Reborn as a tycoon in Hong Kong

"Huo Sheng, this time I want to get a loan from Standard Chartered Bank, and I need the support of Standard Chartered Bank."

The plan changed and the acquisition of Wharf was put on the agenda. Of course, Lin Baicheng had to find a way to raise funds, because the money on hand was simply not enough to acquire half of the shares of Wharf.

"Lin Sheng, which company have you set your sights on again?"

Huo Yaohua was shocked when he heard this. Lin Baicheng had just acquired Asia Television, and now which company was he going to acquire?

"Huo Sheng, I just need a loan from Standard Chartered."

Lin Baicheng smiled and did not answer directly. Since the nature of Standard Chartered determined that he would not help when acquiring British companies, then simply ignore Standard Chartered and just get the money as a loan from Standard Chartered. If you can't get a satisfactory loan this time, then you just don't cooperate with Standard Chartered. Standard Chartered is not the only bank in Hong Kong with international business.

Huo Yaohua didn't ask much when he saw this. He knew that his guess was probably right, and this time Lin Baicheng was probably interested in a British-owned listed company. However, these had nothing to do with him. What had to do with him was to give Lin Baicheng's loan.

"Lin Sheng, how much do you want to borrow? What kind of collateral do you want to use?"

"I want to borrow 300 million Hong Kong dollars, but I will only use Asia Television as collateral." Lin Baicheng said.

"Lin Sheng, you are too far behind."

Upon hearing this, Huo Yaohua immediately shook his head: "Standard Chartered will not recognize Lin Sheng's acquisition valuation of Asia Television. The valuation of HK$120 million is already the highest valuation that Standard Chartered has ever given to a television station."

Lin Baicheng said: "After I acquired the TV station, I injected HK$50 million into the TV station."

Huo Yaohua still shook his head: "Even so, there is still a difference of more than 100 million Hong Kong dollars, not to mention that the bank lending itself will not lend out the entire valuation of the collateral."

"Huo Sheng!"

Lin Baicheng said seriously: "If I borrow 100 million or even 150 million Hong Kong dollars from the bank based on Asia Television, then why should I go to Standard Chartered? Not to mention the loan of 100 million Hong Kong dollars, even if it is 150 million Hong Kong dollars, I think Hong Kong There are quite a few banks in the country who are willing to lend me money, what do you think?"

"That's what you said, Lin Sheng."

Huo Yaohua began to think deeply as he spoke. What happened last time must have made Lin Baicheng have a grudge against Standard Chartered. If he is still unable to support Lin Baicheng this time, it is entirely possible for Lin Baicheng to seek support from other banks and transfer his account to other banks.

Lin Baicheng transferred a lot of money to and from Standard Chartered Bank. The capital flow in 1977 alone exceeded one billion Hong Kong dollars. Standard Chartered Bank also made a lot of money from Lin Baicheng. It is a pity that such a big customer was lost like this. .

Lin Baicheng didn't rush Huo Yaohua. He had already decided that if he couldn't get financial support from Standard Chartered this time, he would go to HSBC. If that didn't work, he could go to other banks. If it weren't for the hundreds of millions of Hong Kong dollars that some Chinese-funded banks might not be able to take out immediately, he could go to a Chinese-funded bank and let the Chinese-funded bank make the money.

"Lin Sheng, I can't guarantee that I can give you such a large loan now, but I will try my best to convince the board of directors."

Huo Yaohua said aloud that in fact, if he really had to make a decision on this kind of thing, he could still make the decision, but this kind of loan had considerable risks. If there was a problem later and he could not recover all the loan, he would be responsible, and There was no way he was risking his career.

"That's right, but I hope Huo Sheng can give me an answer as soon as possible."

Lin Baicheng nodded. He didn't plan to wait too long this time. If he could succeed, he would find another bank if he couldn't.

"Three days, I will definitely give you an answer to Lin Sheng within three days."

Huo Yaohua pondered for a while and then said: "Lin Sheng, although you used Asia Television as a mortgage, the lender cannot be Asia Television, but Lin Sheng yourself."

There is a difference between the two. Lin Baicheng is the owner of Asia Television. The bank lends money to Asia Television. Lin Baicheng can transfer the money from Asia Television and find ways to use it for himself. After all, he is the only shareholder of the company. But if Lin Baicheng still fails to repay the money, the bank can only ask Asia Television for repayment. After all, the lender is Asia Television, not Lin Baicheng himself.

In this way, it is possible that after Lin Baicheng ran out of money, he would find a way to bankrupt Asia Television and avoid the debt himself. In this way, the money would become a bad debt in the bank.

Although this possibility is very low, Huo Yaohua has to guard against it, and at the same time, this will be more convincing to the board of directors.

"That's no problem."

Lin Baicheng happily agreed. It was not like he was not prepared to repay the money, so there was no problem at all that the lender was himself.

Huo Yaohua smiled and said, "With Galaxy Games here, I believe the directors will be willing to give you this loan, Lin Sheng."

"Then I'll wait for your good news, Huo Sheng."

Lin Baicheng also laughed. It would be best if he could get a loan from Standard Chartered, so that he would not have to look for other banks.

Two days passed in a blink of an eye.

The preliminary round of "Who Can Be a Millionaire" has begun in an orderly manner, but it has not yet started to be broadcast on TV. The main thing is to re-edit each scene after filming, select the exciting games, and edit them into highlights for broadcast.

Lin Baicheng doesn't care much about the preliminary and semi-finals of the competition. He will only pay attention when the finals begin.

Two days later, Huo Yaohua finally gave Lin Baicheng a reply. Standard Chartered was willing to give Lin Baicheng a loan of 300 million Hong Kong dollars. Lin Baicheng only needed to use Asia Television as a mortgage and loan in his own name to get the money.

Lin Baicheng readily agreed and took his lawyer and Cheng Yufeng to Standard Chartered Bank to make sure there were no problems with the loan contract and sign it.

"Huo Sheng, thank you so much for Standard Chartered's help this time."

After signing the loan contract, Lin Baicheng and Huo Yaohua shook hands and expressed their gratitude.

"As long as you, Lin Sheng, continue to support us at Standard Chartered."

Retaining Lin Baicheng, a major customer, is the fundamental reason why Standard Chartered Bank is willing to support Lin Baicheng. This is also Huo Yaohua's job.

"Standard Chartered is so supportive of me, so of course I will support Standard Chartered."

Lin Baicheng said with a smile that before he had a bank of his own, since Standard Chartered was willing to support him, he must have opened his account at Standard Chartered Bank. Even if you acquire your own bank in the future, you can still use Standard Chartered Bank for international remittances.

After chatting for a while, Lin Baicheng took the people away. As for the funds, they were still in Lin Baicheng's bank account at Standard Chartered for the time being.

Although he received a loan of HK$300 million from Standard Chartered Bank, this amount was not enough for Lin Baicheng to complete the acquisition of Wharf. He still needed more funds.

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