Reborn 90s

Under Chen Ming's strong intimidation of never giving in, Zhang Yuyan and Rourou finally managed to persevere until the end, mainly because the grilled fish and grilled mutton were so delicious.

Even Zhang Yuyan was burping: "This is the fullest and most filling thing I have ever eaten in my life! Hiccups..."

Chen Ming was very satisfied after eating his own cooking. He is good at cooking and has a very tricky mouth, so he usually thinks that delicious food must be really delicious.

Taking advantage of Zhang Yuyan's good mood, Chen Ming took the opportunity to start doing her ideological work: "Yuyan, there is something I have always wanted to tell you."

"What's the matter? Just say it."

"I want to discuss with you the correct way of living."

Correct lifestyle is another term that Zhang Yuyan has heard a lot about, but she understands the meaning. She went to high school, and the high school students of that era are no different from the college students thirty years later.

It's very far away. Of course, the depth and breadth of knowledge is another matter.

So she said directly: "Tell me, what do you want to say?"

Chen Ming started seriously: "First of all, we need to know what the purpose of making money is. The initial purpose of making money is to maintain our survival, and then to improve our quality of life."

He is very proficient in business negotiation skills and has experience in the art of speaking. In the first sentence, he did not say "you" but said "we", which will first make the other party have a sense of psychological identity.

One of the top skills in negotiation is not to speak on the opposite side of the other party, and don't let the other party regard you as his opponent and enemy.

Thirty years later, all those who work in the insurance industry will learn the art of speaking first during training. The first speaking skill they learn is that when selling insurance to customers, do not say "you" but "how you" are.

How about saying "we".

The same sentence, but the effect caused by different ways of speaking is absolutely different...

Chen Ming continued: "If you don't spend the money after you earn it or you are reluctant to spend it, then the meaning of making money is lost. Money should not only meet our survival needs, but also improve our quality of life and satisfy our enjoyment of life."

What he said was too official. Fortunately, Zhang Yuyan understood everything he wanted to express, so she replied: "You want to say that I am stingy?"

Chen Ming smiled bitterly and shook his head: "I really didn't mean that. You misunderstood me. I just want to tell you how we should spend and save money correctly. You must not know that spending money and saving money is actually a very serious skill.

.”

"Then tell me and I'll listen."

So Chen Ming continued to teach her in a serious manner: "Then let's continue chatting. A person's life is not long. A hundred years will pass quickly, so besides survival, you must learn to enjoy life. Diligence and frugality are of course a virtue, but

Learn to be moderate.”

"When we were young, if conditions allowed, we would eat a lot of delicious food, buy beautiful clothes, and go out for a walk to gain experience."

"If we only know how to save money diligently and frugally, we may have a lot of money when we are old, but if our teeth are broken, we will not be able to eat those delicious foods, and if our legs and feet are not good enough to walk, we will not be able to play outside."

"At that time, our bodies could no longer wear any good-looking clothes. Holding a lot of money was useless, just like holding a lot of waste paper. Maybe by then our money could only be used to buy medicine.

,Ha ha ha ha."

Although he was enlightening, his tone of voice was very gentle and there was always a smile on his face. He also explained the truth in a simple and easy-to-understand way. Zhang Yuyan not only understood it but also did not feel any resistance.

"Are you trying to tell me how much we should earn and spend?"

Chen Ming shook his head again: "Spending as much as you earn is of course a very wrong way of living. The correct way to spend money should be: For example, if we can earn three thousand yuan a month, then we should use one thousand yuan as living expenses.

, one thousand yuan is used as a deposit, and the other one thousand yuan is used for financial management and investment."

In fact, this kind of proportion of spending money is already outdated, but Chen Ming can't teach Zhang Yuyan the more correct concept of spending money, because she absolutely doesn't understand it at all!

So Chen Ming could only do the next best thing and teach her the "first step" in the concept of spending money. But even so, Zhang Yuyan encountered a problem: "What does financial management and investment mean?"

"I opened a cold drink factory with the only 200 yuan I had at the time, and then earned countless times more than the 200 yuan. This is called financial investment."

"To put it in a simpler way, how can we turn one hundred yuan in our pocket into two hundred, one thousand into ten thousand yuan? This is called financial investment."

Zhang Yuyan probably understood it.

In order to let his wife have a digestion and absorption process, Chen Ming opened a bottle of drink and handed it to her hand attentively.

"Do you know why Xu Lili, Zhu Jian and your previous classmates always like to bully you? Isn't it because our family's conditions were not good in the past, and we wore bad clothes and looked very downtrodden? That's why their families' conditions were better than ours.

It’s easy for people to look down on us because they think we are incompetent.”

This topic is a bit heavy, and Zhang Yuyan felt a little embarrassed and uncomfortable after hearing it, but it is a fact.

"But now our family's living conditions are better. We have bought a washing machine, TV, and car. You and Rourou also have nice-looking clothes. Those neighbors who used to ridicule us, don't they talk to us when they talk to us?

Was it different before?"

"Does Fatty Liu, who dared to bully you before, still dare to bully you now? He doesn't dare anymore, right?"

These are all facts that Zhang Yuyan cannot deny.

"There are also those people begging for food on the street. Why don't people look at them when they pass by? Isn't it because they don't have enough to eat, don't have enough clothes to wear, and are so impoverished that they can't live in poverty? That's why they don't get food."

Everyone’s respect.”

"So if we want to gain respect from others, the first thing we need to do is learn to respect ourselves. The way to respect ourselves is to live a decent life as long as our abilities allow."

Chen Ming only analyzed the cause and effect of things rather than lecturing people. His communication and teaching method worked very well. Zhang Yuyan understood and listened to everything without any resistance.

His only problem is that his speech is too serious and stiff, as if he is negotiating or giving lessons to employees.