Reborn as a police officer in South Africa

Being a farmer in southern Africa is very satisfying. The annual taxes paid are not a problem compared to the income of the farm. You can easily grow a farm of nearly a thousand acres and you will not go hungry. If the farmer is diligent,

Life can be very rich.

Tiger's farm is like this. His farm has about 200 acres, which translates to about 1,200 acres. In addition to cattle and sheep, the farm also has orchards. There is endless fruit to eat all year round. Tiger also grows more than ten acres of it.

He bought grapes and built a small winery of his own, and the wine he brewed became famous nearby.

Compared with Tiger's farm, Marshall's farm is not in good condition. He has not yet paid off the loan to purchase the farm. Last year, he purchased a tractor through installment payment, and the repayment pressure is even greater.

If everything goes well, Marshall can pay off the loan within three years, and by then Marshall's farm will be back on track.

Unfortunately, a drought forced Marshall into a desperate situation. If he could not repay the loan on time, Rand Bank would take away Marshall's farm, and Marshall would have nothing.

No one knows how long this drought will last. Storing as much forage as possible will give you more confidence in fighting the drought.

It’s not that Marshall doesn’t want Tiger’s grass, but he simply doesn’t believe that Tiger will sell the grass. Everyone knows the virtues of American farmers, who would rather pour milk into the river than sell it cheaply to the poor, so

Marshall simply could not understand the meaning of "unity".

"Tiger, if you have any extra grass you can sell to me, I will pay you the current price." Marshall didn't want it, but someone else wanted it.

"Okay, you can drive to my farm later -" Tiger is really not stingy. In Chinese terms, they are fellow villagers and can talk about anything easily.

"What's the price of cattle now? I need some money to repay the loan -" The bar is a good place for farmers to communicate with each other, not just a place to drink and have fun.

"Angus cattle or Nyasaland cattle? If it's Nyasaland cattle, it's easy to say, but the market for Angus cattle is not very good."

"It's just Angus cattle. If it's Nyasaland cattle, then what do I have to worry about——"

Marshall still stayed in the corner of the bar. Everyone else was chatting happily and no one paid any attention to him.

"Wang, give me another drink." Marshall could only chat with the bar owner.

"Don't drink too much, alcohol can't solve your troubles." The boss reminded kindly, looking at Marshall with pity.

Marshall didn't offend anyone today. He still doesn't realize the seriousness of this problem.

Marshall's life in the town would be difficult if he was ostracized by other farmers.

"Thank you -" Marshall smiled bitterly. He also knew that alcohol could not solve the problem, but he could only use alcohol to relieve his sorrow.

The next day, the mayor, the tax collector, and the sheriff came to Marshall's farm, along with the loan officer from Rand Bank.

Marshall's loan is overdue, and the loan officer is here to collect it. If Marshall cannot repay on time, then Rand Bank will take enforcement measures.

"Please give me a little more time, I'm thinking of a way, and I will definitely pay back the money as soon as possible -" Marshall begged, hoping for a period of grace.

"Mr. Marshall, you know the consequences of defaulting on your loan. If you can't repay on time, Rand Bank will auction your farm. You can't afford it, so why take such a big risk." The loan officer was merciless.

Marshall's loan officer has seen this situation many times. Rand Bank is not a charitable organization.

Marshall is able to repay the loan. His farm is valuable and he only needs to sell one or two cows to repay the loan. However, the current cattle market is not good and Marshall does not want to lose money.

This is why the federal government established a price guarantee system.

"I know, I know, I just want to wait for a while and sell it at a good price as possible -" Marshall has a serious sense of luck.

"Marshall, what if the price of beef continues to drop over time?" The mayor was very worried about Marshall. The previous owner of the farm that Marshall took over went bankrupt due to poor management.

Don’t think that with such good conditions in southern Africa, farmers should live a prosperous life. Every year, countless farms in southern Africa go bankrupt.

This is understandable. Many new immigrants had no experience in running a farm before coming to southern Africa. If they were given a farm, they would not know how to run it. Even with the guidance of technical experts, the farmer would still have to work hard.

OK.

Unfortunately, there are many people who are too lazy to eat, some drink and gamble, and some pray for God's help every day. As a result, many farms go bankrupt every year.

"How is it possible? Isn't the federal government setting up a price guarantee system? So maybe after a while, the price of beef will return to normal levels." Marshall is not stupid. Listening to the radio every day is still useful.

"Oh my God, the federal government will set up a price guarantee system. It will be next year at the earliest. Can the bank wait for you until next year?" The tax official is about to collapse. The price guarantee system is not something that can be achieved overnight. It will take two or three years to be implemented.

