Reborn 2005: The Internet Myth

After dinner, I didn’t go back to Menlo Park because I drank. Instead, I went back to San Francisco and found a hotel to stay directly.

We will not discuss the issue of shares any further. For payment platforms, this is a very complex issue.

The payment platform connects customers on the one hand and resources on the other.

Wang Zheng controls the customers. The total number of global users of Phil International's websites currently reaches 40 million, with a daily transaction volume of approximately US$4 million.

Of course, a large portion of the $4 million will be distributed to Meta's creators.

The Rothschild family controls the resources.

A skinny camel is bigger than a horse. Not to mention that the total amount of Internet funds invested by Enyi Investment alone has reached 6 billion US dollars, and they have close relationships with securities banks such as Goldman Sachs and Lehman, as well as various insurance companies.

Having a relationship means high-quality products, whether it is preferential insurance services, convenient securities investment services, etc., they will become the advantages of the payment platform.

And the most important thing is that they have their own savings bank.

This bank is really important to the payment platform.

Think about why the future Thief Group and Penguin Group will be able to compete in many payment businesses?

First, the number of users is indeed large enough and the user base is extensive. The second reason is that they have their own private bank, and they are one of the first batch of private banks in Daxia.

The benefit of a bank is not only that you have the funds in your own hands, and you can use them however you want. The biggest gain is actually being connected to the national credit system.

With users, the credit of all users, and funds, to be honest, it would be too difficult if you still can't make a lot of money.

Daxia was dragged into the Western credit society system by a group of thieves. As a last resort, the big one among the poor had to be picked up and the family had to be raised up.

Penguin is a man who takes orders when he is in danger. Of course, he will not dare to imitate the thieves group and cut off the leeks of the vast number of users. However, this guy only takes money and does not do his job. When he sees good business, he will try his best to take it for himself.

In short, as long as one of these two companies can do something serious that socialism requires, the Internet business environment in Daxia will be much better.

Midland is different. It is a credit society. However, as the world's number one international online payment channel, PayPal has been doing one thing from beginning to end, which is to be a channel.

There are not so many messy financial management, insurance, credit and so on.

It’s not that it can’t be done, but that Midland people are usually more attentive. If there are so many buttons and advertisements integrated into an APP, you will probably uninstall it immediately.

Their ability to receive information is limited, and comprehensive information will make them unable to find the key points.

Therefore, Midland is more popular with small and sophisticated APPs or web pages that highlight professionalism.

Daxia users can choose, or be chosen, a large and comprehensive APP service. You don’t have to use it, but I must have it.

The euphemistic name is, consider the users.

Since it wants to compete with PayPal, Cloud QuickPass must not rely solely on the payment channel business. It is estimated that it will never be able to beat PayPal in its lifetime.

Therefore, insurance financial management business is a must. This is Wang Zheng’s first step into the financial industry.

With this move, he was able to dominate the economic crisis two years later without arousing any suspicion or prying eyes.

In this case, the Rothschild family's investment is particularly important.

How many shares should be given? Wang Zheng's preference is to divide the shares into 82%. He also reserves a part of the shares to introduce other large capital, so as to obtain more abundant financial resources.

In this way, Wang Zheng also has the opportunity to have certain interests tied to top financial groups, which will be more beneficial for obtaining some embargoed technologies in the future.

After eating, Jeff lost interest in playing a playoff with Lindsay. Under Lindsay's resentful eyes, he got on the plane to Seattle as quickly as possible.

When he got off the plane, there was already an Escalade waiting for him at the airport. He drove quickly and quickly arrived at his destination, which was an antique building on the edge of the city with the "American Bank of America" ​​sign.

Jeff quickly walked into the conference room and opened the door. There were already seven or eight people sitting in the room. They seemed to be quite young, generally between 45 and 60 years old. The old man in the front seat was even more elderly.

Yes, with gray hair and white beard, he is already in his twilight years.

