in this life.
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