It's all normal.

"I have a plan. You can find several farmers in need to jointly apply for loans from Rand Bank, so that you can tide over the difficulties." The loan officer will not let go of any possible business, Marshall's farm

It's still good. As long as you can get through the difficulties, paying back the money won't be a problem.

Marshall was dumbfounded and realized then that he might not be able to find a farmer willing to vouch for him.

Sometimes we really can’t blame banks for being snobbish. Without guarantees, banks really don’t dare to lend, and loan officers also have to bear responsibility. What if a loan is released but cannot be recovered?

At this time, the guarantee becomes the bank's last line of defense.

"Mr. Mayor, can you help me?" Marshall pinned his hope on the mayor.

"Guarantee the loan? Sorry, I have already guaranteed it for others, so I cannot guarantee it again." The mayor's reason is very good. If he guarantees it repeatedly, Rand Bank will not be able to pass it.

"Mr. Marshall, you must repay the loan within three days. This is the deadline, otherwise Rand Bank will auction your farm." If Marshall cannot find a guarantor, the loan officer will be helpless.

After sending the loan officer away, Marshall began looking for a guarantor.

Not surprisingly, all the farmers in the town were unwilling to guarantee Marshall's farm.

At this time, Marshall had to accept the reality. Even if he lost money, he still had to dispose of part of his assets to repay the loan.

What made Marshall even more helpless was that the mayor unfortunately said that the price of beef was lower than a few days ago. Marshall had to sell three cows to repay the loan from Rand Bank.

While Marshall was selling cattle, Tiger and several well-connected farmers got a joint guaranteed loan from Rand Bank, which would help them weather the storm more effectively.

Time came to December, and it finally rained in Pretoria, but the rainfall was not heavy. At this time, the rainfall in southern Africa was already 70% less than in previous years, and the drought continued.

serious.

Diagonally opposite the Governor's Palace, the new Palace of Justice was finally completed. Roque officially moved to the new Palace of Justice and became neighbors with Kitchener.

Kitchina was not in good health during this period. He was already 75 years old. London was already considering a new governor, but Rock firmly disagreed.

No matter who becomes the governor-general, it will not mean much to southern Africa. It is just a mascot. It is better to keep Kitchener in southern Africa.

At least the environment in Pretoria is more suitable for retirement in Kitchener than London.

Rock couldn't imagine whether Kitchener could survive the London winter if he returned to London.

London is still a smog city, and people die every day due to severe smog. This situation did not improve until the British government implemented the Clean Air Act in 1956.

In recent years, many British people come to Southern Africa for vacation every winter. Compared with the British mainland, December in Southern Africa is simply perfect.

"It's already December, and it still hasn't rained. Damn it--" Kitchina cursed. The older the old man got, the more irritable he became, and he didn't like anyone.

"Don't worry, governments at all levels of the federal government have taken action, and we can get through it." Roque is confident no matter what happens, even if not a drop of rain falls, Southern Africa will not suffer from starvation.

Only Southern Africa has this kind of confidence. If it were any other country, encountering the situation in Southern Africa, I am afraid it would have a huge impact.

Look at India, tens of millions of people starve to death at every turn, which is absolutely impossible to happen in southern Africa.

"You should remind Cecil not to take advantage of the situation at this time." Ade was dissatisfied with Stoudemire, who is the largest grain purchaser in southern Africa.

Although he has resigned as prime minister, Ade also has his own news channels.

During this period, there have been many news stories about grain purchasers taking the opportunity to lower prices. There have been many reports in newspapers and magazines in southern Africa, and Ade has also noticed this problem.

"This may not be Cecil's instruction." Rock didn't think that Stoudemire would take advantage of the situation. It was probably Stoudemire's subordinates who made the decision privately.

Stoudemire, like Roque, is now unable to do everything in the business under his name.

After the spin-off of the South African company, Stoudemire also hired professional managers to manage the company. Professional managers must be responsible for the operation of the company. Everyone cannot be required to have a sense of social responsibility. All actions of the company are for the purpose of profit, otherwise the company will not be able to operate the company.

Not even a charity organization.

Charitable organizations also need honor.

"That's why you have to remind Cecil that Cecil is now the Minister of Justice of the federal government and cannot be mercenary." Ade has high requirements for Stoudemire. Other companies can be mercenary, but Stoudemire cannot.

"Okay, I will remind him at the appropriate time." Rock didn't want to raise this issue rashly, as it would affect the relationship between Rock and Stoudemire.