"Jeff, I don't understand what's so important that I have to convene a family meeting." A well-dressed, gentleman-like middle-aged man's voice was sharp, and he clearly expressed his displeasure: "You haven't yet

Become the official heir!"

Jeff ignored him. Instead, he walked over to the old man who led him and hugged him gently. Then he sat next to the old man. After looking around, he said, "I'm sorry to call you all in so late."

Come to the family meeting."

"Everyone should know that Justin Phil, Phil International has soared to great heights in just a few months and is unshakable. He is now going to enter the banking industry and invites us to join him tonight."

"I think this is a great opportunity. If it succeeds, our American League Rothschilds are very likely to return to the glory of the first half of the 19th century without having to linger like we are now."

The middle-aged man with a sharp voice sneered: "He's just a lucky kid. Isn't the social game not enough for him? He actually wants to enter the banking industry so brazenly? Jeff, your vision is really disappointing.

, I propose to cancel Jeff’s candidacy as heir, does anyone object?”

No one at the table paid attention to him, but this man became even more arrogant. He laughed a few times and said to Jeff proudly: "You see, Jeff, you..."

Before he could finish speaking, a nice leather glove was thrown in his face, interrupting his words.

He was about to get angry, but when he grabbed his gloves and tried to jump, he heard the leader of the old man say in a gloomy voice: "Horn, get out!"

Horn opened his mouth, but didn't say anything. He respectfully stepped forward and returned the gloves to the old man, snorted proudly at Jeff, turned around and walked away without any sloppiness at all.

The others looked at each other with their noses and noses, and no one looked at Horn, but neither did they look at the old man who was now the parent.

In fact, Jeff still doesn't understand why his uncle always talks like this in every meeting, constantly finding various low-level and ridiculous reasons to cancel his candidacy.

He doesn’t have a son either…

With a helpless sigh, Jeff cheered up and continued: "Phil International plans to be an online bank. In other words, this bank can provide users with the financial services they need at any time and anywhere in the world. From

Everything from savings to credit, insurance securities, etc.”

"I was moved by this plan! It will change the world, and if we participate, it will also change our entire family. The Rothschild family of the American League has been sleeping for too long, and it's time for us to wake up."

Jeff stood up and put his hands on the mahogany conference table in front of him. He looked around seriously and said, "Don't have any more extravagant hopes or efforts to get European Rothschild to accept us again."

"We are no longer Jewish!"

After two minutes of silence, the 60-year-old man in the second seat raised his head and glanced at the old man next to Jeff. He found that the old man seemed to be about to fall asleep. He shook his head helplessly and asked: "Jeff,

Why are you so optimistic about this Justin Fehr? You have to know that he is only 23 years old and even only has a high school education. The banking industry is not something that this kind of person can do well."

"Father, he really doesn't know how to do a bank, but he knows how to do something on the Internet." Jeff said confidently: "We have everything he lacks now!"

After a pause, he continued: "There is a proverb in the East, which is to take something in advance and give it in advance. All we have to pay is this dilapidated bank, and maybe Diane! As long as he can succeed

, what we leave to the next generation of descendants will be a hundred times a thousand times the current Rothschild."

Regarding the phrase "add Diane", no one of the men present refuted it, and no one thought there was something wrong with it.

After Jeff answered several questions raised by his elders, he found that most of the questions focused on doubts about Justin Fehr's ability. He simply concluded: "I have carefully studied Justin Fehr, from the time he started his business to now.

Every step he takes is almost perfect - and he is about to make bigger moves. I even think he may crush Microsoft under his feet."

"Elders, please vote, I need your support."

…

Wang Zheng, who was far away in San Francisco, didn't know these things.

We had to talk about something during dinner tonight, so he had been very restrained and drank the red wine with great displeasure.

He still has great expectations for his cooperation with Jeff.

There was no way, among the people he knew and had experience working with, only Rothschild, represented by Jeff, had this ability and resources.

And it was indeed quite enjoyable in the previous two cooperations.

The payment platform matter is now urgent, and there is not enough time for him to find a more suitable partner.

After waiting calmly for two days, Jeff finally arrived in Menlo Park and walked into Wang Zheng's office.

The two hugged and sat facing each other. Jeff couldn't wait to say: "Justin, I have convinced my family to agree to this cooperation."

"A wise choice." Wang Zheng was secretly happy, this was indeed good news.

Jeff tugged on his tie, let out a long breath, and said, "This time I'm betting my future on you, Justin."

"You won't be disappointed, friend. You have to know that the future is the Internet era, and any industry, including banks, must develop in line with the trend of the times."

"Of course I know. Do you know how hard it is to convince those old stubborns?" Jeff complained: "If you don't give me a reasonable price, I will be angry."

"Haha, don't be angry." Wang Zheng smiled, picked up the coffee, took a sip, and said, "It depends on what you plan to pay."

Jeff took a thick stack of documents and handed them over, and Wang Zheng took them and looked through them one by one.

Good guy, what a big deal!

Looking at these documents, Wang Zheng finally knew where the top chaebol families came from.

The shares of American Bank of America in Seattle were held by more than 30 companies, and were eventually accumulated into the hands of four members of the Rothschild family.

The others are the four major investment banks - Goldman Sachs, Morgan Stanley, Lehman and Merrill Lynch - ranging from 1% to 2%, twelve commercial banks and five large insurance companies, ranging from 1% to 5%.

There are varying amounts of equity, as well as investment certificates from more than 30 private equity funds, with a total investment of US$15 billion.

This is showing off muscles!

Of course these things were not given to Wang Zheng. Jeff's purpose was very clear, to let him see Rothschild's strength.

After reading through it, Wang Zheng left the equity structure document of American Commercial Bank alone, threw the others aside, raised the document in his hand and said with a smile: "I want this bank, and I will give you 10%."

According to documents, Ameritrade is now worth about US$1 billion. It is not a commercial bank for the public. Its current main business is to attract investments and organize mergers and acquisitions for corporate customers.

Just when Jeff wanted to refute, Wang Zheng said again: "Every time you get a big investment bank, commercial bank or insurance company to buy shares, I will give you an additional 0.5%. The upper limit of the additional shares released is 20%, which belongs to Roscher."

Germany’s shareholding limit is also 20%.”

Jeff groped his chin and thought for a long time. He completely understood Wang Zheng's thoughts.

He used his network resources to attract these banks to join the game and create an unprecedented comprehensive financial platform. Everyone's investment and wealth management products competed healthily on the platform, ultimately making the platform stronger and bigger.

But even if he understood the operation mode, he still couldn't leave Wang Zheng alone and go it alone.

This is a brand new financial model, and no one except Wang Zheng knows how it will develop.

This is also the reason why Wang Zheng wants to take 60% of the shares.

He must ensure his voice and control to ensure that the payment platform is always under his control.

These equity interests will also be the most important cornerstone for him to ascend to the top businessman position in the American League.

After Jeff thought about it, he nodded in agreement: "Phil, I agree with your plan. But you have to take out another 3% of the shares. 57% will not make you lose control."

"3%? You mean Sutong Capital?" Wang Zheng remembered that Sutong Capital only accounted for 3% of each company's investment.

"Yes, it's Sutong. Listen to me, you must bring them in. If possible, it is best to leave the CEO position to Sutong. To be honest, I completely agree with your plan, but I don't think you have put it into practice."

The ability to make it happen.”

…

Fuck, you don’t believe me so much?

Although I knew that I really couldn't do it, I still couldn't help but ask: "What is the situation with Sutong Capital?"

Jeff shrugged, "I'll contact Sutong Capital first. When we meet later, you can just chat directly."

His mysterious expression made Wang Zheng even more curious. In fact, he had checked Sutong Capital many times, but unfortunately he found nothing.

But now that Rothschild has agreed, it will be much easier to establish the payment platform project.

There are at least twenty payment platforms in the financial industry that have invested in them, which is pretty awesome when you think about it.

There's no reason why it can't fly.